Car Insurance in Windsor, Ontario

The city of Windsor, Ontario has an interesting history. The current city of Windsor is a product of the amalgamation of 10 different cities, towns, and townships. Also, did you know that the first-mile portion of roadways in all of North America was constructed in Windsor?

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Present day Windsor is just as interesting thanks to its many options for fun activities. Perfect for the family, the local waterpark, Adventure Bay Family Park, offers discounted admission for Windsor residents. If outdoor activities are your thing, take advantage of the cycling paths, golf courses, gardens and parks located in or near the city. If the arts are more your thing, take in a show at Windsor’s Capitol Theatre. If you’re looking for a weekend or day trip, head down to Pelee Island, Canada’s southernmost plot of land where you can cycle, shop, or take part in your choice of water activities.

Whether you're commuting to work, visiting one of the local attractions, or planning a trip away from the city, it's nice to have the peace of mind that the vehicle you're using to travel to and fro is properly insured. This is where any of your Brokerlink brokers can help. Our brokers will take the time to get to know you and your lifestyle and use their expertise to recommend the coverage that is right for you.

Car Insurance in Ontario is the Law

By law, you're required to have car insurance in Ontario. Some of the minimum coverage requirements you should be aware of include: third-party liability coverage which covers you in the case that you are sued for causing injury or damage to personal property; statutory accident benefits coverage which provides benefits in the form of reimbursements for medical expenses or loss of income if you're injured in an accident, no matter who's at fault; direct compensation property damage coverage which covers the cost of repairing damages to your vehicle if you are involved in an accident whether you or a third-party is responsible; uninsured automobile coverage which protects you in the case you're involved in an accident with an uninsured driver or you are the victim of a hit-and-run.

Make sure to discuss these and other coverages with your broker to see what coverage amounts best suit you and your lifestyle!

Things to be aware of regarding car insurance in Windsor, Ontario

If you are a Windsor resident, you should be happy to know that, on average, your car insurance rates are pretty low relative to many other Ontarians. Of course, depending on your driving experience, claims history, and even the make of your vehicle, these rates vary from person to person even if they're living in the same postal code. Another rating factor used by insurance companies is population density and the resulting number of vehicles operating on local roadways. Windsor is home to a popular border crossing for those travelling to Chicago, Nashville, and many other cities in the United States which means more vehicles on the roads as people pass through. Additionally, Windsor’s population is projected to continue to grow over the next decade. As a result, it is likely that residents will see an increase in their car insurance premiums like many other Ontarians thanks to the increasing number of cars on the road. If you're concerned about rising premiums or anything else related to car insurance, contact your broker. They will be happy to assist you.

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