Insurance Broker in Bathurst

At BrokerLink, our insurance brokers help residents of Bathurst, New Brunswick, find affordable coverage based on their insurance needs and budget.

Our Tailored Insurance Solutions

We're experts in all things insurance, so whether you need a home, auto, travel, business, or other types of coverage, know that a broker from our team can help you get a competitive rate you feel confident in.

Factors Influencing Insurance Costs

Insurance companies formulate risk profiles on all potential customers before calculating their insurance premiums by taking into consideration numerous factors. While these factors may be weighed differently depending on who you work with, common factors include:

• Age
• Gender
• Make and model of the car you drive
• Where your home is located
• The size of your home and the amount of coverage for your belongings
• What type of business you conduct
• The types of policies, coverage limits, and deductible amounts you choose
• Your claims history
• Your driving experience and history

The Benefits of Working with a Broker

Working with a BrokerLink broker comes with numerous benefits you won't experience when opting to partner with an insurance company directly. Here's how we can help:

1. Unbiased advice and answers to your questions

Unlike insurance agents, BrokerLink works independently from insurance companies as an insurance broker. This means we're able to act on your behalf, helping you shop around for different policies, unlock discounts, and answer any questions you may have regarding the process or policies like third-party liability coverage.

2. Access to numerous insurance companies and policies

BrokerLink has access to multiple policies from top insurance providers in Canada, allowing you to pick and choose which policies work for your individual needs and budget. We can also help you shop around, compare quotes, and personalize your plans for a more seamless insurance journey that's stress-free.

3. Free of cost

BrokerLink is here to help, free of charge! When you need us, we'll be here to walk you through the process of finding insurance solutions that work for you.

4. Savings on coverage

Best of all, working with BrokerLink ensures that you're saving on your insurance coverage, keeping more money in your pocket at the end of the day.

How to Save on Insurance Premiums

At BrokerLink, we believe that all insurance coverage should be affordable, which is why when you partner with Bathurst, NB BrokerLink, there are numerous ways you can save on your premiums, including the following:

1. Bundle your policies

Bundle multiple insurance policies together with the same insurance company in Bathurst, NB, to access savings of up to 15%! Whether it be your auto, home, travel, business, or other types of coverage, insurance companies like to offer rewards to customers who remain loyal to their business.

2. Pay annually

Most insurance providers add administration fees to customers who opt to pay for their coverage monthly, rather than annually. To avoid these fees, consider paying your premium upfront.

3. Ask about discounts

Whether it be for installing winter tires on your vehicle, driving a hybrid or electric vehicle, being a member of a professional association, or staying with the same provider for numerous years, there are several discounts you can qualify for that will help you save money on your insurance coverage!

4. Increase your deductible

A deductible is the amount you agree to pay to your insurance company when you file a claim. To save on your premium, consider increasing your deductible.

5. Shop around and compare quotes

Don't settle for mediocre coverage. Shop around and compare quotes from different companies to ensure you find the best deals and coverage available!

6. Consider your policy options

Having effective insurance starts with getting clear on what your needs and priorities are. There's no reason why you should be paying for coverage you don't need. By working with a broker from BrokerLink, you can find insurance coverage that suits your lifestyle.

Contact BrokerLink Today

BrokerLink is a commercial and personal insurance brokerage located in your neighbourhood! To work with us in Bathurst, NB, don't hesitate to visit us at our nearest location, connect with us over the phone or via email!

For a quote on your insurance, click the link to use our free online quote tool for a competitive insurance quote ready within a couple of minutes!