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Kia Soul Insurance Cost

The Kia Soul is a subcompact crossover SUV from South Korean multinational auto company Kia. It is known for its reliability and fuel efficiency and is a popular choice among Canadians.

If you currently drive a Kia Soul, then you might be looking for car insurance to go with it. BrokerLink is here to help you find just that. As auto insurance experts, our insurance advisors have helped thousands of Canadians find the right policies for their vehicles. Continue reading to learn more about the cost of Kia Soul car insurance and the coverage it provides.

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Kia Soul fun facts

  • The Kia Soul first entered production in 2008 and was styled by Mike Torpey, a member of the company’s Irvine, California-based design team.
  • Kia introduced an all-electric version of the Kia Soul, known as the Kia Soul EV, in 2014.
  • As of 2015, Kia has produced over one million units of the Kia Soul.
  • The Kia Soul is the best-selling subcompact car in the United States.

How car insurance companies calculate Kia Soul car insurance rates

The cost to insure a Kia Soul varies. However, generally speaking, car insurance for the Kia Soul is relatively inexpensive and sits below the national average. To determine how much it will cost to insure your Kia Soul, contact an insurance broker at BrokerLink. We are pleased to provide free auto insurance quotes to all Kia drivers. In the meantime, we’ve put together this list of factors impacting the cost of car insurance to help you understand how insurance premiums are calculated in Canada:

  • Location
  • Age
  • Make and model of vehicle
  • Driving record
  • Driving experience
  • Past claims
  • Annual mileage
  • Prior insurance coverage
  • Your deductible
  • Local laws
  • How you use your vehicle
  • Marital status

Please note that insurance brokers do not determine insurance rates. However, BrokerLink can reach out to Canada’s top insurance companies on your behalf to obtain and compare quotes and help you find a Kia Soul car insurance policy at a great price.

How Kia Soul insurance cost compares to other Kia models

The Kia Soul is one of the cheapest Kia models to insure. For example, the average Kia Soul insurance cost is consistently less expensive than the cost of the Kia Forte, Kia Sorento, Kia Cadenza, Kia Rio, Kia Optima, and more. A few reasons that the Kia Soul might be cheaper to insure than other Kia models is due to a difference in safety features, cost of repair or replacement, vehicle size, and the likelihood of theft.

Kia Soul auto insurance coverage

If you drive a Kia Soul anywhere in Canada, then you need car insurance. Auto insurance is mandatory throughout Canada, though each province and territory has its own regulations. Below is a list of some of the most common types of Kia Soul car insurance coverage:

Third party liability coverage

Third party liability coverage is mandatory in every Canadian province and territory. It protects the policyholder if they are injured or their Kia Soul is damaged in an accident that they caused. Beyond medical bills and vehicle repairs, liability coverage can also pay for legal counsel and court fees. Minimum coverage requirements for third party liability vary by province, so make sure you check the minimum coverage requirements in your province before purchasing a policy for your Kia Soul.

Accident benefits coverage

Accident benefits coverage is another type of mandatory coverage in Canada. It protects the policyholder if they, a passenger, or a pedestrian require medical attention following a collision. Regardless of which party is at fault for the accident, the policyholder can still receive compensation to pay for medical expenses under the accident benefits portion of their policy.

Comprehensive coverage

Comprehensive coverage offers financial protection against specified perils, such as theft, vandalism, fire, water damage, and more. Many Kia Soul drivers choose to include comprehensive coverage in their policies for the peace of mind it brings.

Accident forgiveness coverage

One final type of optional car insurance coverage that might be available to Kia Soul drivers is accident forgiveness. Accident forgiveness is additional coverage that can be added to your car insurance policy as an endorsement, to protect your driving record and to help prevent your insurance premium from increasing if you have an at-fault accident claim. Note: coverage varies by province.

Contact BrokerLink to learn more about Kia Soul insurance cost

Still have questions about Kia Soul car insurance or want to find out more about how much it will cost you? Get in touch with BrokerLink today. We can explain the average cost of Kia Soul car insurance, provide you with a free quote, and answer any questions you may have. What are you waiting for? Start protecting your Kia Soul today by contacting BrokerLink.

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FAQs

Is the Kia Soul cheap to insure?

The Kia Soul is relatively cheap to insure as the car itself is inexpensive. That said, vehicle make and model are only two factors of many that influence car insurance rates. Insurance companies will also consider factors like your age, location, driving record, and claims history when calculating your premium.

Is Kia Soul insurance mandatory?

Yes, Kia Soul insurance is mandatory. In fact, car insurance is mandatory in Canada, no matter what make or model of vehicle you drive.

How can I save money on Kia Soul car insurance?

The best way to save money on Kia Soul insurance is to work with a broker and compare rates. Shopping around and exploring your options is the only way to ensure you’re getting the best possible deal on your Kia Soul car insurance.

For more FAQs, visit the BrokerLink FAQs page.

*This article is in no way sponsored, endorsed, or associated with Kia.


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