Car Insurance in Fort Erie

How to renew your expired car insurance

Renewing car insurance that has expired entails a number of critical steps to restore your coverage and guarantee your legal protection while driving. When you learn that your car insurance has expired, you need to act quickly to avoid potential consequences. Here is how you can go about your expired car insurance renewal:

1. Contact your insurance company or insurance broker

The first step is to contact your insurance provider or broker. Inform them that the coverage has expired and inquire about the renewal process. They will walk you through the steps required to reactivate your insurance coverage.

2. Update your information

Depending on the length of the expiration date, your insurance provider may require updated information about your car and current situation. This could include modifications to your driving patterns, your address, or vehicle changes.

3. Potential vehicle inspection

When there has been a substantial discrepancy in coverage, certain insurance providers may require an inspection of the vehicle. This examination makes sure your vehicle meets all safety and insurance requirements.

4. Revise your current policy

Use this time to review your insurance policy requirements. You may want to modify your policy if your circumstances or driving patterns change. Not only can this help you save money on your renewal, but it will also give you peace of mind knowing you are fully covered given your new situation.

5. Be prepared for a potential increase in your insurance premium

If you had a lapse in coverage, your insurance company may charge you more when you renew your policy. This emphasizes the significance of maintaining continuous coverage and the importance of renewing your policy before it expires.

6. Setup renewal reminders

Think about setting up reminders for your renewal dates to avoid future mistakes. This could be something as simple as incorporating calendar alerts or enabling automatic insurance company announcements to your email or phone.

7. Change to automatic payments

Automatic payments can help make sure your premiums are paid on time, lowering your risk of future coverage gaps. Just keep in mind that paying your insurance premium monthly will cost you more than paying your premium upfront.

By following these steps, you will be able to effortlessly renew your expired car insurance, allowing you to keep operating your vehicle with the peace of mind that comes from being adequately covered.

Is your insurance about to expire? If so, reach out to the team at BrokerLink to renew your policy and potentially save on your coverage today!

What to do if you’re involved in an accident

If you ever find yourself in the alarming situation of being in a car crash, it's critical to remember a few essential things that will guarantee your safety, the safety of others, and how to handle the situation correctly moving forward. Here is a closer look:

1. Remain Calm

It's expected to feel stressed and overwhelmed after a collision, but try to remain calm. To center yourself and collect your thoughts, take a couple of deep breaths.

2. Check yourself for injuries

Before you do anything else, check for injuries on yourself and the other passengers of your vehicle. If anyone is injured, dial 911 immediately for medical attention.

3. Move to a safe location

If you can, move your motor vehicle to a safe location, such as the side of the road, to avoid blocking traffic and causing hazards for other motorists on the road.

4. Exchange Information

While you wait for law enforcement officers, exchange information with the other driver(s). Collect names, phone numbers, license plate information, and insurance details. If there are passengers in either vehicle, obtain their information as well.

5. Document the scene of the accident

Photograph vehicle positions, damage, roadway conditions, and any appropriate road signs. These photographs may be helpful for insurance-related purposes. If you can, consider getting the information and statements of witnesses who remain at the scene of the accident for further evidence of what occurred and who is potentially at fault.

6. Seek medical attention

Even if you feel fine right after the accident, some injuries may not manifest symptoms right away. Seek medical care to ensure you aren't disregarding any hidden injuries such as whiplash or other harm.

7. Stay at the scene of the accident

Unless strictly necessary for your own safety, do not leave the area until after you have received permission from law enforcement.

8. Contact your insurance company

Once you've reached a safe location, contact your insurance company or brokerage as soon as possible. They will walk you through the entire claim process.

Remember, even though the stress of a car crash can be stressful, safety comes first. Prioritize your own and others' safety, and then concentrate on collecting the information needed to properly navigate the ensuing events of the accident.

Have you been in a car accident? If so, contact the team at BrokerLink in Fort Erie for assistance. Our brokers can help you navigate the claims process and make sure that you are appropriately compensated for your injuries and any damage that has occurred to your vehicle. You can reach us over the phone, through email, or online.

Safe driving tips

No matter how many years of experience you have under your belt as a motorist, accidents can happen at any moment and often when you least expect them. This is why driving responsibly is absolutely essential to keep yourself, your passengers, and other motorists safe while you're on the road. Remember, everyone has a destination to get to, and by driving safely, you can help ensure that all drivers make it to where they need to go. Here are some safe driving tips to remember the next time you’re behind the wheel:

Obey traffic laws

Follow all traffic signals and signs, obey all speed limits, yield when needed, and comply with all stop signs that are posted.

Avoid distractions

Maintain your concentration while driving. While travelling, steer clear of using your cell phone, texting, eating, or participating in any other disruptive activities.

Keep enough room between you and other motorists

Allow enough space between your automobile and the car that is ahead of you. The following distance should be no less than three seconds. Even when stopped, ensure that there is enough room in the event that you were rearended you would not collide with the car in front of you.

Stay alert at all times

Keep an eye out for other drivers and anticipate their actions. Check your mirrors regularly when you are on the road, and keep an eye out for cyclists and pedestrians as well.

Never drive under the influence

Never operate a motor vehicle while impaired by alcohol, drugs, or other substances that interfere with your capacity to drive safely and remain alert.

Be mindful of weather conditions

Make adjustments to your driving to accommodate weather conditions such as rain, snow, or fog. In unfavourable weather conditions, slow down and increase your following distance.

Keep your vehicle well-maintained

Check your car's brakes, tires, oil, lights, and other vital components on a regular basis to ensure they are in good working order.

Know where you’re going

Plan your route ahead of time so that you don't get sidetracked by navigating while driving.

Where can I get a competitive auto insurance quote in Fort Erie?

There are several options for finding the best car insurance in Fort Erie. Begin by analyzing the websites of insurance brokerages,, where you can quickly request car insurance online as well as compare policies without leaving the comfort of your home. It really is that easy! Another option is to speak with insurance agents or brokers in person, over the phone, or via email.

These knowledgeable individuals can offer tailored advice, answer all of your inquiries, and assist you in locating an appropriate car coverage rate that's compatible with your specific requirements. Whether you prefer the convenience of searching online or the more direct method of interacting with an insurance expert, know that they are there to help you no matter what your needs and expectations are.

We’re in your community

Getting involved in the community is a big part of who we are. We live and work in your community. We love meeting our neighbours!

Why work with a BrokerLink broker

Since 1991, the BrokerLink team has been dedicated to finding insurance policies that meet the needs and budgets of our customers. We are experts in all things Fort Erie insurance and can ensure you receive the most competitive rate on your policy.