BrokerLink is a premier insurance brokerage that has been serving the Beaumont community for years. We have unparalleled knowledge, a customer-first approach, and a wide variety of insurance services, all of which have made us one of the go-to brokerages in Alberta.
BrokerLink Beaumont is dedicated to excellence
BrokerLink is a full-service insurance brokerage with expertise in Beaumont car insurance, home insurance, commercial insurance, and so much more. We have insurance solutions to suit all Beaumont residents, and can assist you in whatever way you prefer, whether that’s over the phone, online, or in person. The services we are pleased to offer Beaumont residents include negotiating a policy on your behalf, renewing an existing insurance policy, giving you valuable coverage advice, guiding you through the process of submitting a claim, and even finding ways to save you money on insurance. What else can an Alberta insurance broker do for you? Contact BrokerLink Beaumont to find out.
Beaumont insurance coverage tailored to your needs
BrokerLink is on a mission to find tailor-made insurance coverage for all Beaumont residents. That is why our team of professional insurance advisors always takes time to chat with our customers and learn more about their needs before going out and finding them a great policy. We don’t want to find you the same standard coverage as everyone else, we want to find the coverage that offers you protection and peace of mind. We outline some of our most popular customized insurance solutions below:
Commercial insurance
Finding the right insurance policy for your business might seem like an impossible task, but it’s not if you consult with a BrokerLink insurance advisor. It is our job to help businesses just like yours find the best coverage for their needs. This means digging deep and understanding the unique risks that your business faces, and from there, figuring out what coverage can best protect against them. A BrokerLink commercial insurance specialist can explain the benefits of business insurance, as well as how each type of coverage works, from commercial property insurance to cyber insurance. We can also help your business qualify for certain insurance discounts or adjust an existing policy as needed.
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Property insurance
Getting great Beaumont home insurance at a great rate is easier than you think thanks to BrokerLink. We specialize in helping our customers find comprehensive home insurance plans that don’t break the bank. We have helped thousands of customers find property insurance solutions that work for them. Whether you are looking to insure your cottage, rental property, townhouse, condo, or bungalow, the BrokerLink Beaumont team is here. We can even assist renters who are looking to buy tenant insurance coverage. In addition to matching you with a great policy, BrokerLink’s property insurance services also include offering home protection tips and insight into home insurance tax deductibles. At the end of the day, as home insurance experts, there is no property insurance topic we can’t help you with. Call BrokerLink Beaumont to speak with a friendly insurance advisor about your needs today.
Get a home insurance quote
Automobile insurance
Last but not least, let’s delve into all things auto insurance. Beaumont car insurance is legally required, which makes it one of the most common types of insurance in Alberta. Despite its popularity, finding quality coverage can still be a challenge. Many drivers are simply unsure of what coverage they need and may not have a firm grasp of the coverage requirements in Alberta. That’s where BrokerLink can help. One of our insurance advisors will happily explain both the mandatory coverage types, like third party liability insurance, as well as the optional coverage types, like collision, comprehensive, or accident forgiveness coverage. With a deeper understanding of how car insurance works in Alberta, you can make better decisions about your policy. More than this, a licenced BrokerLink insurance advisor can also provide you with safe driving tips or help you complete basic tasks like renewing your auto insurance policy.
Get an auto insurance quote
Let the BrokerLink Beaumont team help you find the following insurance coverage
The BrokerLink team can also help Beaumont customers find insurance coverage in the following categories:
- Boat Insurance
- Condo Insurance
- Vacation Property and Cottage Insurance
- Tenant and Renters Insurance
- Wedding Insurance
- Life Insurance Broker
- Landlord Insurance
- Musical Instrument Insurance
- Wine Cellar Insurance
- Umbrella Liability Insurance
- Equine Insurance
- Pet Insurance
- Group Insurance
- Associations
- ATV and Snowmobile Insurance
- Farm Insurance
- Cyber Insurance
- Storage Unit Insurance
- Tractor Insurance
- Employee Benefits
- Travel and Trip Cancellation Insurance
- Trailer and RV Insurance
- Motorcycle Insurance
- Identify Theft Insurance
If you’re looking for coverage that isn’t mentioned above, fear not! While BrokerLink’s extensive insurance services include everything listed above, they are not limited to the above. So get in touch with us to discuss your insurance needs today.
Insight into Beaumont insurance requirements
A question we often get asked is “do I need to buy insurance?” What we take away from these conversations is that many Beaumont residents want to know whether they are required to purchase insurance or not. The way we answer such questions is like this: it depends. Ultimately, whether or not insurance is required of you depends on the type of insurance in question and your personal circumstances.
For example, if we’re discussing car insurance and you drive a car in Beaumont, then insurance is required. This is because auto insurance is government-mandated in Alberta, so if you want to comply with the law, you must buy a policy that meets the minimum coverage requirements. If you drive but fail to purchase the necessary coverage, you could be fined tens of thousands of dollars, have your driver’s licence revoked, and even face jail time. Thankfully, all you need to do to avoid these consequences is purchase a Beaumont car insurance policy. Meanwhile, when it comes to Beaumont home insurance, it may be required depending on your circumstances. Though this is not a hard and fast rule, generally, Beaumont residents who have mortgages need to buy home insurance coverage. To protect themselves, banks and mortgage lenders will often make property insurance a stipulation of mortgage loan agreements. A type of property insurance called tenant insurance may also be required if you rent your home in Beaumont. Check out BrokerLink’s free tenant insurance guide to learn more about how tenant insurance works and how it can protect you. Lastly, business insurance may be required in certain situations, such as if a client requests it or if you work in a certain field or industry.
Overall, whether insurance is legally required and whether you need it are two different questions. Even in situations where you are not required to purchase a certain type of insurance, it might still be a good idea. Therefore, if you are struggling to understand the insurance requirements in Beaumont, we suggest contacting an insurance broker at BrokerLink who can answer your questions.
Insurance made easy: How to buy insurance from BrokerLink in three steps
If you are ready to invest in financial protection, follow the steps below to buy coverage through BrokerLink Beaumont:
1. Reach out to BrokerLink Beaumont
Step one is the easy part. Contact BrokerLink by phone, in person, or online and inform us of your insurance needs. The moment you get in touch, you will be assigned a dedicated broker who will dedicate themselves to finding you your ideal policy.
2. Let us research insurance coverage for you
Finding customized insurance coverage takes time, but rest assured that we will stop at nothing to find it for you. Your BrokerLink Beaumont insurance advisor will research policy options on your behalf and compare them to ensure you get the best possible insurance plan.
3. Finalize your policy and get the protection you need
Many customers love this third step the most because it’s when they get to finalize their policies and walk away feeling protected. Near the end of the process, your insurance advisor will outline your various policy options, explaining each and giving you their professional opinion on the best one for your needs. Once you’ve made up your mind, it’s time to purchase your policy!
Start saving on Beaumont insurance
Saving money on insurance might seem impossible, but BrokerLink is making the impossible possible by ensuring you never overspend on insurance again! We are happy to help our Beaumont customers cut costs on their insurance policies. How do we do this? We make sure you’re in the know about any insurance discounts you might be eligible for, as well as provide expert tips on how to find insurance on a budget. From bundling insurance policies to reviewing your policy annually, check out a few ways that you can start saving on Beaumont insurance.
Get advice from a Beaumont insurance broker
The first step to saving money on insurance in Beaumont is to contact an insurance broker for help. Insurance brokers have the knowledge and expertise to make sure you don’t spend more on insurance than you have to. They also have the option to approach many insurance companies to ensure you are getting the best rate. We can offer all kinds of advice, like how to qualify for an insurance discount in your province.
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Purchase several insurance policies together
Bundling insurance policies is a popular practice in the insurance world and one that can result in serious savings. For those that are unaware, bundling insurance means buying more than one policy from the same provider. Many insurance companies offer discounts of 15% or greater in exchange for buying an insurance bundle. Please note that not all insurance companies allow bundling, and among those that do, each has its own set of conditions.
Unenrol from automatic policy renewals
Opting in to automatic policy renewals might seem convenient, but it can lead to you overpaying for insurance. This is because if your policy automatically renews every time it is set to expire, you might forget about it, and end up paying for coverage that you no longer need. Therefore, insurance experts recommend unenrolling from automatic policy renewals. This will force you to review your policy whenever it is up for renewal, giving you an opportunity to update it as necessary. You will likely be surprised to learn how much your coverage needs change from year to year. Even better, you may also learn that there are certain coverages you no longer require, and removing them from your policy before it renews can reduce your premium and save you money. If you want a professional opinion before renewing car insurance, home insurance, business insurance, and more, contact BrokerLink Beaumont and an insurance broker can review it for you.
Qualify for a mortgage-free home insurance discount by paying off your mortgage
Another way to save on Beaumont insurance is by qualifying for a mortgage-free discount. Contact a broker to inquire about mortgage-free discounts in your area, as some insurers will offer them on home insurance policies. To qualify, you must not have an existing mortgage loan, whether that means you have completely paid off a past loan or never took out a loan in the first place.
Drive an eco-friendly vehicle
Invest in the environment by driving a hybrid or electric car and you could be rewarded with a car insurance discount. An Alberta insurance company may be willing to offer you a discount if you drive a hybrid or electric vehicle. Not only will you save on gas prices at the pumps, you can also save on your auto policy. Discounts vary but are typically around 5%, which can add up to major savings over the years.
Increase your policy deductible by $500 or $1,000
When you buy insurance, there are a few choices you must make as a policyholder. One of these choices is which deductible to select. You will usually have several options, and the one you choose can determine how much you pay for insurance. Generally speaking, higher deductibles make your policy cheaper, whereas lower deductibles make your policy more expensive. Therefore, if you want to bring down the cost of your Beaumont insurance policy, we recommend raising your deductible. You might even be able to raise it by as little as $500 or $1,000 and still benefit from significant savings. Call BrokerLink Beaumont to learn more about the impacts of raising your deductible and to learn exactly how much raising it can lower your insurance premium.
Pay for your Beaumont insurance policy upfront
Paying for your insurance policy upfront is another way that you might be able to get a reduced rate on Beaumont insurance. Many insurers give customers a choice between paying for their coverage all together at the start of the policy or on a monthly basis throughout the duration of the policy. The problem with the latter is that some insurance companies charge a transaction fee every time you make a payment, which means if you opt for a monthly payment schedule, your policy may end up being more expensive. Before choosing between a monthly or annual payment schedule, make sure to inquire about any applicable fees so that you can make the best decision for your wallet.
We’re in your community
BrokerLink will put your needs first. We promise to act with integrity and generosity and contribute positively to the community. We love getting to know our customers, so get in touch today and speak with one of our local insurance brokers. We look forward to chatting with you!
Contact us
At Beaumont BrokerLink, we’re here to help you with any insurance needs you may have. Whether it’s insuring your home, car, business, recreational items, or pets, let us help you find the best coverage possible.
You can reach us by phone, email, or in person at any one of our locations throughout Alberta. No matter how you choose to get in touch, a BrokerLink insurance advisor will be happy to assist you. We also encourage you to take advantage of our free online quote tool that can provide you with a competitive quote in minutes.
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