Insurance for Certified Therapists

You work hard to ensure your clients get the treatment they require in a safe environment. Because the service you provide involves clients relying on your professional expertise and advice, there is an element of risk. That’s why it’s important to be prepared for these risks by having a Therapist insurance policy in place, to help protect you and your livelihood.

Who needs therapist insurance?

All therapists need insurance to protect them from risk. As a certified therapist, your job is to assess and treat patients who come to you with a variety of issues that require your professional advice. While some of your treatment plans may be straightforward, issues may arise, which could result in a lawsuit. Depending on the result of the lawsuit, you may be required to pay a hefty amount in damages. Even if the lawsuit ends in your favour, the cost of legal fees can hurt your practice. Therapist insurance, can provide coverage in the event that a claim is brought against you or your practice.

Therapist Insurance coverage that fits

We offer Professional Liability coverage for several types of therapists and our Certified Therapist Policies are designed with several options to fit to your practice operations and needs as follows:

Category Coverage provided for Coverage includes
A
Cost starts at $375
  • Past Life Regression/Coaching – experience (subject to no hypnosis)
  • Soul Coaching/healing
  • Somatic Experiencing – Psychotherapy technique
  • $5,000,000 Professional Liability coverage for any claim brought forth through your actions or non-actions. For example: you cause injury to a third party during the course of your professional service.
  • $5,000,000 CGL coverage for any claim brought forth by bodily injury or property damage you cause to a third party, and for situations that are not in your control. For example if someone were to slip and fall coming to your appointment.
  • $25,000 Legal Expense coverage to reimburse you for legal expenses in the defense of an allegation, provided you plead not guilty and are found not guilty. Excluding criminal defence costs. Claims must be reported within 60 days of being notified of an allegation.
  • $10,000 Criminal Expense coverage to reimburse you for legal expenses in the defense of an allegation, provided you plead not guilty and are found not guilty. Claims must be reported within 60 days of being notified of an allegation.
  • $10,000 Basket of coverage, provides you with coverage’s including: business equipment, business interruption, glass, property in transit to name a few.
B
Cost starts at $450
  • Art Therapy
  • Music Therapy
C
Cost starts at $575
  • Social Workers
  • Psychotherapists
D
  • Psychologists
Option 1 (cost starts at $370):
  • $1,000,000 Professional Liability
  • $25,000 Legal Expense
  • $10,000 Criminal Expense
Option 2 (cost starts at $520):
  • $5,000,000 Professional Liability
  • $25,000 Legal Expense
  • $10,000 Criminal Expense
Additional Coverage (can be added to either above):
  • $5,000,000 CGL – cost is an additional $270.00

Additional Protection is available!

You can add additional optional coverage to protect even more aspects of your practice, with additional approved modalities available starting at $150.00.

Why consider BrokerLink for your Therapist Insurance policy?

Our application process is simple, our coverage is comprehensive and the policy can be tailored to your specific needs. Plus, our professional, dedicated team are experts when it comes to helping you protect your business and your reputation.

Contact us for a free quote today!

Protect your business and well-earned reputation as a certified theraist by applying today! via phone, email or apply directly.

Apply / Renew (ineedapolicy) 1-877-768-2262


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