Jaguar car insurance

Accident benefits coverage protects you in the event that you, a passenger, or a pedestrian requires medical attention following a collision. Regardless of who is at fault for the collision, you can still recover compensation under the accident benefits portion of your car insurance policy for any medical expenses, rehabilitation costs, and more, up to your coverage limit.

One more type of mandatory coverage in Canada is uninsured auto insurance. This type of coverage protects you and any passengers in your Jaguar car if you get into a collision with an at-fault driver who is either uninsured or underinsured. It can also protect drivers who are the victims of a hit-and-run.

If you get into an accident that is not your fault, direct compensation coverage can help cover the costs. For this type of coverage, you must file a claim with your insurance company to receive compensation directly, rather than dealing with the other driver's insurer. Note that this policy is no longer mandatory in Ontario as of 2024, but it remains mandatory for drivers in Alberta and New Brunswick.

Collision coverage will cover the cost of repairs or replacements your vehicle may require if you get into a car accident, regardless of whether you're at fault or not. Like many sports cars and luxury vehicles, Jaguars have expensive repair and part costs. For example, an engine replacement can cost drivers up to $26,000, while an air conditioner repair can cost anywhere between $2,000 and $3,000. These elevated expenses are also impacted by an 18% increase in vehicle parts across all car brands, according to the National Association of Career Colleges, which highlights the importance of adding collision car coverage to your plan, regardless of what Jaguar model you drive.

Comprehensive car coverage will cover the cost of repairs or replacements if your Jaguar car is damaged while parked. Common perils listed in this optional Jaguar car insurance policy include theft, vandalism, fire, falling objects, severe weather conditions, and water damage. According to the Insurance Bureau of Canada, car theft rates in 2023 resulted in $1.5 billion in insurance claims 2023 alone, making this comprehensive policy a valuable safeguard.

One final type of optional car insurance coverage popular among Jaguar drivers is accident forgiveness. Accident forgiveness is additional coverage that can be added to your car insurance policy as an endorsement to protect your driving record and to help prevent your insurance premium from increasing if you have an at-fault accident claim. Note: coverage varies by province.