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Car Insurance in Cambridge, Ontario

Did you know Cambridge is now the second-largest community in the Waterloo region? The region consists of 7 cities or townships in total and has a lot to offer in terms of parks, recreation, arts, entertainment, and business. In Cambridge, there are 12 recreational facilities, 50 km of walking trails, and 365 hectares of parkland perfect for family picnics. Or, know anyone getting married? Mill Race Park is popular location for wedding ceremonies and wedding photography with its riverfront location with remains of a mill from the 1800s and view of the stunning Central Presbyterian Church. On a totally different note, Cambridge is also home to the highly rated African Lion Safari where you can see lions, zebras, macaws, and even giraffes. So why not pack up the car and head to the safari for the day!

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With so many things to do, you’ll want to make sure your means of travel is properly protected. Contact your local Brokerlink broker to review your coverages and address any questions or concerns you may have regarding your car insurance policy. Lucky for those living in Cambridge, there are 3 Brokerlink branches in the area where all available brokers will be happy to assist you.

Car Insurance in Ontario is the Law

Car insurance in Ontario is government-regulated. This means every vehicle owner and operator requires insurance. The minimum coverage requirements in Ontario include:

  • Third-party liability coverage, which covers you if you are held responsible for causing injury or damage to personal property
  • Statutory accident benefits coverage, which provides you benefits if you’re injured in an accident no matter who’s at fault
  • Direct compensation/property damage coverage, which reimburses you for damages to your vehicle whether you or a third-party is responsible
  • Uninsured automobile coverage, which protects you in the case you’re involved in a hit-and-run accident or you’re injured or your property is damaged by an uninsured driver. 

Make sure to discuss these and other coverages with your broker to see what coverage amounts best suit you and your lifestyle!

Car Insurance Premiums in Cambridge, Ontario

If you live in Cambridge, you should be happy to know that you’re paying some of the lowest rates for car insurance in the entire province of Ontario; even less than the neighbouring cities of Kitchener and Brantford. Although there is some variation in car insurance premiums between different postal codes in the city, the differences are not as significant as they are in places like Toronto and cities throughout the GTA. As your broker, we will do our best to ensure you have the right coverage whether you use your vehicle to commute to work daily or you’re just using it to enjoy all of Cambridge’s local attractions. 

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