FAQs

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Is my business covered by insurance if we experience a flood?

Many commercial insurance policies can cover damage to your business as a result of overland flooding. It’s important to speak to your BrokerLink broker to understand h...

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Is my business covered by insurance if a fire causes an interruption?

In the event of a fire or other incident that results in you having to halt or cease operations, business interruption insurance can help cover the costs of lost revenue and...

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Does business insurance cover a product or service that causes injury, illness or death?

Every business owner should carry general liability insurance for protection against bodily injury and property damage to others. Depending on the nature of your business, as...

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What type of liability insurance does my business need?

We highly recommend that most business consider getting general business liability insurance, which will cover common types of insurance claims, though there are also five ad...

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Am I covered if I operate my business out of my home?

Depending on the nature of your home-based business there are two coverage options available to you. A home business extension can be added to your current home insurance pol...

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Does BrokerLink offer customized coverage tailored to my businesses specific industry?

At BrokerLink, we recognize that each industry has exposures to unique risks. You should never buy a one-size-fits-all insurance package off of the shelf. In order to ensure...

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Am I covered if I lend my vehicle to my neighbour or friend?

Yes. When you lend your car, you lend your insurance too. In the event of a loss or incident your policy will cover any damage. However, if you are deemed at fault in the inc...

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Am I covered by my policy for a rental car?

Yes. In most cases your current auto policy will automatically extend accident benefits and third party liability coverage to a rental car. Physical damage to the rental vehi...

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Am I covered if I hit an animal on the highway?

Yes – if your auto policy includes comprehensive coverage. Comprehensive auto coverage provides additional protection for your vehicle including break-ins, flood and wa...

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Does my home insurance cover if someone slips on my front sidewalk?

Yes. Your homeowner’s policy covers you for incidents of liability in-and- around your property subject to the bylaws of your city. You can be proactive by properly rem...

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Does my home insurance cover if someone steals my luggage while I'm on vacation?

Yes. Your homeowner’s policy covers your possessions anywhere in the world for insurable losses.

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Does my home insurance cover if I renovate my home?

No, your policy does not automatically cover work being done to your home. You should speak to an insurance broker prior to beginning any home renovations to ensure your insu...