Dynamic insurance solutions are what you get when you work with a BrokerLink insurance broker in Windsor. We can help you find comprehensive home, auto, or business insurance coverage with ease. Get in touch to learn more.
Personalized home, business, and auto insurance solutions for Windsor residents
Since 1991, BrokerLink has been helping Windsor residents find home, business, and auto insurance policies. Continue reading to learn more about the types of insurance plans we can help you find:
Home insurance
Protect your home with Windsor homeowners insurance. We can help ensure your property and its contents are protected against property damage, third-party claims, and more. Depending on the policy you choose, your property will be covered in the event of fires, water damage, hurricanes, tornados, power outages, and more. We also offer tenant’s insurance for those renting their home in Windsor.
Get a home insurance quote
Business Insurance
Your business deserves to be protected, and that’s exactly what Windsor business insurance offers. No matter what size or industry your business operates in, we can find a policy that meets your needs. From commercial property coverage to cyber liability coverage, commercial general liability coverage, professional liability coverage, and more, we will match you with a comprehensive business insurance policy within your budget.
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Car insurance
Last but not least, Windsor residents need car insurance before they hit the road. Not just any policy will do - you need one that not only complies with provincial law but that offers adequate protection in case something goes wrong. Contact BrokerLink and one of our expert insurance advisors will set you up with the right coverage. From comprehensive and collision coverage to third-party liability, uninsured automobile, accident benefits, and more, we will help you protect your vehicle.
Get an auto insurance quote
Other insurance coverages
A BrokerLink insurance advisor can also help you find the following insurance coverages:
- Associations
- ATV and Snowmobile Insurance
- Farm Insurance
- Cyber Insurance
- Storage Unit Insurance
- Employee Benefits
- Life Insurance Broker
- Landlord Insurance
- Musical Instrument Insurance
- Wine Cellar Insurance
- Equine Insurance
- Group Insurance
- Travel and Trip Cancellation Insurance
- Trailer and RV Insurance
- Motorcycle Insurance
- Identify Theft Insurance
- Boat Insurance
- Condo Insurance
- Vacation Property and Cottage Insurance
- Tenant and Renters Insurance
Is insurance required in Windsor, Ontario?
Some types of insurance are mandatory in Windsor. Take car insurance as an example. Car insurance is a provincial requirement, meaning that no matter where you live in Ontario, you must have a valid car insurance policy if you want to get behind the wheel. Choosing to drive without insurance can have serious consequences, like fines of up to $25,000 for a first offence and up to $50,000 for a second offence (in addition to a 15% surcharge) and a driver’s licence suspension. Therefore, it is imperative that all Windsor drivers have up-to-date auto insurance policies. To learn more about how to get car insurance at a great rate or to ensure your policy complies with the Government of Ontario’s requirements, get in touch with BrokerLink. We can outline the local laws governing auto insurance in Windsor and explain the minimum coverage requirements (i.e. no less than $200,000 in third-party liability coverage, in addition to accident benefits coverage, uninsured automobile coverage, and direct compensation - property damage coverage).
Auto insurance is the only government-mandated insurance in Windsor however, you might be required to purchase home insurance in certain circumstances, such as if you have a mortgage on your house. This is because many mortgage lenders will make home insurance a condition of one’s mortgage loan.
Factors that might impact the cost of insurance in Windsor
Insurance providers take into account many factors when calculating insurance premiums for Windsor residents, whether you’re buying home insurance or auto insurance. Some of these factors include:
- Your location
- The size of your home
- The make and model of the car you drive
- Your age
- Your insurance claims history
- Your gender
- Your marital status
- The coverages, limits, and deductibles you choose
How to save money on Windsor Insurance
Who doesn’t want to save money on insurance in Windsor? BrokerLink doesn’t want insurance to break the bank. Whether you’re looking to buy home insurance, auto insurance, business insurance, or even farm insurance, we will shop around for the most competitive rate, unlock discounts on your behalf, and provide expert money-saving tips. In fact, our team of insurance advisors have put together a few tips to get started on saving money on Windsor insurance:
- Bundle multiple insurance policies together (savings of up to 15%)
- Pay for policies annually rather than monthly
- Increase your policy deductible
- Drive a hybrid or electric vehicle (for car insurance discount)
- Install winter tires on your car (for car insurance discount)
We’re in your community
Getting involved in the community is a big part of who we are. We live and work in your community. We love meeting our neighbours!
Local Ontario Insurance Links
If you’re a member of a group or association, you may be eligible for more discounts.
Why work with a BrokerLink broker
Since 1991, the BrokerLink team has been dedicated to finding insurance policies that meet the needs and budgets of our customers. We are experts in all things Windsor insurance and can ensure you receive the most competitive rate on your policy.
Contact us
At Windsor BrokerLink, we’re here to help with your insurance needs. Whether it’s insuring your home, car, business, recreational items, or pets, let us help you find the best coverage possible.
You can reach us by phone, email, or in person at any one of our locations throughout Ontario. No matter how you choose to get in touch, a BrokerLink insurance advisor will be happy to assist you. We also encourage you to take advantage of our free online quote tool that can provide you with a competitive quote in minutes.
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