Car Insurance in Millet

Improve your driving skills with these tips

Did you know that driving safely not only reduces your odds of getting into an accident but can also lower your Millet car insurance premium? It’s true. Therefore, the BrokerLink team recommends adopting safe and responsible driving habits. To get started, we have put together the following list of safe driving tips:

Check the weather before leaving home

Adverse weather conditions can make driving far more dangerous. Do yourself a favour and check the weather forecast before getting behind the wheel. If bad weather, like a snow storm, heavy rain, or a thunderstorm, is on its way, rethink your driving plans. Consider going out at a later date or taking an alternate mode of transportation, like the bus.

Pay attention to the road

There is almost nothing more dangerous than distracted driving. There’s a reason it’s one of the leading causes of accidents in Canada. Thus, whenever you’re behind the wheel, make sure that your attention is fully on the road. This means turning your phone off or putting it somewhere you can’t access it, tuning the radio or setting the GPS before pulling out of the driveway, and refraining from eating, drinking, or smoking while driving.

Drive the speed limit or below it

One simple way of driving safer in Millet is driving the speed limit. Take note of all posted speed limits and do your best not to exceed them. In fact, there are certain times when you should even drive below the speed limit, for example, if there is lots of pedestrian traffic or adverse weather that has made the road’s surface slick or slippery.

Indicate whenever you are turning or changing lanes

Always use your signal when changing lanes or turning, as doing so can easily prevent an accident. This is the only way to let other drivers know your intentions.

Fight glare and increase visibility

Increasing visibility when driving is a must. Visibility isn’t only an issue at night, it can also be a problem during the day. Use high or low beams at night or when moving through fog to improve visibility. During the day, if visibility is reduced due to snow, make sure to clear all windows and mirrors of debris like ice and salt. If visibility issues arise due to the sun, reduce glare by wearing sunglasses and using the sun visors in your car.

Filing a car insurance claim in Millet just got easier

Let’s face it - filing a car insurance claim can be an overwhelming experience. Getting into an accident is already stressful enough, which is why BrokerLink aims to make it easier by providing this step-by-step guide to the claims filing process. Keep reading to learn more about what you will need to do to successfully submit a car insurance claim in Millet. And remember, BrokerLink will be with you every step of the way.

Notify your insurance company about the accident

The first thing you should do after the accident takes place and you know everyone is safe is to contact your insurance company. Tell them what happened and what you need to do to proceed. Your insurance company will be able to answer any questions you have about the claims process, like what forms you need to fill out, where you submit everything, and how long you can expect the process to take.

Collect the necessary information and evidence

Anytime you are filing a car insurance claim, you should be prepared to provide as much information and evidence as possible. The types of evidence needed will vary but may include statements from the police and eyewitnesses to the accident, photos, and videos. Basic information like the date, time, location, and weather or road conditions at the time of the accident will also be important. Further, if you have the insurance and contact information of anyone else involved in the accident, make sure to collect that as well.

Fill out the forms provided by your insurance company

Most insurance companies have specific forms that you must fill out in order to officially submit your claim. Make sure that you have a digital and/or physical copy of each of these forms and complete them as quickly as you can if you want to get the ball rolling. Nowadays, many claims forms can be filled out and filed digitally via the insurance company’s website.

An insurance adjuster will investigate your claim

The next step involves an insurance adjuster reviewing your claim and making a recommendation to the insurance provider. To effectively review your claim, they will look at the evidence you provided and the forms you filled out. However, after reviewing these, they might still have questions, so you should be prepared to hear from the insurance adjuster during their investigation. Try to answer their questions as best you can.

Wait to receive a status update from your insurance provider

The last step in the process is a waiting game. After the insurance adjuster has completed their investigation, your insurance company will review their findings and issue a verdict on your claim. They will contact you once a final decision has been reached, letting you know the status of your claim, i.e. whether it has been approved or rejected. If they approve your claim, they will let you know how much money you will be receiving from them and how long it will take to be deposited into your account. Nowadays, most insurance payouts are made via direct deposit, though some insurers still send cheques through the mail.

If you get into an accident and don’t know what to do from there, contact BrokerLink. We can explain all there is to know about filing a car insurance claim with your insurance company and even walk you through the process from start to finish. You can count on BrokerLink for all things car insurance.

We’re in your community

BrokerLink is proud to be a member of the Millet community. Not only do we strive to keep our Millet customers satisfied but we also aim to uplift the community at the same time. Integrity, respect, excellence, generosity, and community are the pillars we operate by. Find out more about our community initiatives by calling BrokerLink today.