Business Insurance

How does finding business insurance work?

1. Call one of our local, expert brokers
2. Tell us about your business
3. We shop around for the best rates
4. You get insurance

Let our experts find business insurance for you

Every business is unique, which means there is no one-size-fits-all solution when it comes to finding business insurance. There are many things to consider and keep in mind. You’re the expert when it comes to your business; we’re the experts when it comes to insuring your business. We know the right questions to ask, and we’ll recommend the right coverage for you.

Find a commercial broker

Why do I need business insurance?

Business insurance protects you from events that may happen – some of which you couldn’t possibly predict. Our brokers have seen it all, and we understand the risks you face.

What kind of businesses need commercial insurance?

All small, medium and large business owners need insurance coverage. BrokerLink insures all types of businesses, and offers coverage specific to most industries, including:

• Airbnb Insurance
• Aromatherapy Insurance
• Boiler & Machinery Insurance
• Builder's Risk Insurance
• Commercial Auto Insurance
• Chiropodist Insurance
• Contractors Insurance
• Crime Coverage Insurance
• CrossFit Gym Insurance
• Curling Centre Insurance
• Cyber Insurance
• Directors and Officers Insurance
• Environmental Insurance
• Errors and Omission Insurance
• Equipment Breakdown Insurance
• Esthetician Insurance
• Event Liability Insurance
• Farm Insurance
• Garage Liability Insurance
• General Liability Insurance
• Group Programs Insurance
• Healthcare Services Insurance
• Holistic and Complementary Health Practitioners Insurance
• Home Business Insurance
• Hospitality Industry Insurance
• Kinesiologist Insurance
• Landlord Insurance
• Life Sciences Insurance
• Manufacturing Industry Insurance
• Marine Insurance
• Massage Therapy Insurance
• Mining & Mining Suppliers Insurance
• Municipal Insurance
• Nutrition Consultant Insurance
• Oil and Gas Insurance
• Osteopathy Practitioner Insurance
• Physiotherapist Insurance
• Professional Services
• Property Insurance
• Property Management Insurance
• Public Liability Insurance
• Real Estate Insurance
• Reflexology insurance
• Restaurant Insurance
• Retail Insurance
• Rideshare Insurance
• Short-Term Film Production Insurance
• Trade Credit Insurance
• Transportation and Trucking Insurance
• Wedding Insurance
• Yoga Instructor Insurance

What coverage does a business insurance policy offer?

Your business insurance needs will depend on what type of business you have. Here are just a few things that might be covered:

• Property Coverage
• General Liability
• Medical Payments/Workers Compensation
• Business Income Coverage
• Commercial Auto Coverage
• Transit Coverage

Business insurance FAQs

I have a home-based business, do I still need to purchase business insurance?

Generally speaking, yes, you should have business insurance even if you work from home. Your home insurance will likely not cover you if a claim arises as a result of activity related to your business. For example, if you run a cookie business out of your home and someone gets sick from eating one of your cookies and decides to sue, your home insurance policy will not cover you. You will need business insurance to protect yourself.

What are some ways to keep business insurance costs down?

An insurance broker will be able to discuss ways to maximize the value of your insurance coverage. A broker is an insurance expert. They’ll get to know you and your business so they can offer you the exact coverage you need.

What should I do if the needs of my business change?

Many businesses evolve over time so if your needs change, simply let your insurance broker know and they can adjust your policy as needed.