Saving money on your Belleville auto insurance just got easier
Car insurance can be expensive, which is why the BrokerLink team promises to work around the clock to find you an insurance policy that won’t break the bank. There are also plenty of things you can do to lower the cost of auto insurance. From investing in winter tires to insuring multiple cars at once, check out this list of the top ways to save money on your Belleville auto insurance.
Invest in winter tires
Driving in the winter, when the roads are covered in ice and snow, can be dangerous. But investing in winter tires can help. Offering superior traction in freezing temperatures and snowy weather, winter tires make winter driving in Belleville far safer. Insurance providers understand this, which is why they offer a discount to Belleville drivers who purchase winter tires. Though the exact discount varies depending on the insurance company, you could save up to 5% on your car insurance.
Enrol in driving school
Enrolling in driving school and receiving training from a professional driving instructor is another way to lower your insurance premiums. Insurance companies understand that attending driving school often makes for safer, more confident drivers, drivers who are less likely to get into an accident. As such, companies offer cheaper rates to those who can prove they attended a driving school in Ontario.
Insure cars together
Buying more than one car insurance policy can also reduce your rates, so if you’re looking to insure your car, as well as your spouse’s car, we suggest buying both plans from the same provider. Doing so can save you between 15% and 20% on each vehicle’s respective insurance policy.
Combine multiple insurance policies
Save money by purchasing multiple insurance policies from the same provider. Bundling your car insurance with home insurance or business insurance will often earn you a discount of up to 15%. So if you’re in the market for another type of insurance, time it so that you purchase them both at the same time from the same company.
Partner with a broker
Insurance brokers take a customer-first approach to car insurance. Take BrokerLink as an example. We work for you, the customer, not for the insurance provider. This means we will do everything we can to find you a car insurance policy that meets your needs. So if budget is a concern, we will compare quotes and look for discounts at every turn to ensure we find you the best coverage possible at the most affordable rate. If your goal is to save money on car insurance, then we will make it our personal mission to help you do just that.
Purchase a hybrid or electric vehicle
Save the environment while saving on car insurance thanks to special discounts offered on eco-friendly vehicles. It’s becoming increasingly common for Belleville insurance companies to provide discounts to drivers who own hybrid or electric vehicles. These discounts aren’t insignificant either, with some saving you up to 10%.
Increase your deductible
The general rule of thumb in the insurance industry is the higher your deductible, the lower your insurance rate. Thus, one way to save money on your Belleville car insurance is to consider purchasing a policy with a higher deductible. In Ontario, the average deductible for car insurance is $500. To reduce the cost of your insurance, we suggest increasing your deductible to $1,000 or more.
Make insurance payments annually
If it’s feasible, Belleville drivers should always aim to pay their car insurance annually, rather than monthly. This is because monthly payments typically come with hefty administrative fees that end up costing you more in the long run.
Tips for young drivers in Belleville
Driving takes practice and patience, so if you’re new to driving and haven’t quite mastered it yet, fear not. If you dedicate the time and energy to learning how to drive well, then we bet you’ll be a confident driver in no time. For now, we’ve put together our top three tips for young drivers in Belleville.
Leave extra space
Having more space on the road is always better than having less. Make a point of leaving two car lengths between you and the vehicle in front of you at all times, whether you’re driving or stopped at a light. This is particularly important when driving in inclement weather, such as rain or snow, as brake times may be delayed. Another perk of extra space is that if someone were to rear-end you, you would be less likely to hit the vehicle in front of you, causing greater damage.
Check your mirrors
As a young driver, you've probably heard countless times how important it is that you keep your eyes on the road. While this is generally good advice, we wish to note that keeping your eyes on the road isn’t as simple as watching the car in front of you. A good driver must be aware of all the cars around you, not just the ones in front. This means checking your rearview mirror and side mirrors every few seconds and frequently scanning the road for cause, including those beside and in front of you in all lanes.
Attend a driving school
To perfect your driving skills, consider enrolling in a professional driving school. This will give you an opportunity to practice with an expert, as well as someone who isn’t your parent, which might help you relax. Plus, attending driving school has the added bonus of lowering your insurance premiums, which are typically higher for young drivers.
Why partner with a Belleville auto insurance broker?
Partnering with a Belleville auto insurance broker, like the insurance advisors at BrokerLink, makes shopping for car insurance easier than ever before. Insurance brokers do the work for you, saving you time, energy, and most importantly, money. They will scour the internet to find you the best coverage for the most affordable price. They will also look into any special discounts you may be eligible for. Further, insurance brokers are experts in their field. They know the ins and outs of the car insurance industry, meaning they can answer your questions and explain complicated industry jargon, ensuring you understand every aspect of your policy.
Regardless of whether you’re a new driver buying their first car insurance plan or a seasoned driver in need of a policy change, partnering with a Belleville insurance broker is the way to go. BrokerLink is a customer-oriented brokerage with a team that will work around the clock to find you your dream car insurance coverage.
Get a free auto insurance quote today
Receiving a free car insurance quote couldn’t be easier. BrokerLink offers complimentary quotes to all Belleville drivers. We specialize in providing accurate and competitive quotes, available in just five minutes.
Get started today by giving us a call, visiting one of our locations in person, or filling out the “Get a quote” form on our website.
Whether you choose to proceed online, by phone, or in person, the process is as follows: You will be asked some basic questions about yourself, your vehicle, and the type of car insurance you require. As a variety of factors are taken into account when determining your Belleville car insurance rate, you may be asked about the following: your location, driving history, age, marital status, annual mileage, and the make, year, and model of your vehicle.
Once you’ve answered these questions, a BrokerLink insurance advisor will review your answers and get back to you with a free quote in no time. It’s that easy!
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