According to Ontario law, every driver needs car insurance. Car insurance protects you, your car, and the people around you. Even if you’re the world’s best driver, accidents happen, and that’s what insurance is there for. For more information on auto insurance, such as what factors affect your premium, visit our Car Insurance page.
According to Statistics Canada, Markham is the most diverse community in Canada. This means there is no “one size fits all” approach to car insurance in Markham. The coverage you will need depends on your unique circumstances. A broker will go over all of your options with you, and will take the time to explain everything.
If you live in Markham, you're probably familiar with 407 ETR (Express Toll Route). But did you know that if you travel the 407 a few times per year, you can use a transponder to save some money? For those who need an explainer:
A transponder is a small electronic transmitter that you carry in your vehicle, often just behind the rear-view mirror. With a transponder, your tolls on Highway 407 are calculated electronically and automatically applied to your account, rather than being charged through the 407 camera system that recognizes license plates.
There is a monthly or annual fee associated with the transponder, plus an additional charge per kilometer. The cost of taking the 407 can add up pretty quick. But let’s face it: sometimes the thought of sitting in traffic for hours after a long day of work is just too much.
If you take the 407 more than six times per year, you will save money with a transponder.