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Is this year the year you finally get to drive on your own? Congrats! But before you hit the road, there are a few things you need to do. Of course, you’ll need a great playlist. You’ll also need an insurance policy. In Canada, all drivers are required to have car insurance. This includes young drivers or first-time drivers. As a young driver, regardless of whether you are purchasing a car, or planning to use your parents’ car, you will need to make sure you have the right car insurance policy.
Choose your rate. Get insured. Get on the road.
How do you know if you’re considered a young driver? Most insurance companies consider young drivers to be between the ages of 16 and 24 years. Due to their relative inexperience in driving, they may be considered high-risk when it comes to car insurance. This means they are statistically more likely to be involved in an accident. That’s why young drivers often have to pay more for insurance than those with more experience. Because of this, it’s likely they’ll pay more expensive premiums.
We have experience when it comes to all kinds of car insurance, including young drivers car insurance. Take full advantage of our connections when it comes to finding offers from reputable insurance companies. BrokerLink will shop around for you for the best options and deals.
Yes, you can be added to your parents’ car insurance policy. In order to be added there are a few requirements:
You might not be considered a young driver. However, insurance companies take driving experience into consideration. That means you might have to pay a higher rate until you get some driving experience under your belt. Talk to one of our brokers to learn more!
Motorcycle insurance is different than car insurance. Insurance companies have different risks to consider when it comes to motorcycles. To get a quote, talk to one of our brokers.
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