Condo Insurance

You might be a first-time home-owner, or a retiree looking to downsize. Whatever led you to the condo life, you need to make sure your home is protected. Condo living presents its own unique insurance needs. Our brokers are experts at helping you understand condo insurance and finding the coverage you need at the best price possible.

While your condo association insures the building and common areas, its insurance stops at your unit. This means you need your own insurance to cover your possessions and any improvements you've made. You also need to consider liabilities unique to condo living, such as damage originating in your unit that causes damage to another unit. We work with you to customize a policy that's just right then do the comparison shopping for competitive insurance quotes.

Condo insurance can help you with protecting your belongings such as clothes and furniture in the event they are damaged or destroyed. It will also help out in the event that repairs are needed to be made in your condo unit and you are unable to live there while repairs are being made. Your insurance policy will help with covering your living expenses for a hotel and even meals. Your condo insurance policy will also cover upgrades to your unit, like better flooring. If you come across a situation where you could be held liable for property damage or bodily injury to someone your policy could cover those costs.

If you're ready to insure a condo in Alberta or Ontario, contact one of our local brokers today to find out how you can get the best protection and value possible.