Physiotherapist Insurance

Who needs physiotherapy insurance?

Physiotherapists need insurance to protect them from risk. As a physiotherapist, your job is to assess and treat patients who come to you with a variety of issues, which means, you are often in close contact with clients, providing them with hands-on services. While some of your treatment plans may be straightforward, issues may arise, which could result in a lawsuit. Depending on the result of the lawsuit, you may be required to pay a hefty amount in damages. Even if the lawsuit ends in your favour, the cost of legal fees can hurt your practice. Physiotherapist insurance, can provide coverage in the event that a claim is brought against you or your practice.

We offer two options:

1. If you work in a clinic, you can choose either $2,000,000 or $5,000,000 coverage for professional liability only.
2. Choose the package as described below and you can select between $2,000,000 and $5,000,000 for professional liability and commercial general liability.

Is physio insurance mandatory?

Professional liability insurance is required for many professions in Canada, including physiotherapists. Additionally, some regulatory bodies or colleges set liability insurance minimums for each province or territory. To learn more about the professional liability insurance requirements in your province or territory, contact BrokerLink today. We can help you find a policy that not only meets the minimum coverage requirements in your area but also provides the necessary protection for your clinic.