Insurance Broker in Harrow

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Reliable and affordable insurance is what you get with BrokerLink. We employ a team of licenced and friendly insurance brokers who are eager to help Harrow customers find the best possible coverage for their needs. From Ontario car insurance to Ontario home insurance, we have got you covered. Keep reading to learn more about the vast array of insurance services BrokerLink offers in Ontario.

Harrow insurance made for you

Here at BrokerLink, we believe that an Ontario insurance broker should be licenced, professional, and friendly. That is why our team is guided by the principles of respect, integrity, excellence, and generosity. They encompass everything we do, and that includes the insurance services we offer. We understand that no two policyholders are the same, which is why our team of expert brokers is always striving to find coverage that is personalized to each customer. Whether you are in the market for business insurance, home insurance, or car insurance, a BrokerLink insurance advisor will work alongside you to understand your needs and find a policy that suits them. Read more about our insurance specializations below:

Business insurance Harrow

Business insurance is one of our specialties at BrokerLink Harrow. We have commercial insurance expertise that can help you find the protection your business needs. We have insight into the main risks that Harrow businesses face today and can help you find coverage that protects against them. From property damage to cyber attacks to employee theft, there is insurance to safeguard businesses from a wide range of losses. With the help of a BrokerLink business insurance specialist, you will walk away with a comprehensive commercial insurance policy within your budget. Examples of types of coverage we can help you find include crime insurance, business interruption insurance, cyber liability insurance, professional liability insurance, commercial property insurance, commercial general liability insurance, and much more.


Home insurance Harrow

Protect your home in Harrow with the right property insurance coverage. Property insurance is one of the best ways to navigate the financial burden of home ownership. With the right coverage, you will be protected against a wide range of losses and damage relating to home insurance, like your home being damaged, the items inside your home being stolen, or a third party filing a lawsuit against you. Without home insurance, you could be on the hook for these costs, which could have serious financial repercussions in the long term. A BrokerLink insurance advisor in Harrow can help you determine which property insurance coverage makes sense for your home, and even offer home protection tips and advice on how to save money on property insurance, such as through home insurance tax deductibles. Contact BrokerLink to discover more about the home insurance services available to Harrow residents.

Get a home insurance quote

Car insurance Harrow

Need help renewing car insurance? What about finding your first-ever car insurance policy? Or perhaps you have questions like ”how much is car insurance per month in Ontario?” No matter what type of car insurance help you need, the BrokerLink Harrow team is here. We offer a wide variety of auto insurance services to Harrow customers, from assisting with basic tasks like renewing a car insurance policy to helping you update coverage or purchase a brand-new policy. Our car insurance specialists have expertise that allows them to help Harrow drivers of all ages and backgrounds find the best possible coverage. Whether you are a young driver, occasional driver, student driver, or high-risk driver, we promise to work hard and find you a great auto insurance plan.

Get an auto insurance quote

More insurance options in Harrow, Ontario

Find musical instrument insurance, ATV and snowmobile insurance, travel and trip cancellation insurance, and much more at BrokerLink Harrow. For a list of our extensive insurance services, keep reading:

  • Boat Insurance
  • Condo Insurance
  • Vacation Property and Cottage Insurance
  • Tenant and Renters Insurance
  • Life Insurance Broker
  • Wedding and Event Insurance
  • Landlord Insurance
  • Musical Instrument Insurance
  • Wine Cellar Insurance
  • Umbrella Liability Insurance
  • Equine Insurance
  • Pet Insurance
  • Group Insurance
  • Associations
  • ATV and Snowmobile Insurance
  • Farm Insurance
  • Cyber Insurance
  • Storage Unit Insurance
  • Tractor Insurance
  • Employee Benefits
  • Travel and Trip Cancellation Insurance
  • Trailer and RV Insurance
  • Motorcycle Insurance
  • Identify Theft Insurance

Don’t see the type of coverage you’re looking for? Get in touch with BrokerLink about your insurance needs, and one of our friendly brokers will be pleased to assist you.

Finding cheap insurance premiums Harrow just got easier

Are you looking to save money on insurance in Harrow? BrokerLink has got you covered. As insurance professionals, we have seen first hand how expensive insurance can be. While it offers a great deal of protection to customers, it shouldn't break the bank. That is why we are on a mission to make insurance in Harrow as affordable as possible. How do we do that? We do our due diligence and compare policies for our customers to ensure they never pay more than they have to. We also research insurance discounts for auto insurance, home insurance, business insurance, and pet insurance, and offer advice on ways that you can reduce insurance costs, such as by bundling policies. To help you start saving now, we’ve put together a list of broker-approved money-saving tips for insurance in Harrow:

Bundle your insurance policies

If you are looking to buy more than one insurance product, inquire about insurance bundling. Bundling two or more policies could help you save 15% or 20% on each plan. Even better, many insurers offer mix-and-match bundles, meaning you don’t need to purchase two of the same type of insurance product. You could purchase one car insurance product and one home insurance product or one home insurance product and one rental insurance product, etc.

Reduce your deductible

Speak with a broker about how increasing your policy deductible could lower your rates. Many policyholders don’t realize that even raising their deductible by $500 or $1,000 can result in a significant premium reduction.

Pay for your policy annually

When choosing between a monthly or yearly payment plan for your insurance coverage, ask your insurer about any applicable fees. Some insurers charge administrative fees for monthly plans that ultimately make them more expensive.

Review your policy

Reassess your coverage needs every year before your insurance policy renews. You might find that you no longer need certain coverages or can afford to reduce limits or raise deductibles, any of which could reduce your premium.

Purchase an electric or hybrid vehicle

Save money on car insurance by trading in your gas-powered vehicle for a hybrid or electric car. Many insurance companies now offer hybrid and electric car insurance discounts to incentivize drivers to go green.

Graduate from an approved driving course

Enroll in an approved driver training program in Ontario, such as a young driver’s course, and you could qualify for a discounted rate on your car insurance policy.

Install a security system

Take steps to increase safety and reduce the odds of theft by installing security systems in your home, car, and workplace.

Install winter tires

Ask your insurance broker about winter tire discounts in Ontario. If you qualify, you could save between 5% and 10% on Harrow auto insurance.

Keep a clean driving record

Drive safely and you and your clean driving record could be rewarded with a safe driver car insurance discount. Need a refresher in responsible driving? Check out these safe driving tips and contact BrokerLink for more.

Install a telematics device or mobile app

If you have a stellar driving record, ask your insurance broker about installing a telematics device in your car, or using a similar mobile application on your phone, to enjoy a major car insurance discount.

Sewer backup detection devices

Benefit from a discounted home insurance rate by installing a sewer backup detection device in your home, which helps mitigate the effects of a sewer backup.

Review prospective home's features

Before buying a new home, speak to an insurance broker about the different home-related factors that influence insurance costs. For instance, homes with swimming pools and homes with old or outdated roofs, plumbing systems, electrical systems, and heating systems typically cost more to insure. Meanwhile, homes located near fire hydrants or fire stations may cost less to insure.

Mortgage-free home insurance discounts

Get a mortgage-free home insurance discount by paying off your mortgage quickly or not taking out a mortgage loan in the first place.

Implement a risk management strategy

Develop and implement an effective risk management strategy for your business to reduce your risk and keep commercial insurance rates low.

Get the coverage you need from a Harrow insurance broker in three steps

BrokerLink makes finding great insurance easy. How? We take care of everything from start to finish. From the moment you contact us, we will dedicate ourselves to finding the best possible insurance coverage for your needs. Learn more about how you can find insurance through a BrokerLink insurance broker by reading the three steps below:

1. Get in touch with an insurance broker in Harrow

The first step to finding top-notch insurance coverage at an affordable price is to get in touch with a local insurance broker in Harrow. BrokerLink has licenced insurance brokers across the country, not to mention over 200 branches. Plus, getting in touch with us is easy. We can be reached by phone, email, in person, or online via our website. When you get in touch, let us know what kind of insurance you’re looking for, and we’ll go from there.

2. We discuss your insurance needs and start shopping

Next, you will have a discussion with your insurance specialist who will ask questions to get to know you and understand your situation. Based on your answers, your insurance advisor will start shopping around for an insurance policy that meets your needs. They will reach out to contact some of Canada’s top insurance companies to obtain quotes and get information on available insurance discounts. Your broker will then spend time comparing policies to determine which ones offer the best coverage at a price within your budget.

3. Choose the insurance coverage that’s right for you

We saved the best for last. Once your insurance provider has finished shopping around, they will notify you and present you with several options. At this time, your broker will walk you through each policy, explain how coverage works, and give an estimate of the cost of each. This will allow you to make an informed decision. The final step is choosing your favourite policy - and voila! Your BrokerLink insurance advisor will help you purchase it through your selected insurance company, and you’ll walk away covered!

We’re in your community

BrokerLink is honoured to be a part of the Harrow community, and we don’t take this responsibility lightly. We are constantly finding new ways to give back and connect with the local community. Generosity, respect, integrity, and community are just a few of our core values. To discover what BrokerLink is all about, get in touch today.

Local Ontario Insurance Links

If you’re a member of a group or association, you may be eligible for more discounts.

Contact us

At Harrow BrokerLink, we’re here to help you with any insurance needs you may have. Whether it’s insuring your home, car, business, recreational items, or pets, let us help you find the best coverage possible.

You can reach us by phone, email, or in person at any one of our locations throughout Ontario or across Canada at once of our 200+ locations. No matter how you choose to get in touch, a BrokerLink insurance advisor will be happy to assist you. We also encourage you to take advantage of our free online quote tool that can provide you with a competitive quote in minutes.


Harrow insurance FAQs

Where can I buy insurance in Harrow?

Insurance can be purchased directly from an insurance provider of your choice or through an insurance broker. There are pros and cons to both methods, though many customers prefer the convenience of working with an insurance broker. Insurance brokers and insurance agents are both licenced insurance professionals. However, the latter typically only knows about the insurance products sold by the company they work for, whereas the former knows about the insurance products sold by a variety of insurance companies.

Is it safe to buy insurance online in Harrow?

Yes, it is safe to buy insurance online, over the phone, or in person in Harrow. Many insurance brokers and insurance companies offer online services, allowing customers to request a quote, ask questions, and even purchase a policy online. This option is the height of convenience for many customers and can take as little as 15 minutes. That said, for those customers that prefer a more traditional approach to purchasing insurance, they can do so by calling a Harrow insurance broker or visiting their local insurance office.

How do I know what type of insurance is right for me?

Many factors can be used to determine what insurance coverage makes sense for you. Your budget, personal preferences, and the insurance requirements in your province can all affect your insurance needs. Therefore, you must carefully assess these circumstances or have an insurance broker help you. A broker can ask insightful questions to help you figure out which insurance coverages will be most meaningful. For example, a broker can advise you of any insurance requirements you must abide by and offer advice on any additional or operational coverages that make sense for you.

What is all perils insurance?

All perils insurance is a type of insurance coverage that can be added to a variety of insurance policies, like home, auto, or business insurance. When you add all perils insurance to your policy, you will be protected against the widest range of risks possible. Specifically, all perils insurance pertains to property damage, meaning you will be protected in the event that the insured item suffers damage caused by a peril named in your policy. While the perils covered in all perils insurance range between insurance providers, you can generally expect to be covered against the following:

  • Fire/lightning
  • Windstorm
  • Hail
  • Theft
  • Vandalism / Mischief
  • Falling objects
  • Weight of ice, snow, sleet
  • Freezing
  • Damage from electrical current

Can an insurance broker help me renew my Harrow insurance policy?

Definitely! An insurance broker is a licenced insurance professional who can help customers complete a variety of tasks. For instance, a broker can help you renew an insurance policy, update an insurance policy, or even add another person to your insurance policy. In addition, a broker can shop around on your behalf, give you advice on which coverage is worth selecting for your policy, and help you purchase said coverage. Further, if you aren’t sure whether you want to renew your insurance policy at all, contacting an insurance broker is a great decision. A broker will be happy to review your policy and compare it to others on the market. From there, they can give you advice on whether you’re still getting the best coverage for the best price.

How do I find affordable insurance in Harrow?

You might think that finding affordable insurance is impossible, but it isn’t if you know where to look. To learn more about how to get affordable insurance in Harrow, contact an insurance broker. With their sources and insurance expertise, they can give you all kinds of advice on how you can save money on insurance. They can explain the various discounts that might be available to you, such as mortgage-free home insurance discounts or winter tire car insurance discounts, while also giving you general tips on how to keep premiums low, such as by bundling insurance policies or selecting a higher policy deductible. A broker will also shop around on your behalf and compare rates to ensure you are getting the best deal for your coverage.

Is insurance mandatory in Harrow?

Car insurance is compulsory for all Harrow drivers. It is mandated by the provincial government of Ontario, which makes driving without a valid car insurance policy illegal. For your Harrow auto insurance plan to be valid, it must meet the province’s minimum coverage requirements. Failure to purchase car insurance or purchasing insufficient insurance coverage could result in fines, the temporary suspension of your driver’s licence, and vehicle impounding. Home insurance and business insurance are not government-mandated like car insurance, but they may still be required in certain circumstances, such as if you buy a home with a mortgage, you rent a home, and your landlord requires it, etc.

Is it easy to get an insurance quote in Harrow?

Yes, obtaining an insurance quote is quick and simple. Contact your nearest insurance broker online, via telephone, or in person at the nearest branch to you and request a quote. Most insurance brokers offer complimentary insurance quotes for home insurance, car insurance, business insurance, and more.

If you have any questions, contact one of our local branches.