FAQs

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Will my insurance cover another driver who gets into an accident with my car?

When you lend your car, you lend your insurance, too. Your insurance policy is responsible for any property damage or bodily injury if your vehicle is involved in a loss ─ ev...

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Will my home insurance cover claims for my home-based business?

Home insurance does not cover claims which relate to the business. For this reason, it is important home-based business owners get insurance which meets their business needs....

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How much should I pay for car insurance per month?

You're going to hear this answer a lot when it comes to insurance: it depends! There are many factors that determine how much you will pay each month. Things like where y...

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Is home insurance mandatory in Ontario?

Home insurance is not mandatory in Ontario. However, if you're taking out a mortgage, many banks require you to have home insurance.

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What is covered by business insurance?

There are various types of coverage available and it is best to speak to a broker to determine what makes the most sense for your business. Some of the most commonly purchase...

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Is insurance higher on newer cars?

Sometimes yes, sometimes no. Sorry, we know that’s the worst answer, but there are so many factors that determine how much you pay for insurance. Safety features on new...

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Is it cheaper to insure an older car?

Sometimes yes, sometimes no. The age of the car is one factor insurance companies consider, but they also consider many other things, like your age, location, and insurance h...

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What should I look for when buying home insurance?

One of the most important things to look for when buying home insurance is guaranteed replacement cost. This is an evaluation that takes into account how much it wo...

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Do I need business insurance to drive to work?

If you're driving to your nine to five and don't have a pickup truck full of power tools, you most likely only require personal insurance. Talk to a broker to make su...

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Do you need business insurance to deliver pizza?

Yes! Don't make your first delivery until you've spoken to an insurance broker. Once you've got the right coverage, feel free to bring pizza to our office.

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Do you need special insurance for DoorDash or any other delivery service?

If the company you’re delivering for has their own policy in place to protect their drivers, you may not need additional insurance. An insurance broker can help you fig...

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What is the benefit of an insurance broker?

An insurance broker knows insurance inside and out. When it comes to insurance, brokers don't go with a "one size fits all" approach. We know what question...