Bridgewater Auto Insurance

If you, a passenger, or even a pedestrian are injured in a crash, accident benefits coverage helps cover medical expenses, rehabilitation, and recovery, regardless of who was at fault.

If you're in a collision with a driver who doesn’t have insurance, or can’t be identified, like in a hit-and-run, uninsured automobile coverage steps in. It helps protect you and your passengers by covering medical bills and damages that the other driver can’t.

If you're not at fault in a collision, DCPD allows your own insurer to handle your claim and cover the damage to your vehicle. That means you avoid the hassle of dealing with the other party’s insurance company, making the process smoother and quicker.

Collision coverage is a popular optional add-on for Bridgewater drivers. It helps cover the cost to repair or replace your vehicle if you collide with another car or hit a stationary object, or your vehicle rolls over. It’s especially valuable if you're on the road often, whether you're commuting around town or travelling along busy routes like North Street or Highway 103.

Comprehensive coverage is another optional add-on for Bridgewater drivers. This optional coverage covers damage from events other than collisions, like theft, vandalism, fire, hail, flooding, falling objects, or even hitting a deer on one of Bridgewater’s surrounding rural roads.

One final type of optional car insurance coverage popular among Bridgewater drivers is accident forgiveness. Accident forgiveness is additional coverage that can be added to your car insurance policy as an endorsement to protect your driving record and to help prevent your insurance premium from increasing if you have an at-fault accident claim.

If you're buying a new car, adding this coverage to your policy is worth considering. It ensures you're covered for the full value of your vehicle without factoring in depreciation. That means if your car is stolen or totalled, you'll be reimbursed for the cost of a brand-new vehicle—not just what it's worth after wear and tear.

If you ever get into an accident and your car needs repairs, loss of use coverage has your back. While your car is in the shop, this coverage helps pay for other ways to get around—whether that's hopping on public transit, using ride shares, or renting a car. It can be a real lifesaver, especially if your car ends up being out of commission for days or even weeks.