Home Insurance in Chestermere

At Chestermere BrokerLink, we’re here to support you with any insurance needs you may have. Whether it’s insuring your home, car, business, recreational items, or pets, let us help you find the best coverage possible. Regardless of what you may be looking for, you can count on BrokerLink to be your one-stop shop for high-quality insurance services with access to leading insurance providers in Canada.

A Home Insurance Plan You Can Trust

As an insurance broker in Chestermere, AB with years of experience in the insurance industry, we get that your home is one of the most important investments you can make in a lifetime. And this is exactly why we promise to go above and beyond to ensure we understand your needs before shopping around for a new home insurance policy you can count on. Our brokerage is also pleased to offer coverage beyond residential plans, including ones for your rental properties, secondary properties, and cottages. For more details about our extensive selection and services in Chestermere, AB, keep reading!

Vacation and cottage

If you're lucky enough to possess a holiday home, you should think about getting vacation property & cottage insurance. These guidelines are designed to protect owners from potential losses resulting from harm or other incidents that take place while the home is empty or uninhabited. Significant risks covered within these policies include fire, theft, destruction of property, and third-party liability. Additional coverage, such as the inclusion of flood damage, earthquake damage, or damage caused by a specific weather event, may also be included and can provide you with the confidence you need while you're on holiday or away from your secondary home.


As a condominium owner, you should be aware that the strata generally only encompasses the building's structural integrity and shared spaces such as a clubhouse, pool, or gym. This means your personal belongings and any areas that are not shared by other tenants outside the building are not protected. It would be best if you considered getting a condo-related policy to protect your belongings from loss or damage. Such policies also cover third-party injuries or harm incurred by you, as well as any structural changes you may have constructed to your unit. Don't take the chance of leaving your private possessions unsecured; instead, purchase a condo insurance policy today.

Are you still undecided about getting condominium insurance? When it comes to protecting your home, it's natural to have concerns and questions. But don't worry; BrokerLink has you covered. Call us, and one of our helpful and experienced insurance brokers will listen to your requirements and help you determine what kind of insurance is best for you.

We recognize that each situation is unique, which is why we provide a diverse range of policies to choose from. We have you covered whether you need basic or more comprehensive security. Our goal is to make you more at ease in your insurance decisions so you can enjoy your home without worry.

Finding the appropriate policy can be difficult, but it doesn't have to be with BrokerLink. Our agents will walk you through the process and provide you with all of the details you need to make an informed decision. So, why delay? Please get in touch with us to learn more about your options and to obtain the peace of mind you deserve.

Tenant and renters

Tenant and renters insurance is a particular kind of insurance policy that protects tenants who rent instead of owning a home. This kind of plan typically safeguards renters against damage or loss to their personal possessions, as well as liability for incidents that take place on the premises. Renters can protect their personal possessions, such as furniture, devices, and other items of value. Furthermore, this kind of insurance can encompass additional living costs if the rented accommodation becomes unlivable as a result of a covered loss, including a flood or a fire.

Tenant and rental insurance policies must also include liability. Rental insurance protection can protect renters if they are determined to have been responsible for causing severe damage to the rented home or injuring an individual while on the premises. While landlords are generally liable for covering the physical structure of the building, they are not in charge of protecting their tenants' possessions. This is why tenant and renters insurance is essential for those who are renting a home.

Vacant home

When it comes to protecting vacant homes in Chestermere, standard home insurance plans might not be adequate. This is where vacant home insurance comes into play, which is specifically designed to protect uninhabited properties. Vacant homes are frequently more susceptible to harm and theft, so it's essential to have the proper insurance in place. It's critical to keep in mind that many typical home policies have a 30-day uninhabited rule, which implies that if you leave your residence for more than a month, your coverage may not apply if an incident happens. Failure to notify your insurance provider or broker in Chestermere of your absence may also result in a declined claim or even the cancellation of your policy entirely. Therefore, with the right insurance, you can avoid these risks and have peace of mind that your home is always protected.

How to save on home insurance

Are you interested in reducing costs on Chestermere, AB home insurance? BrokerLink's Chestermere insurance professionals have you covered. Our team has put together a tried-and-true guide to help you save money on home insurance without having to sacrifice protection. At BrokerLink, we think that excellent insurance should not be prohibitively expensive, and we are passionate about offering our clients cost-effective possibilities. Our intelligent consultants are always delighted to provide expert advice regarding how you can save far more money on your insurance. Check out some of our best advice below:

Look for the best option out there

Among the most effective ways to save money on home insurance is to compare quotes from various providers. Various insurance companies may offer varying rates and discounts. But don't worry; BrokerLink brokers are here to assist you in discovering the greatest deal possible.

Maintain a good credit score

Companies can take your credit rating into account when determining your insurance premiums. Maintaining a good credit history can help you qualify for favourable rates.

Avoid filing minor claims

Filing minor claims can lead to greater insurance premiums since companies may recognize you as a higher risk. Consider paying for small repairs yourself rather than making a claim for them.

Raise your deductible

By putting yourself at larger risk in the case of a claim, you can lower your insurance premiums. This means that if you file a claim, you'll have to pay more out of pocket in order for your insurance to be recognized. It should be mentioned, however, that those who are able to handle paying more out of pocket are encouraged to do so.

Bundle your plans

Many companies will provide you with a price reduction when bundling home and auto insurance policies along with other policies you may have.

Install safety features

Insurance companies in Chestermere may also give you a discount if you install safety mechanisms such as smoke detectors, security systems, and more.

Why work with a BrokerLink broker

Since 1991, the BrokerLink team has been dedicated to finding insurance policies that meet the needs and budgets of our customers. We are experts in all things Chestermere, AB insurance and can ensure you receive the most competitive rate on your policy.

We're in your community

With 200+ branches across Canada there's a chance that we have a brokerage in your community. We love working with our neighbours!

Local Alberta insurance links

If you’re a member of a group or association, you may be eligible for more discounts.

Contact us for more money-saving tips from a leading brokerage in the insurance industry

In addition to the above-mentioned tips, enlisting the assistance of a broker in Chestermere could be your ticket to significant savings on insurance. When you work with a BrokerLink broker for your needs, you gain access to an informed agent who is committed to finding you the best rates. We understand that many of our customers are on a tight budget, and we are dedicated to collaborating with you to identify an option that meets your needs without sacrificing quality. Contact a BrokerLink broker today to discuss your requirements and desired budget range. We'll get right to work on determining what's the most effective solution for you.

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Chestermere Home Insurance FAQs

What is the average house insurance cost in Alberta?

The average home insurance cost in Alberta is approximately $1,883 annually. When broken down over a 12-month period, you can expect to pay around $183 a month. Though, the cost you will pay will vary depending on the coverage options you select, as well as other factors considered by your broker.

How much is Alberta homeowners’ insurance monthly?

Remember, home insurance rates in Chestermere will differ depending on numerous factors such as location, previous claims submitted, overall risk, and more. That said, the average provincial rate that owners will pay is $183 per month. This equates to roughly $1,883.

If you have any questions, contact one of our local branches.