Why buy Audi car insurance through an insurance broker?

Audi drivers can purchase car insurance through an insurance broker or directly with an insurance company. Although the latter might seem more convenient, the former offers so many benefits. For example, brokers work independently of insurance companies, which means you can count on us to provide unbiased, objective advice on the best car insurance policy for your family. We will also help unlock discounts and compare rates on your behalf to find you the most affordable policy. Further, insurance brokers do the work for you. All you have to do is tell us what kind of coverage you’re looking for, and we’ll get to work, obtaining and comparing quotes behind the scenes. Finally, insurance brokers are experts in a wide range of insurance products.

Is Audi insurance required in Canada?

Yes, auto insurance is mandatory in Canada no matter what kind of car you drive. Each province and territory has its own auto insurance requirements, so you will need to ensure you purchase a policy that complies with local laws. For example, in Ontario, all Audi drivers are required to purchase policies that feature no less than $200,000 in third party liability coverage, uninsured automobile coverage, accident benefits coverage, and direct compensation - property damage coverage.

Is it safe to buy Audi insurance online?

Yes, it is perfectly safe to buy car insurance online and you can often do so through an insurance provider or broker.

Audi Car Insurance

Get reliable car insurance coverage tailored to you with Brokerlink.

Thinking about buying an Audi? We totally get it! Audi SUVs are some of the safest on the road, and they’ve earned a spot on our list of safest SUVs as well as best cars for Canadian winters. But before you hit the road, you’ll want to make sure you have the right car insurance. That’s where BrokerLink comes in. We’ll help you find a policy that fits your needs and budget, so you can drive with confidence.

BrokerLink compares rates from a wide range of providers, ensuring you get the best deals available.

What is Audi car insurance?

No matter which Audi you have your eye on, whether it’s the Audi Q5, the Audi A3, or the Audi S5, you’ll need to factor in car insurance. Since insurance is mandatory across Canada, you’ll need a valid policy before you can take your new Audi for a spin.

Audi insurance works just like any other car insurance, but it’s designed to protect your specific model. It helps safeguard you financially from accidents, theft, and other unexpected events. Getting covered is easy—just choose your coverage, keep up with your payments, and your insurer will step in to help cover costs for things like collisions, theft, and vandalism. That way, you can enjoy your Audi with peace of mind, knowing you’re protected.

Why do you need Audi car insurance

There are two major reasons why you need Audi car insurance. First, it’s the law in Canada. Getting caught driving without it can lead to some pretty steep fines.

Second, going without insurance is a big financial gamble. If you're in an accident, you’d have to cover repair or replacement costs for your Audi out of pocket, even if the crash wasn’t your fault.

And if you're found even partially responsible, you could also be stuck paying for the other driver’s repairs, medical bills, or property damage. Having the right Audi insurance means you can drive with confidence, knowing you’re protected from unexpected costs.

What does Audi car insurance cover?

When you buy car insurance for your Audi, you're paying for coverage that protects both you and your vehicle. Whether you opt for basic coverage or a more comprehensive plan depends on your location and any additional features you choose to add. Here are some of the most common types of coverage options you’ll find in an Audi insurance policy:

Recommended

Additional

No matter where you live in Canada, third-party liability coverage is a must. It’s legally required for all drivers. This coverage kicks in if you're responsible for causing injury or damage to someone else or their vehicle in an accident. It doesn’t just cover medical bills and repairs; it can also help with legal fees and court costs. Just remember, the minimum required coverage varies by province, so be sure to check what's needed where you live.

Accident benefits coverage is another mandatory part of auto insurance in Canada. If you, your passengers, or even a pedestrian need medical care after a collision, this coverage provides financial support. It helps with medical expenses, no matter who was at fault.

Not every driver follows the rules, and that’s where uninsured motorist coverage comes in. If you’re hit by an uninsured or underinsured driver, or even involved in a hit-and-run, this coverage helps protect you and your passengers. It’s required in many parts of Canada.

If you're in an accident that wasn’t your fault, this coverage helps with repair costs, but instead of dealing with the other driver's insurer, you go through your own. It’s mandatory in certain provinces, so be sure to check what’s required where you live.

Collision coverage is an optional add-on that can be especially valuable for Audi owners. If you're in an accident with another vehicle or hit something like a pole or tree, this coverage helps pay for repairs or replacement.

For Audi drivers who want extra protection, comprehensive coverage is a great choice. It covers non-collision risks like theft, vandalism, fire, and weather-related damage. Since Audis are high-end vehicles, this coverage can provide extra peace of mind by protecting your investment.

One more type of optional car insurance coverage popular among Audi drivers is accident forgiveness. Accident forgiveness is additional coverage that can be added to your car insurance policy as an endorsement, to protect your driving record and to help prevent your insurance premium from increasing if you have an at-fault accident claim.

If you're buying a new car, adding this coverage to your policy is worth considering. It ensures you're covered for the full value of your vehicle without factoring in depreciation. That means if your car is stolen or totalled, you'll be reimbursed for the cost of a brand-new vehicle—not just what it's worth after wear and tear.

If you ever get into an accident and your car needs repairs, loss of use coverage has your back. While your car is in the shop, this coverage helps pay for other ways to get around—whether that's hopping on public transit, using ride shares, or renting a car. It can be a real lifesaver, especially if your car ends up being out of commission for days or even weeks.

Let us be your resource for all things car insurance

Why BrokerLink

Discover what sets BrokerLink apart. Our commitment to personalized service, expert advice, and comprehensive coverage options ensures you get the best protection tailored to your needs.

Our Reviews

23113+ Reviews

Average rating of 4.6

Greg Silver

Excellent service, rates and customer service. Highly recommended.
Andy Rohansingh

Very easy to do business with this company. They handle all of my past, current and will be doing my future vehicles also. They listen and get you the insurance that you want and need.
Ian Roome

I've always had a great experience with their agents/brokers when I've had questions about my policy. Agents are always polite, professional and able to answer my questions.
Clara Furlano

Honestly, they have the best advisors. Ones who take their time to understand your insurance needs.
Joyce Kivuyo-Kisamo

I have been with BrokerLink for over 5 years and have never been disappointed; my issues have been always solved promptly and efficiently, they even found me a cheaper motor insurance with same qualit...
Terry Mason

I find Brokerlink to be better priced than most of their competitors. I have received good, prompt advise and always deal with a live agent.
Sandi G

Excellent, hands-on, personable service. I feel like I haven't had a broker like this, in a long time
DANI L

The best client experience!!! Honest, genuine, professional. They explain AND LISTEN! Trust no one else ❤️
Anne Langevin

What a wonderful place of friendly workers always with smiles and happy to help. She sure did wonders on savings me and my hubby on our house and garage insurances next is our vehicles in a couple o...
Peter Ayo

"I had a wonderful experience with Broker's intact at the Calgary branch of BrokerLink. They were incredibly patient and took the time to explain the differences between my old policy and the new one...
Chris Gelowitz

Very nice people here, a welcoming feel, some nice plants, and very helpful and pleasant brokers
Digital Evolution

BrokerLink was fantastic to work with! Excellent communication, they answered all my questions and concerns, and were always very prompt with their responses. I highly recommend their service!
renee king

Always a pleasure to communicate with. Awesome service as always. I would definitely recommend them! Thanks for being there to help when needed!
Andrea Case

The people I have dealt with are always very helpful and quick with answers to my questions and/or changes to my policy.
Dan Hayes

I have been dealing with Doreen at Brokerlink for many years.Always great service and you can tell she really cares to get you the best policy for your needs.Thank you Doreen.
Rana Najar

I had a great experience, staff was friendly and informative. Which made it easy to understand. Thank you for all you help!
Mark Houston

Been using Brokerlink for several years now - exceptional service. It’s nice to actually see and know the broker you are dealing with as opposed to a phone conversation with someone you can barely und...
Katherine Bedea

Omg... 10 out of 10.. in customer service, helpful and friendly. I would highly recommend this company for anybody's insurance purposes.
Jessie hansra

Best customer service of the year for me.well explained and very helpful . Really appreciate it thanks
Ifedapo Adeniyi

Excellent Insurance broker especially for new and newly immigrant Canadians. Give them a look if you are looking for excellent service and the right coverage for you.
David Ford

Fast, efficient, knowledgeable service. Helpful staff.
Michelle Hawgood

Always very pleased with call-back time, details of the service and follow-up if required. Friendly, well-trained staff that make us feel that our needs are being met perfectly!
Trevor Hildebrand

Great people! Always friendly and knowledgeable and ready to help!
Morgan Adekeye

The women that work in this office are so wonderful. We have had some obstacles come up and they made sure they were solved quickly and as easily as they possibly could be. We are very happy with our...
Tyler Frisby

Fast and professional responses, what more Can you ask for. 5🪄
Steven Melowsky

Very fast and effective service. Was insured within 24 hours of initial call. Fantastic service.
Steve Payne

First rate service all of the time ( last 10 years) no problems, service always given in a friendly, knowledgable way to ensure we receive the very best deals from the best companies
Matt & Sav Weetman

While insurance can be a pain to deal with, the staff are wonderful, friendly, knowledgeable and always willing to help you understand what is on your documents.
Brooklyn Seweryn

Lovely service, great communication and very helpful!!
Craig Gillis

Friendly, hassle free service. I'm impressed. Would highly recommend.
Cheryl Trush

The staff were to a person courteous, professional, and helpful. They answered every question quickly. I came from out of province and my needs were more than usual, yet I had insurance in 3 days. Ver...
Jinene Shinnicks

100 percent recommend, good quotes, good coverage and amazing brokers and customer care.
Geoff Aiken

Everything went perfectly including prompt follow up.
Tony Hynes

My experience with broker link has been very positive one of the best experiences I've actually ever had with the insurance company my representative was very knowledgeable very understanding and I wo...
Christine Fedrau

Your price for my insurance is the best overall and the service for handling my problem was great.. I am a very satisfied customer and I recommend Broker Link with anyone.
amanda

If you need a broker, this is the best place to deal with! Amazing staff!!
Lori Coffey

Friendly staff very quick turnaround with assistance anytime I’ve ever needed it. I feel very well taken care of by my insurance company.

Our numbers speak for themselves

How you can save money on Audi auto insurance

At BrokerLink, we know that insuring a luxury car like an Audi shouldn’t break the bank. That’s why our expert insurance advisors have put together some expert tips to help you save on your Audi insurance premiums.

Discounts

Bundle your Audi insurance with other policies

Already have home or tenant insurance? Bundling your Audi car insurance with another policy can lead to significant savings. Many insurers offer discounts for having multiple policies with them. Think of it as their way of rewarding loyal customers while putting money back in your pocket.

Insure multiple cars together

If you have more than one vehicle in your household, you might be able to save by insuring them under the same provider. Whether it’s a second Audi or another family car, a multi-vehicle discount could lower your total insurance costs, sometimes by as much as 20%!

Keep a clean driving record

Safe driving isn’t just good for the road. It’s also great for your wallet. The fewer demerit points, tickets, and accident claims on your record, the lower your insurance premiums will be over time.

Use winter tires

Winter roads in Canada can be unpredictable, so equipping your Audi with winter tires is a great way to stay safe and save money. They improve traction on snow and ice, reducing the risk of accidents. Plus, many insurers offer discounts (sometimes up to 5%) for drivers who use them.

Drive a hybrid or electric Audi

Thinking about an eco-friendly ride? Many insurance companies offer discounts for hybrid or electric vehicles, since they’re often equipped with advanced safety features and have a lower environmental impact. If you're considering an Audi Q4 e-tron, Audi e-tron GT, or another hybrid/electric model, you could qualify for insurance savings of up to 10%.

Savings Options

Compare auto insurance rates

If you live in a province with a private insurance system, one of the best ways to save on your Audi insurance is by shopping around. Comparing quotes from different providers can help you find the best coverage at the best price, without overpaying.

Increase your deductible

Your deductible is the amount you pay out of pocket before your insurance kicks in. Raising it means you're taking on more financial responsibility in the event of a claim, but it can also lower your monthly premiums—a great option if you’re looking to save upfront.

Pay for your Audi insurance upfront

If your budget allows, consider paying your Audi car insurance annually instead of monthly. Many insurance companies charge extra fees for processing monthly payments, so paying in full can help you avoid those added costs.

Ask about car insurance discounts

Insurance providers offer a variety of discounts for drivers, and Audi owners can take advantage of many of them. Having a clean driving record, installing safety features like dash cams and winter tires, or even taking a defensive driving course could all qualify you for extra savings.

Work with an insurance broker

Brokers like BrokerLink can help you find the best car insurance rates without the hassle of searching on your own. Since we’re not tied to a single provider, we compare quotes from multiple insurers to find you the best deal possible.

Plus, we make it easy to customize your coverage and answer any insurance questions, all at no extra cost!

How Audi auto insurance rates are calculated

If you're considering an Audi, it's good to know that insurance rates for these vehicles tend to be higher than the provincial average, based on the Insurance Bureau of Canada's 2024 data.

This is likely because Audi vehicles are luxury cars with advanced technology, high-end parts, and powerful performance, making them more expensive to repair or replace after an accident. Plus, certain Audi models are more attractive to thieves, which can also drive up rates.

When it comes to Audi insurance, your provider calculates your premium based on several factors. While every insurance company has its own formula, most will consider things like:

Make and model of your vehicle
What modifications you made to your vehicle
Where you live (and work - if you drive to work)
Age
Driving experience
Driving record
Annual mileage
How you use your vehicle
Past claims
Your deductible
Prior insurance coverage
Policy options you choose and their limits

Insurance brokers like BrokerLink don’t set car insurance rates, but we can do the hard work for you, like reaching out to top insurers, gathering quotes, and helping you keep insurance costs low by finding the best Audi car insurance at the right price.

Get in touch with BrokerLink today for your free Audi car insurance quote!

About Audi

Audi is one of the most renowned luxury automakers in the world, celebrated for its cutting-edge technology, sleek design, and exhilarating performance.

Founded in 1909, Audi has built a reputation for engineering excellence, pioneering advancements in automotive innovation, and setting new standards for luxury and driving dynamics.

From introducing quattro® all-wheel drive, which revolutionized traction and handling, to leading the charge in digital cockpit technology, Audi has consistently pushed the boundaries of what’s possible on the road.

The brand is known for producing a range of high-performance sedans, SUVs, and sports cars, with iconic models like the Audi A4, the Q7, and the Audi R8 supercar.

Contact BrokerLink for a free Audi car insurance quote

Do you want to purchase car insurance for your Audi? BrokerLink makes shopping for car insurance easier than ever before. Whether you're renewing your policy or purchasing your first one, we will work to find you a great policy at an affordable price.

Kickstart your auto insurance journey today by contacting BrokerLink. We can be reached by phone, email, or in person at any one of our locations in Canada. No matter how you get in touch, an experienced insurance advisor will be pleased to assist you. You can also get started now by taking advantage of BrokerLink’s free auto insurance tool. Simply enter some basic information about yourself and your Audi vehicle, and we will provide you with a free car insurance quote in minutes.

[phone]

Get an auto insurance quote