Subaru Wrx Insurance

[Not mandatory in Newfoundland] Accident benefits coverage is another type of mandatory coverage in Canada. It protects the policyholder if they, a passenger, or a pedestrian requires medical attention following a collision. Regardless of which party is at fault for the accident, the policyholder can still receive compensation to pay for medical expenses under the accident benefits portion of their policy.

[Not mandatory in Alberta] Uninsured auto insurance protects Subaru drivers if they've been in a car accident with another driver who is either uninsured or underinsured by paying the cost of vehicle repairs required. This Subaru WRX insurance policy will also provide coverage if you are in an accident with a hit-and-run driver.

[Not mandatory in Ontario] Also known as no-fault insurance, direct compensation coverage will help pay for damages if you get into an accident that was not your fault. This can include injuries and damages to your vehicle. However, you will only receive coverage when you are at fault if you have collision and comprehensive coverage.

Comprehensive insurance coverage offers financial protection against specified perils, such as theft, vandalism, fire, water damage, and more. It might be especially important for those who drive valuable cars, like Subaru WRX STIs. Note that before your comprehensive car coverage kicks into place, drivers will need to pay a deductible to their insurance company.

Collision car coverage will cover the cost of repairs your Subaru WRX requires following an at-fault accident. Similar to comprehensive insurance, Subaru drivers will need to pay a deductible to their insurance company when filing their insurance claim before their car insurance kicks in and covers the remaining costs.

One more type of optional car insurance coverage that might be available to Subaru WRX STI drivers is accident forgiveness. Accident forgiveness is additional coverage that can be added to your car insurance policy as an endorsement to protect your driving record and to help prevent your insurance premium from increasing if you have an at-fault accident claim.

If you're buying a new car, adding this coverage to your policy is worth considering. It ensures you're covered for the full value of your vehicle without factoring in depreciation. That means if your car is stolen or totalled, you'll be reimbursed for the cost of a brand-new vehicle—not just what it's worth after wear and tear.

If you ever get into an accident and your car needs repairs, loss of use coverage has your back. While your car is in the shop, this coverage helps pay for other ways to get around—whether that's hopping on public transit, using ride shares, or renting a car. It can be a real lifesaver, especially if your car ends up being out of commission for days or even weeks.