Toyota Prius Insurance Cost

Get reliable car insurance coverage tailored to you with Brokerlink.

If you drive a Toyota Prius, then you already know how safe, reliable, and fuel-efficient these cars are. To protect the vehicle that gets you from A to B, purchasing car insurance is important.

BrokerLink can help you find the right auto insurance policy for your Toyota Prius. Keep reading to learn more about the cost of Toyota Prius insurance and how you can save money on auto insurance with BrokerLink.

BrokerLink compares rates from a wide range of providers, ensuring you get the best deals available.

Is the Toyota Prius expensive to insure?

Insuring a Toyota Prius is relatively inexpensive for a few reasons. First, it is a budget-friendly car, and generally speaking, the cheaper the car, the cheaper the car insurance. This is because it will cost insurance companies less money to repair or replace your vehicle if you get into a collision since the vehicle parts are cheaper. Further, a Toyota Prius has a lower horsepower, which makes it less likely to be involved in accidents. Together, this often translates to reduced insurance premiums.

Toyota Prius fun facts

The Toyota Prius first entered the market in Japan in 1997.
Prius is a Latin word that translates to “first,” “original,” or “superior” in English.
The Prius is sold in over 90 countries around the world.
Various versions of the Toyota Prius have consistently been ranked among the most fuel-efficient cars in the United States by the US Environmental Protection Agency (EPA).

The most common car insurance coverage for Toyota Prius vehicles

When purchasing car insurance for your Toyota Prius, you will need to decide what coverage to include. Some coverage types are mandatory, like third party liability insurance, while others are optional, like comprehensive or collision coverage. We’ve outlined some of the most common Toyota Prius coverage types below:

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Third party liability coverage is mandatory no matter where you live in Canada. It protects the policyholder if they are injured or their Toyota Prius is damaged in an accident that they caused. Beyond medical bills and vehicle repairs, liability coverage can also pay for legal counsel and court fees. Minimum coverage requirements for third party liability vary by province, so make sure you check the minimum coverage requirements in your province before purchasing a policy for your Toyota Prius.

[Not mandatory in Newfoundland] Accident benefits coverage is another type of mandatory auto insurance coverage in Canada. It protects the policyholder if they, a passenger, or a pedestrian require medical attention following a collision. Regardless of which party is at fault for the accident, the policyholder can still receive compensation to pay for medical expenses under the accident benefits portion of their policy.

[Not mandatory in Alberta] Uninsured automobile coverage is mandatory and protects the policyholder and any passengers in their vehicle if they get into a collision with an at-fault driver who is either uninsured or underinsured.

[Not mandatory in Ontario] Also known as no-fault insurance, direct compensation coverage will help pay for damages if you get into an accident that was not your fault. This can include injuries and damages to your vehicle. However, you will only receive coverage when you are at fault if you have collision and comprehensive coverage.

Comprehensive coverage offers financial protection against non-collision perils. Such perils may include theft, vandalism, fire, water damage, and more. Comprehensive coverage is a popular option among Toyota Prius drivers due to the peace of mind it brings.

Collision coverage is another optional coverage type that Toyota Prius drivers may benefit from. It protects the policyholder if they are in an accident with another vehicle or object. Like accident benefits coverage, it covers the policyholder regardless of whether they are at fault for the accident. However, unlike accident benefits coverage, collision coverage only provides compensation for property damage resulting from the accident, not bodily injuries.

When you get into your first at-fault accident, accident forgiveness coverage prevents your insurance company from raising your rates after going through the claims process. It will allow you to maintain a clean driving record as you stay with the same insurance company. This is another popular type of optional coverage.

If you're buying a new car, adding this coverage to your policy is worth considering. It ensures you're covered for the full value of your vehicle without factoring in depreciation. That means if your car is stolen or totalled, you'll be reimbursed for the cost of a brand-new vehicle—not just what it's worth after wear and tear.

If you ever get into an accident and your car needs repairs, loss of use coverage has your back. While your car is in the shop, this coverage helps pay for other ways to get around—whether that's hopping on public transit, using ride shares, or renting a car. It can be a real lifesaver, especially if your car ends up being out of commission for days or even weeks.

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Save money on Toyota Prius insurance

Want to save money on your Toyota Prius car insurance? BrokerLink can help. As insurance experts, we know the industry’s best-kept secrets for saving money on auto insurance. Our insurance advisors put together the following list of money-saving tips:

Purchase car insurance for multiple vehicles together (savings of up to 20%)
Buy multiple insurance policies (business insurance + car insurance, leisure vehicle insurance + car insurance, etc) from the same company (savings of up to 15%)
Increase your deductible
Enrol in driving school (for young drivers)
Pay auto insurance annually rather than monthly
Install winter tires on your Toyota Prius (savings of up to 5%, depending on the province)
Purchase an eco-friendly Toyota Prius model, like the Toyota Prius Prime (savings of up to 10%)

How car insurance companies calculate Toyota Prius insurance costs

Car insurance companies in Canada consider a wide range of factors when calculating insurance premiums for Toyota Prius drivers. Although an insurer will take the vehicle make, model, and year into account when determining your premium, they will also take into account other factors, such as:

Location
Age
Driving record
Driving experience
Past claims
Annual mileage
Prior insurance coverage
Your deductible
Local laws
How you use your vehicle
Marital status

Contact BrokerLink to request a free Toyota Prius insurance quote

Get started now by contacting BrokerLink for a free quote on your Toyota Prius insurance. To request a free quote, simply give us a call, use our online quote tool, or visit us in person at one of our many locations throughout Canada.

We are pleased to offer free car insurance quotes to all Toyota Prius drivers. All BrokerLink quotes are accurate, competitive, and obligation-free. What do you have to lose? Contact BrokerLink today. We can’t wait to hear from you!

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What is the best way to save money on Toyota Prius car insurance?

The best way to save money on Toyota Prius car insurance is to work with a broker.

Is Toyota Prius auto insurance required in Canada?

Yes, Toyota Prius car insurance is mandatory in Canada, no matter where you live. Auto insurance regulations vary by province so make sure your policy complies with the provincial requirements where you live.

What is the best way to save money on Toyota Prius car insurance?

The best way to save money on Toyota Prius car insurance is to work with a broker.

Is Toyota Prius auto insurance required in Canada?

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Toyota Prius Insurance Cost

Is the Toyota Prius expensive to insure?

Toyota Prius fun facts

The most common car insurance coverage for Toyota Prius vehicles

Third party liability coverage

Accident benefits coverage

Uninsured automobile coverage

Direct compensation - property damage coverage

Comprehensive coverage

Collision coverage

Accident forgiveness coverage

Waiver of depreciation

Loss of use coverage

Third party liability coverage

Accident benefits coverage

Uninsured automobile coverage

Direct compensation - property damage coverage

Comprehensive coverage

Collision coverage

Accident forgiveness coverage

Waiver of depreciation

Loss of use coverage

Why BrokerLink

Our Reviews

Greg Silver

Andy Rohansingh

Ian Roome

Clara Furlano

Joyce Kivuyo-Kisamo

Terry Mason

Sandi G

DANI L

Anne Langevin

Peter Ayo

Chris Gelowitz

Digital Evolution

renee king

Andrea Case

Dan Hayes

Rana Najar

Mark Houston

Katherine Bedea

Jessie hansra

Ifedapo Adeniyi

David Ford

Michelle Hawgood

Trevor Hildebrand

Morgan Adekeye

Tyler Frisby

Steven Melowsky

Steve Payne

Matt & Sav Weetman

Brooklyn Seweryn

Craig Gillis

Cheryl Trush

Jinene Shinnicks

Geoff Aiken

Tony Hynes

Christine Fedrau

amanda

Lori Coffey