Car Insurance in Markham, Ontario

Markham is a place that’s got it going on! We are just outside Toronto but we have so much of our own Markham flavour to offer. There are many neighbourhoods to explore in Markham, from Unionville, to Thornhill, to downtown. We are also proud to be an incredibly diverse place to live. There are people here from all over the world, as well as families who have been in Canada for generations. Together, we make Markham an amazing place to live and work.

At BrokerLink Markham, we don’t just work in the city, we live there too. This means we drive the same roads as you, and suffer through the traffic and construction just like you. Living in the community we work in means we know what coverages you really need, and what you don’t. We can offer car insurance advice that fits your life, so you can drive in Markham with peace of mind.

Why Do I Need Car Insurance?

According to Ontario law, every driver needs car insurance. Car insurance protects you, your car, and the people around you. Even if you’re the world’s best driver, accidents happen, and that’s what insurance is there for. For more information on auto insurance, such as what factors affect your premium, visit our Car Insurance page.

What kind of car insurance do I need in Markham?

According to Statistics Canada, Markham is the most diverse community in Canada. This means there is no “one size fits all” approach to car insurance in Markham. The coverage you will need depends on your unique circumstances. A broker will go over all of your options with you, and will take the time to explain everything.

Should I get a Highway 407 ETR transponder?

If you live in Markham, you're probably familiar with 407 ETR (Express Toll Route). But did you know that if you travel the 407 a few times per year, you can use a transponder to save some money? For those who need an explainer:

A transponder is a small electronic transmitter that you carry in your vehicle, often just behind the rear-view mirror. With a transponder, your tolls on Highway 407 are calculated electronically and automatically applied to your account, rather than being charged through the 407 camera system that recognizes license plates.

Is a transponder worth it?

There is a monthly or annual fee associated with the transponder, plus an additional charge per kilometer. The cost of taking the 407 can add up pretty quick. But let’s face it: sometimes the thought of sitting in traffic for hours after a long day of work is just too much.

If you take the 407 more than six times per year, you will save money with a transponder.


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