GMC Car Insurance

GMC vehicles can be fantastic options for Canadians. Famous for its versatile, powerful, and affordable vehicles, GMC is a division of American automotive company General Motors.

The brand is known for producing quality trucks and utility vehicles, including crossovers, SUVs, pickup trucks, and even cargo vans.

GMC is suitable for a wide range of Canadians, whether you’re an active family or an individual who loves off-road cruising.

If you plan on buying a GMC or have already taken the plunge, you’re going to need car insurance to go with it. That’s where we come in.

Since 1991, BrokerLink has dedicated itself to finding the best car insurance policies for all makes and models of vehicles, including GMC.

When you work with us, we will ensure you find the most comprehensive coverage at the most affordable price. Let us do the work for you, so while you’re test-driving GMC trucks, we’ll be obtaining and comparing quotes and browsing coverage options on your behalf.

Make BrokerLink your go-to resource for GMC car insurance, and we promise you won’t be disappointed.

GMC car insurance overview

GMC was founded in Detroit, Michigan in 1900. Even then, it was known for producing trucks, even going by the name General Motors Truck Company for a while. Over the last 122 years, the company has made many changes to its fleet, however, it still specializes in trucks and utility vehicles. For this reason, GMC vehicles are often sold alongside Buick and Chevrolet vehicles (Buick and Chevrolet are also owned by General Motors), that way dealerships can offer a mix of passenger cars and trucks to customers.

Today, General Motors is the largest automobile manufacturer in the United States, surpassing its rival Ford. Some of the brand’s best-selling models include the GMC Sierra and GMC Terrain. These luxury trucks are known for their reliability, solid construction, and premium features.

GMC also recently announced the return of the Hummer, however, this time their Hummer lineup will consist exclusively of electric models. Dubbed the “GMC Hummer EV,” this new fleet features the Hummer EV Pickup and the Hummer EV SUV, slated to come out in fall 2022 and early 2023, respectively.

Ultimately, if you’re interested in a luxurious, medium-duty truck, an all-terrain SUV, or a sleek EV hummer, GMC might be the perfect fit.

Fun facts about GMC

  • In 1916, a GMC truck crossed the United States, driving from Seattle to New York City in 30 days.
  • During World War II, GMC produced over 600,000 trucks for the United States Armed Forces.
  • In 1923, following the Great Kanto earthquake, GMC exported trucks to Japan to help with the recovery efforts.

Types of car insurance coverage for GMC vehicles

All GMC drivers in Canada are required to have valid, up-to-date car insurance policies. This means that your car insurance must comply with the minimum requirements set by the province in which you live. Provincial requirements vary. For example, in Alberta and Ontario, drivers must have car insurance policies that include at least $200,000 in third party liability cover. When shopping for car insurance, you’ll need to choose the amount of coverage you want to buy, as well as whether to purchase any optional coverage, like accident forgiveness. To learn more about auto insurance coverages available to GMC drivers, keep reading:

Third party liability coverage

Third party liability coverage protects the policyholder in the event they’re found at fault for an accident. This type of coverage can help pay for medical expenses related to injuries, vehicle repair costs, legal counsel, and court fees. It is mandatory in Canada, with each province and territory setting its own minimum requirement.


Collision coverage offers financial protection against property damage should the policyholder collide with another vehicle or object on the road. This type of coverage can be claimed no matter who is responsible for the accident. Please note that collision coverage is optional and will only help pay for costs associated with property damage, such as vehicle repairs. It will not cover medical expenses related to injuries (this is covered under the accident benefits portion of your policy, which is mandatory in Canada).


Comprehensive coverage protects you and your vehicle from theft, vandalism, fire, and water damage. This type of coverage is optional but is a popular choice among Canadians for the peace of mind it offers.

Accident forgiveness

If you purchase a GMC car insurance policy with accident forgiveness coverage, then the insurance company cannot raise your rates following your first at-fault accident. This type of coverage is also optional but may be worth it.

Factors that impact GMC insurance premiums

When calculating your GMC car insurance rate, insurers will consider a large number of factors. Some of these factors are within our control, such as your driving record and the type of vehicle you buy, while others are not, such as your age and gender. GMC drivers must find it helpful to understand the various factors influencing their insurance premiums, so we’ve put together the following list.

  • Where you live (and work - if you drive to work)
  • Age
  • Make and model of vehicle
  • Driving record
  • Driving experience
  • Past claims
  • Annual mileage
  • Prior insurance coverage
  • Your deductible
  • Local laws
  • How you use your vehicle
  • Marital status

Please note that insurance brokers like BrokerLink do not determine insurance rates. However, we can reach out to insurance companies to obtain and compare quotes, explain coverage options, and help you find a GMC car insurance policy that meets your needs.

How to get GMC car insurance on the cheap

Car insurance should never break the bank. So if you’re looking to minimize how much you pay for GMC car insurance, you’ve come to the right place. With the help of BrokerLink’s expert insurance advisors, we’ve compiled a list of the best tips and tricks for getting cheap GMC car insurance. Check them out below.

  • Purchase car insurance for multiple vehicles together (savings of up to 20%)
  • Buy multiple insurance policies (travel insurance + car insurance, leisure vehicle insurance + car insurance, etc…) from the same provider (savings of up to 15%)
  • Purchase one of GMC’s electric vehicles, like the soon-to-be-released GMC Hummer EV Pickup (savings of up to 5%)
  • Increase your deductible
  • Enrol in driving school (for young drivers)
  • Pay auto insurance annually rather than monthly
  • Install winter tires on your GMC vehicle

Contact BrokerLink for GMC car insurance

Still have questions about GMC auto insurance? Contact BrokerLink today.

The BrokerLink team is always on hand to answer your questions, offer our expert opinion on the best policy for your needs, or provide a free quote.

Free car insurance quotes are available to all Canadian drivers. You can also request a free quote online by clicking the “Get a quote” button in the top right-hand corner of this webpage. From there, you will be asked to provide some key information about yourself, such as your age, location, and the model and year of GMC you drive. Upon submitting your answers, our car insurance calculator will work its magic and provide you with an accurate and competitive quote in a matter of minutes. Please note that all BrokerLink auto insurance quotes are 100% obligation-free.

What are you waiting for? Give us a call, send us an email, or visit us in person at one of our many locations in Canada. No matter how you choose to get in touch, a BrokerLink insurance advisor will be happy to kickstart your GMC auto insurance journey.

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GMC car insurance FAQs

Is GMC car insurance mandatory?

Yes, car insurance is mandatory throughout Canada, no matter which make or model of vehicle you own. Therefore, before you hit the road in your new GMC, you’ll need to purchase car insurance. When shopping for car insurance, it’s important to research provincial laws to ensure you buy a policy that meets the minimum coverage requirements. For help finding GMC auto insurance, contact BrokerLink today. Our knowledgeable and friendly insurance advisors will ensure you find the perfect policy.

What is the cheapest GMC model to insure?

Typically, the cheaper the vehicle, the less it will cost to insure. GMC is known for producing mid-range, luxury vehicles, however, there are significant price discrepancies between their models. For example, the GMC 2022 Terrain SUV is roughly half the cost of the 2022 Yukon Denali. Similarly, the 2022 Canyon is significantly less expensive than the 2022 Sierra Limited AT4.

Further, equipping your vehicle with custom trims can drive the price of insurance up, whereas buying an older model or a used vehicle may result in cheaper insurance. At the end of the day, several factors come into play when calculating car insurance rates, so buying a less expensive GMC model doesn’t automatically mean your car insurance will be cheaper. Get in touch with BrokerLink to learn more about which factors influence the cost of car insurance.

Is it safe to buy GMC car insurance on the internet?

Yes, it is safe to purchase GMC car insurance on the internet. However, shopping for car insurance on the internet is a whole other story. While perfectly safe to do so, it can be an overwhelming and time-consuming experience. With so many insurance companies competing for your business, not to mention the range of policy options and confusing industry jargon, finding car insurance without the help of a broker is no easy feat. Luckily, by hiring an insurance broker like BrokerLink, you can rest easy while your insurance advisor does all the heavy lifting. While you’re relaxing at home with the family, we’ll be comparing coverage options, browsing quotes, and unlocking discounts on your behalf. Thanks to BrokerLink, shopping for auto insurance just got easier.

*This article is in no way sponsored, endorsed, or associated with GMC.

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