Traditional Chinese Medicine Insurance

Practitioners of Traditional Chinese Medicine should ensure they have specific insurance coverage tailored to their practice that protects against malpractice suits as well as other possible legal liability claims.

Types of Traditional Chinese Medicine Treatments

Traditional Chinese Medicine includes the following popular treatments:

  • Acupuncture – stimulation of certain points of the body with a fine needle to treat conditions or alleviate pain. It is recommended for the treatment of chronic pain and is often covered by most medical health plans.
  • Chinese Herbs – optimizing health by introducing herbal supplements into the diet to address the patient’s specific needs.
  • Dermal Friction – increases circulation by stimulation with a blunt metal object. Often used to combat fevers, early stages of cold and flu, muscle pain and headaches.
  • Cupping – cups made of bamboo, glass, or silicone are put on the skin and creates a suction. It helps with inflammation, muscle pain and helps to provide a sense of relaxation and well being. This treatment has recently become trendy among high-level competitive athletes.

Treatment methods

Traditional Chinese Medicine practitioners may get "up close and personal” with their clients and use a variety of apparatus’ to treat their ailments. Although practitioners are trained and designated provincial colleges and associations, clinic owners should protect themselves and their interests by requiring all employees to be covered under specific Traditional Chinese Medicine insurance policies. There are many companies that provide general liability coverage, however, these policies may not be tailored to this specific industry. The following are some stipulations for coverage to consider:

  • Qualified policy holders must be accredited with a recognized training institution and operate under the auspices of a provincial College where applicable.
  • Individual practitioners who own their clinics may have to purchase additional coverage.

Traditional Chinese Medicine Risk Management Strategies

Traditional Chinese Medicine insurance claims can be kept to a minimum by considering these risk management tips:

  • Good housekeeping is essential to minimizing claims; keep your environment clean and ensure that all equipment is in good condition.
  • Any equipment should follow a maintenance schedule to ensure repairs are handled as soon as the need arises.
  • Communicating effectively with your clients and patients will give them all the information they need as they head into a treatment session.
  • Explain any side effects ahead of time so they feel comfortable and understand the risks of the treatment.
  • Follow up with your new clients to ensure they are satisfied with the treatments.
  • Get their feedback and address any concerns they have post-treatment.

These pre-emptive strategies, combined with a comprehensive Traditional Chinese Medicine insurance policy, can protect clinic owners and practitioners against detrimental legal claims that can affect you both personally and financially. Partnering with a specialized insurance broker is your best line of defence, so you can focus on creating a positive balance of well-being with your clients

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