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Car Insurance

Car Insurance

Does my driving experience affect my car insurance rates?

Yes! Driving experience and driving history are factors insurance companies take into consideration when determining rates. If you don't have a lot of driving experience,...
Car Insurance

I only drive on weekends, does this impact my car insurance rate?

Great question! Some people save money and spend less time in traffic by taking public transit to work during the week. If this is you, be sure to tell your insurance broker....
Car Insurance

I commute to work, does this impact my insurance rate?

Yes, your driving habits are something that insurance companies take into consideration. The more time you spend driving, the more likely you are to be in an accident. This m...
Car Insurance

How much does car insurance cost in Ontario?

In Ontario, the average car insurance rate tends to fall somewhere between $1,500 and $1,900 per year. However, this range unfortunately is not set in stone, as premiums are...
Car Insurance

How much is car insurance for a new driver in Ontario?

Unfortunately, Ontario has been ranked as one of the most expensive prices in the country when it comes to the price of auto insurance. This is true for all drivers, but youn...
COVID-19

What do I do if I have a claim?

For all new or existing claims, please reach out to your local branch for guidance. If you are an Intact Insurance customer, please visit Intact Client Centre or download the...
COVID-19

Can I put my insurance on hold?

Insurance is a contractual obligation. We are not able to temporarily suspend a policy. However, we can discuss coverage alternatives to meet your current insurance needs.
COVID-19

How do I get my proof of insurance (pink slip)?

Most insurance carriers offer digital pink slips. Your broker can send this to you via email. For Intact Insurance customers with personal insurance With the Intact...
Car Insurance

What is Uninsured motorist coverage?

Unfortunately, some people make the irresponsible decision to drive without insurance. If you are involved in an accident with someone who does not have car insurance, uninsu...
Car Insurance

What is comprehensive coverage?

Some coverages are mandatory and others are optional. Comprehensive coverage is an optional coverage you can add to your policy. It can protect you from things like theft, va...
Car Insurance

When is a car considered totalled?

That depends on the value of your car. Generally speaking, if the cost to repair the car is more than the value of the car, it is considered totalled.
Car Insurance

What if a friend wrecks your vehicle?

When someone else drives your car, your insurance will follow them. As long as you give them permission, and they are legally able to drive, your policy will be in effect. If...

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