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Insurance Basics

Insurance Basics

What is a deductible?

A deductible is what you are responsible for paying if you are in a claim situation. For example, if your car insurance policy has a $1,000 deductible for collision and...
Insurance Basics

Do I need business insurance to drive to work?

If you're driving to your nine to five and don't have a pickup truck full of power tools, you most likely only require personal insurance. Talk to a broker to make su...
Insurance Basics

What is the benefit of an insurance broker?

An insurance broker knows insurance inside and out. When it comes to insurance, brokers don't go with a "one size fits all" approach. We know what question...
Insurance Basics

How do insurance companies determine premiums?

Insurance companies determine premiums in different ways. When it comes to car insurance, there are a lot of factors: Your insurance history. How long you’ve been...