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Subaru WRX STI Insurance Cost

The Subaru WRX STI is a high-performance version of the Japanese brand’s popular Impreza model. Known for its innovative all-wheel drive system, terrific handling, and powerful engine, there are many reasons that Canadians purchase Subaru WRX STIs.

If you recently purchased one or are thinking of buying one, you’ll need car insurance to go with it. That’s where BrokerLink comes in. We can help you find the right policy at a great price for your Subaru WRX STI.

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Subaru WRX STI fun facts

  • The “WRX” in Subaru WRX STI stands for “World Rally eXperimental,” as all vehicles consist of rally-inspired technology like all-wheel drive.
  • The police force in the town of Itasca, Illinois uses Subaru WRX STI vehicles for public outings and special events.
  • The Subaru WRX STI made its debut at the Tokyo Auto Show in October 2007.

What factors impact Subaru WRX STI car insurance rates?

Many factors impact Subaru WRX STI car insurance rates. Some of these are within a driver’s control, like their claims history or deductible, while others are out of their control, like their age or location. A list of the most common factors influencing Subaru WRX STI insurance premiums is as follows:

  • Location
  • Age
  • Make, model, and year of vehicle
  • Driving record
  • Driving experience
  • Past claims
  • Annual mileage
  • Prior insurance coverage
  • Your deductible
  • Local laws
  • How you use your vehicle
  • Marital status

It’s important to note that insurance brokers like BrokerLink do not determine insurance rates. However, we can shop around on your behalf to obtain and compare quotes and help you find a Subaru WRX STI car insurance policy at a great price.

Subaru WRX insurance rates

Subaru WRX insurance rates vary between models, as even though all vehicles are part of the Subaru family, they come with different safety features and capabilities. Plus, the cost of the car and the trim level you choose can also impact how much insurance costs. Generally speaking, since the Subaru WRX STI is the most powerful of the WRX models, it is also the most expensive to insure (ahead of the Subaru WRX and Subaru Impreza).

Subaru WRX insurance coverage

A great car deserves great car insurance coverage. To help you decide what coverage types to include with your policy, we’ve outlined a list of coverages typically available to Subaru WRX STI drivers:

Third party liability coverage

Third party liability coverage is mandatory in every Canadian province and territory. It protects the policyholder if they are injured or their Subaru WRX STI is damaged in an accident that they caused. Beyond medical bills and vehicle repairs, liability coverage can also pay for legal counsel and court fees. Minimum coverage requirements for third party liability vary by province, so make sure you check the minimum coverage requirements in your province before purchasing a policy for your Subaru WRX STI.

Accident benefits coverage

Accident benefits coverage is another type of mandatory coverage in Canada. It protects the policyholder if they, a passenger, or a pedestrian require medical attention following a collision. Regardless of which party is at fault for the accident, the policyholder can still receive compensation to pay for medical expenses under the accident benefits portion of their policy.

Comprehensive coverage

Comprehensive coverage offers financial protection against specified perils, such as theft, vandalism, fire, water damage, and more. It might be especially important for those who drive valuable cars, like Subaru WRX STIs

Accident forgiveness coverage

One final type of optional car insurance coverage that might be available to Subaru WRX STI drivers is accident forgiveness. Accident forgiveness is additional coverage that can be added to your car insurance policy as an endorsement, to protect your driving record and to help prevent your insurance premium from increasing if you have an at-fault accident claim.

Note: Coverage varies by province.

Contact BrokerLink for a complimentary Subaru WRX STI car insurance quote

Want to learn more about Subaru WRX STI insurance costs? BrokerLink is here. We can provide you with an accurate and competitive quote on your Subaru WRX STI car insurance. We can also answer your questions, explain how mandatory car insurance coverage works in Canada, and shop around to obtain and compare quotes on your behalf. In essence, when you work with BrokerLink, you can expect an entirely hassle-free car insurance experience. Give us a call or contact us online to get started today. You can also request a free Subaru WRX STI quote now using our online quote tool.

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FAQs

Is the Subaru WRX STI cheap to insure?

The Subaru WRX STI is one of the Japanese automaker’s most expensive offerings, which means it may be more expensive to insure.

Is Subaru WRX STI insurance mandatory in Canada?

Yes, Subaru WRX STI insurance is mandatory in Canada. No matter where you live in Canada, you will need car insurance if you plan to drive. Driving without insurance is illegal and if you are caught doing so, you could face serious consequences like a hefty fine, licence suspension, or even jail time.

How can I save money on Subaru WRX STI auto insurance?

Save money on Subaru WRX STI auto insurance by installing winter tires on your vehicle, choosing a more basic trim level, increasing your deductible, enrolling in driving school, bundling multiple insurance policies together, and paying for your policy annually rather than monthly.

For more FAQs, visit the BrokerLink FAQs page.

*This article is in no way sponsored, endorsed, or associated with Subaru.


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