Audi Car Insurance

Accident benefits coverage is another mandatory part of auto insurance in Canada. If you, your passengers, or even a pedestrian need medical care after a collision, this coverage provides financial support. It helps with medical expenses, no matter who was at fault.

Not every driver follows the rules, and that’s where uninsured motorist coverage comes in. If you’re hit by an uninsured or underinsured driver, or even involved in a hit-and-run, this coverage helps protect you and your passengers. It’s required in many parts of Canada.

If you're in an accident that wasn’t your fault, this coverage helps with repair costs, but instead of dealing with the other driver's insurer, you go through your own. It’s mandatory in certain provinces, so be sure to check what’s required where you live.

Collision coverage is an optional add-on that can be especially valuable for Audi owners. If you're in an accident with another vehicle or hit something like a pole or tree, this coverage helps pay for repairs or replacement.

For Audi drivers who want extra protection, comprehensive coverage is a great choice. It covers non-collision risks like theft, vandalism, fire, and weather-related damage. Since Audis are high-end vehicles, this coverage can provide extra peace of mind by protecting your investment.

One more type of optional car insurance coverage popular among Audi drivers is accident forgiveness. Accident forgiveness is additional coverage that can be added to your car insurance policy as an endorsement, to protect your driving record and to help prevent your insurance premium from increasing if you have an at-fault accident claim.

If you're buying a new car, adding this coverage to your policy is worth considering. It ensures you're covered for the full value of your vehicle without factoring in depreciation. That means if your car is stolen or totalled, you'll be reimbursed for the cost of a brand-new vehicle—not just what it's worth after wear and tear.

If you ever get into an accident and your car needs repairs, loss of use coverage has your back. While your car is in the shop, this coverage helps pay for other ways to get around—whether that's hopping on public transit, using ride shares, or renting a car. It can be a real lifesaver, especially if your car ends up being out of commission for days or even weeks.