Car Insurance in Fairview

Fairview driving tips

As a driver, there’s nothing more important than driving responsibly. It is the only way to keep yourself and others safe on the road. So before heading out, brush up on the rules of the road and review the safe driving tips below:

Check for poor weather and hazardous road conditions

Inclement weather can make driving extremely dangerous, so it’s always a good idea to check the weather forecast before leaving home. If the weather looks like it might take a turn, stay home or make alternate arrangements. Thunderstorms and snowstorms come on quickly, and you don’t want to get caught in one. Same with hazardous road conditions. If you search your route in advance and discover a car accident or construction zone, you might be better off taking a detour to avoid these conditions.

Focus on the road

Distracted driving is a recipe for disaster. In order to focus on the road, put your smartphone away, set the radio and GPS before driving, and avoid eating, smoking, or sipping on a beverage while driving.

Abide by the speed limit

Speed limits exist to keep drivers safe. So pay attention to the speed limit on every road you drive on and make sure to abide by it. There are also times when you should drive below the speed limit, like when you’re driving in heavy rain or snow, through a construction zone, or in areas with lots of pedestrian traffic.

Use your signal when turning or changing lanes

Get into the habit of using your signal whenever you are turning or changing lanes. This vastly reduces the risk of an accident as other drivers will be aware of your intentions.

Reduce sun glare and increase visibility

The more visibility you have as a driver, the better off you will be. To increase visibility, wear sunglasses and use your sun visors to reduce glare, and clean your mirrors and windows regularly. This is especially important in the winter when snow, ice, and salt can quickly build up and block visibility.

How to submit a car insurance claim in Fairview

Did you get into a car accident but don’t know what to do next? Read this step-by-step guide to submitting a car insurance claim in Fairview to learn all about how the claims process works and what to expect after contacting your provider:

Let your insurance provider know about the accident

Shortly after the accident happens, contact your insurance provider to let them know what happened. This should be done as close to the accident as possible but not more than seven days after. After telling your insurance company about the circumstances surrounding the accident, including the damage that was caused, they will give you clear instructions on how to proceed with filing a claim. Since every insurance company has its own way of handling auto insurance claims, it is best to contact them directly.

Gather your evidence

The next step when filing a car insurance claim in Alberta is to gather evidence about the incident. You will need to provide this evidence to your insurance company when you formally submit your claim. Evidence can take many forms and may include photos and videos of the accident, police statements, witness statements, and basic information, such as the time, date, location, and weather conditions of the accident.

Complete the insurance forms

Your insurance company is likely to send you several forms that need to be filled out alongside your claim. These forms must be completed for your claim to be officially submitted, so be sure to fill them out as quickly as possible and to the best of your ability.

An insurance adjuster will be assigned to your claim

Next, an insurance adjuster will be assigned to your claim. It is their job to investigate the claim and then make a recommendation to the insurance company on whether your claim should be approved or denied. To make this determination, the adjuster will review the forms and evidence you provided. They may also contact you to ask additional questions, so be prepared for this.

Your insurance company will contact you

The final step in the claims process is when your insurance company contacts you. Your insurer will get in touch once a verdict has been reached, letting you know if your car insurance claim has been approved or denied. In the event that they approve your claim, they will let you know how much money you will be paid out and the method by which you will be paid.

If you get into an accident and want advice on how to file a car insurance claim in Fairview, contact BrokerLink to speak directly with a licensed insurance specialist.

We’re in your community

BrokerLink has been the go-to brokerage in Canada since its founding in 1991, and we don’t take that responsibility lightly. Beyond providing our Alberta customers with quality insurance solutions, we also strive to give back to the communities we operate in, like Fairview. Find out more about BrokerLink’s commitment to the community by getting in touch today.