Massage therapist Insurance

Tips to reduce the risk of an insurance claim

Clinic owners and massage therapists may follow simple risk management strategies to minimize the chance of legal liability actions.

• Inspect and maintain all equipment (including massage chairs and tables) regularly, to ensure a safe environment for both practitioner and patient.
• Communicate effectively with new clients and returning ones to learn how they are feeling.
• New patients usually feel apprehensive about what they’re getting into, so try to set their minds at ease, for example, follow up with an after-session courtesy call to check in and see how they are doing, and ask if they have any post session questions.
• Ensure your clients’ personal information stays confidential. A breach of privacy can cause a practitioner to experience both civil and criminal complications.
• Keep accurate written records of all treatments and discussions. This will provide a level of professionalism and confidence to your clients.

Why do I need Massage Insurance?

There are many reasons why a professional in this industry should invest in Massage Therapy Insurance. This coverage brings a lot of financial benefits and protections, a well as peace-of-mind. If you are legally obligated to pay money to another party as a result of a professional liability claim, you will be covered by this policy. Without this coverage, the costs will have to be paid for out-of-pocket, which could bring financial harm to your business.

Without this insurance, your business could suffer from other type of loss besides financial losses, that you will have to find a solution for on your own, such as criminal negligence lawsuits or acts of slander or libel against your services, which could cause reputational damage. With this policy, your insurance company will help you take care of the situation, including some of the associated costs.