If you’re in the market for a luxury sedan, you can’t go wrong with the Cadillac CTS. Manufactured by American automaker Cadillac, the Cadillac CTS has made a name for itself as a durable, safe, and stylish vehicle.
Cadillac CTS Overview
- The Cadillac CTS is a mid-size luxury vehicle manufactured by American automaker Cadillac.
- CTS stands for “Catera Touring Sedan.”
- The Cadillac CTS first entered the market in 2003 and over the years, several different versions have been launched, including the Cadillac CTS Sports Wagon, Coupe, and CTS-V.
- The Cadillac CTS was featured in the popular film The Matrix Reloaded.
How to reduce Cadillac CTS car insurance costs
The cost of insuring a Cadillac CTS sits just below the national average, making this a great option for Canadian drivers on a budget. In terms of how it stacks up against other Cadillac models, the CTS is, on average, cheaper to insure than the Cadillac XT5, XTS, SRX, and CT6 but more expensive to insure than the Cadillac STS, DTS, and ATS.
Even if the price of car insurance for the Cadillac CTS is below-average, it’s always important to minimize auto insurance costs. The experts at BrokerLink have put together a list of ways that you can save money on Cadillac CTS car insurance. Check it out below:
- Purchase car insurance for multiple vehicles together (savings of up to 20%)
- Buy multiple insurance policies (business insurance + car insurance, leisure vehicle insurance + car insurance, etc) from the same company (savings of up to 15%)
- Increase your deductible
- Enrol in driving school (for young drivers)
- Pay auto insurance annually rather than monthly
- Install winter tires on your Cadillac CTS (savings of up to 5%, depending on the province)
What factors influence Cadillac CTS insurance rates?
The top factors influencing Cadillac CTS insurance rates in Canada are as follows:
- Location
- Age
- Make and model of vehicle
- Driving record
- Driving experience
- Past claims
- Annual mileage
- Prior insurance coverage
- Your deductible
- Local laws
- How you use your vehicle
- Marital status
What is covered by Cadillac CTS car insurance?
If you’re wondering what exactly you’re paying for when you purchase Cadillac CTS car insurance, you’ve come to the right place. Generally speaking, when you purchase any auto insurance policy, you're paying for the coverage it provides. Exact coverage varies but may include the following:
Third party liability coverage
Third party liability coverage is compulsory in Canada. It protects the policyholder if they are injured or their Cadillac CTS is damaged in a collision that they caused. Beyond medical expenses and vehicle repair bills, liability coverage can also pay for legal and court fees. Minimum third party liability coverage requirements vary by province, so make sure to check the requirements in your region before purchasing auto insurance for your Cadillac CTS. If you need help finding the minimum requirements in your province, contact BrokerLink today.
Accident benefits coverage
Accident benefits coverage is another type of mandatory car insurance coverage in Canada. It protects the policyholder if they, a passenger, or a pedestrian require medical attention following an accident. No matter which party is at fault for the accident, the policyholder can still receive compensation to pay for medical expenses under the accident benefits portion of their policy.
Comprehensive coverage
Comprehensive coverage offers non-collision-related financial protection. For example, this coverage type can protect your Cadillac CTS from theft, vandalism, water damage, fire, and more. Comprehensive coverage is optional in Canada.
Accident forgiveness coverage
One last type of optional car insurance coverage for Cadillac CTS drivers is accident forgiveness. Accident forgiveness is additional coverage that can be added to your car insurance policy as an endorsement, to protect your driving record and to help prevent your insurance premium from increasing if you have an at-fault accident claim. Note: coverage varies by province.
Contact BrokerLink for a free Cadillac CTS insurance quote
Protect your Cadillac CTS with the right car insurance policy. Contact BrokerLink to get started today.
As car insurance experts, we can help you find an affordable policy with comprehensive coverage in no time. From the moment you contact us, our insurance advisors will work tirelessly to find a Cadillac CTS car insurance plan that meets your needs and budget.
So what are you waiting for? Get in touch with BrokerLink today. We can be reached by phone, in person, or online. You can also take advantage of our free car insurance quotes, which are offered to all drivers in Canada, no matter what make or model of vehicle you drive.
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FAQs
Is it safe to buy Cadillac CTS insurance on the internet?
Yes, buying Cadillac CTS insurance on the internet is perfectly safe.
Is buying Cadillac CTS insurance worth it?
Yes, buying Cadillac CTS insurance is worth it owing to the many benefits that car insurance offers. Car insurance provides invaluable financial protection. Whether you get into an accident on the road or someone steals your car, auto insurance can help mitigate the financial ramifications. Another reason that buying Cadillac CTS insurance is worth it is that it’s mandatory in Canada. Therefore, driving without it is illegal and could have serious consequences, like thousands of dollars in fines, a suspended licence, or even jail time.
What is the best way to save money on Cadillac CTS insurance?
The best way to save money on Cadillac CTS insurance is to work with a broker.
For more FAQs, visit the BrokerLink FAQs page.
*This article is in no way sponsored, endorsed, or associated with Cadillac.
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