Car Insurance faqs

When you lend your car, you lend your insurance, too. Your insurance policy is responsible for any property damage or bodily injury if your vehicle is involved in a loss ─ ev...

You're going to hear this answer a lot when it comes to insurance: it depends! There are many factors that determine how much you will pay each month. Things like where y...

You just graduated high school and your parents bought you a car? Lucky you! Before you hit the road let’s make sure you’re properly insured. The ownership of the...

Sometimes yes, sometimes no. Sorry, we know that’s the worst answer, but there are so many factors that determine how much you pay for insurance. Safety features on new...

Sometimes yes, sometimes no. The age of the car is one factor insurance companies consider, but they also consider many other things, like your age, location, and insurance h...

Yes, however certain claims may require a report. In the event of a claim, a broker can help you determine what you will need to file a claim.  

If you're driving to your nine to five and don't have a pickup truck full of power tools, you most likely only require personal insurance. Talk to a broker to make su...

Yes, where you live is a factor that will affect your insurance rate. Insurance premiums vary by province, city, and even postal code. Let’s start with the province....

Yes, your age is a factor insurance companies take into consideration. If you are younger, you will likely pay more for insurance. We know it’s not fair, but young peop...

Some insurance companies take your marital status into consideration. And we hate to break it to all the lonely hearts out there, but common-law and married couples sometimes...

Yes! Driving experience and driving history are factors insurance companies take into consideration when determining rates. If you don't have a lot of driving experience,...

Great question! Some people save money and spend less time in traffic by taking public transit to work during the week. If this is you, be sure to tell your insurance broker....