Peterborough is many things to many people. With jobs across several industries, it’s a great place to work. With three busy shopping centres, it’s a shopping destination for surrounding communities. Being so close to Oshawa, it’s a bedroom community for commuters. It’s also where you call home. Call your Peterborough BrokerLink to make sure your home, and all your other possessions, are properly insured. Our expert brokers work with you to put together a customized insurance policy that protects your valuables. To protect your pocketbook, they’ll give you competitive quotes for comparison, ensuring you the best insurance rate possible. Contact your Peterborough broker today for your home insurance, car insurance and other personal and business insurance needs.
BrokerLink has been matching Peterborough residents with personalized and dynamic insurance solutions for years. Whether you need home, auto, business, or pet insurance, we can help you find a fantastic policy.
Personalized insurance for Peterborough residents
As a full-service insurance brokerage, BrokerLink can help you find all kinds of insurance solutions. Some of our insurance specialties include:
Insure your home with homeowners insurance. BrokerLink can help you find a home insurance policy that protects your property and its contents from unforeseen circumstances, like property damage or lawsuits. We can match you with a policy that offers coverage in the event of fires, water damage, hurricanes, tornados, power outages, and more. We also offer tenants insurance for Peterborough renters.
Get a home insurance quote
Operating a business comes with inherent risk so it’s important to protect it with business insurance. We are commercial insurance experts that can help you find the right coverage for your business, no matter its size or industry We take the time to understand the unique needs of your business and find the right coverage for it. Commercial general liability coverage, commercial property coverage, professional liability coverage, cyber liability coverage - you name it, we can help you find it.
Get a commercial auto or property quote
Lastly, BrokerLink specializes in car insurance for all Peterborough drivers. From young drivers to seniors, we are committed to helping you get the coverage you need. We will also make sure that your policy complies with provincial law, since car insurance is mandatory throughout Ontario. Get in touch to obtain a free quote or learn more about how auto insurance works in Peterborough.
Get an auto insurance quote
Other insurance coverages
BrokerLink can also help Peterborough residents find the following types of insurance:
- ATV and Snowmobile Insurance
- Farm Insurance
- Cyber Insurance
- Storage Unit Insurance
- Employee Benefits
- Life Insurance Broker
- Landlord Insurance
- Musical Instrument Insurance
- Wine Cellar Insurance
- Equine Insurance
- Group Insurance
- Travel and Trip Cancellation Insurance
- Trailer and RV Insurance
- Motorcycle Insurance
- Identify Theft Insurance
- Boat Insurance
- Condo Insurance
- Vacation Property and Cottage Insurance
- Tenant and Renters Insurance
Is insurance mandatory in Peterborough?
Certain types of insurance are mandatory in Peterborough while others are not. For example, car insurance is mandatory throughout Ontario. Therefore, before getting behind the wheel in Peterborough, you will need to make sure you have a valid, up-to-date car insurance policy that complies with provincial law. This means a policy that features a minimum of $200,000 in third party liability coverage, accident benefits coverage, uninsured automobile coverage, and direct compensation - property damage coverage. Failure to purchase car insurance can result in serious consequences, like fines of up to $25,000 for a first offense and up to $50,000 for a second offense and the suspension of your driver’s licence.
Car insurance is the only type of government-mandated insurance in Peterborough. That said, home insurance might also be mandatory in certain situations, such as when you take out a mortgage loan. Some lenders require borrowers to purchase homeowners insurance as a condition of their loan. To learn more about insurance requirements in Peterborough, contact BrokerLink today. It’s also worth noting that even in circumstances where insurance is not required, purchasing coverage often comes with many benefits that make it worthwhile.
Factors used to calculate Peterborough insurance premiums
Insurance companies consider a multitude of factors when calculating insurance premiums. Some of the most common factors that will be considered include:
- Your location
- The size of your home
- The make and model of the car you drive
- Your age
- Your insurance claims history
- Your gender
- Your marital status
- The coverages, limits, and deductibles you choose
How to save money on Peterborough insurance
BrokerLink can help you save on Peterborough insurance. No matter if you’re looking for car, home, or business insurance, a BrokerLink insurance advisor will be by your side, comparing quotes and unlocking discounts on your behalf to ensure you receive the best rate. We are also happy to provide our expert advice on how to save money on insurance. Check out a few of our top tips below:
- Bundle multiple insurance policies together (savings of up to 15%)
- Pay for policies annually rather than monthly
- Drive a hybrid or electric vehicle (for car insurance discounts)
- Increase your policy deductible
- Install winter tires on your car (for car insurance discounts)
- Work with an insurance broker
Local Ontario Insurance Links
If you’re a member of a group or association, you may be eligible for more discounts.
We’re in your community
Getting involved in the community is a big part of who we are. We live and work in your community. We love meeting our neighbours!
Why work with a BrokerLink broker
Since 1991, the BrokerLink team has been dedicated to finding insurance policies that meet the needs and budgets of our customers. We are experts in all things Peterborough insurance and can ensure you receive the most competitive rate on your policy.
At Peterborough BrokerLink, we’re here to help you with any insurance needs you may have. Whether it’s insuring your home, car, business, recreational items, or pets, let us help you find the best coverage possible.
You can reach us by phone, email, or in person at any one of our locations throughout Ontario. No matter how you choose to get in touch, a BrokerLink insurance advisor will be happy to assist you. We also encourage you to take advantage of our free online quote tool that can provide you with a competitive quote in minutes.