Oshawa

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For a quality insurance brokerage you can rely on, look no further than BrokerLink. We are the go-to insurance brokers in Oshawa for a reason. Learn more about how BrokerLink Oshawa can help you find the right coverage at a great price.

Home, business, and auto insurance solutions for Oshawa residents

Since 1991, BrokerLink has been helping Oshawa residents find home, business, and auto insurance solutions. Continue reading to find out more about our insurance offerings:

Home insurance

Protect your Oshawa home with homeowners insurance. Our insurance advisors will ensure your property and its contents are protected against property damage, third-party claims, and more. Depending on the policy you choose, your home will be covered in the event of fires, water damage, hurricanes, tornados, power outages, and more. We also offer tenant’s insurance for Oshawa renters. To learn more about Oshawa home insurance, contact BrokerLink.

Get a home insurance quote

Business insurance

Safeguard the Oshawa business with business insurance. No matter what size or industry your business operates in, it deserves protection. We can help you find a customized policy that meets your business’s needs. From commercial property to cyber liability coverage, commercial general liability coverage, professional liability coverage, and more, we can help you find comprehensive business insurance.

Get a commercial auto or property quote

Car insurance

Oshawa car insurance is just a click away thanks to BrokerLink. We are experts, which means we can help you find a great auto insurance policy in no time. Since auto insurance is mandatory in Ontario, you will need to purchase a policy if you drive in Oshawa. A BrokerLink insurance advisor can make sure your policy not only complies with provincial law but also gives you the coverage you need at a competitive price.

Get an auto insurance quote

Other insurance coverages

BrokerLink can also help Oshawa residents find the following types of insurance:

  • Associations
  • ATV and Snowmobile
  • Farm Insurance
  • Cyber Insurance
  • Storage Unit Insurance
  • Employee Benefits
  • Life Insurance Broker
  • Landlord Insurance
  • Musical Instrument Insurance
  • Wine Cellar
  • Equine Insurance
  • Group Insurance
  • Travel and Trip Cancellation
  • Trailer and RV
  • Motorcycle
  • Identify Theft
  • Boat
  • Condo
  • Vacation Property and Cottage
  • Tenant and Renters

Mandatory insurance in Oshawa

Just because insurance is important doesn’t mean it’s always mandatory. In fact, car insurance is the only type of government-mandated insurance in Oshawa. This means that if you drive a vehicle, you are required by law to have a valid insurance policy. Driving without insurance could lead to fines of up to $25,000 for a first offence and up to $50,000 for a second offence (in addition to a 15% surcharge), as well as a driver’s licence suspension. To avoid these serious consequences, speak with a BrokerLink broker and purchase car insurance that meets the minimum requirements set by the Ontario government (this means a policy with no less than $200,000 in third party liability coverage, in addition to accident benefits coverage, uninsured automobile coverage, and direct compensation - property damage coverage).

As mentioned, car insurance is the only government-mandated insurance in Oshawa. However, that doesn’t mean other types of insurance aren’t required. For example, even though home insurance is not a legal requirement, many lenders will make it a condition of one’s mortgage loan. Therefore, if you need a mortgage to purchase a home, you may be required to buy home insurance.

Factors that determine the cost of Oshawa insurance

Insurance companies use many factors to calculate insurance premiums, whether you’re buying car or home insurance. Some of the most common factors that will be considered are as follows:

  • Your location
  • The size of your home
  • The make and model of the car you drive
  • Your age
  • Your insurance claims history
  • Your gender
  • Your marital status
  • The coverages, limits, and deductibles you choose

Saving money on Oshawa insurance just got easier

Want to save money on Oshawa home, auto, or business insurance? BrokerLink can help. First, by working with a broker, you can get the best coverage at the lowest rate. We shop around on your behalf, obtaining and comparing quotes to ensure our customers receive competitive rates always. Plus, since we’re insurance experts, we can also unlock discounts you didn’t know you were eligible for. On top of all that, BrokerLink’s advisors are always pleased to offer their best tips for saving money on insurance. Some of these expert tips are as follows:

  • Bundle multiple policies together (savings of up to 15%)
  • Pay for policies annually rather than monthly
  • Increase your policy deductible
  • Drive a hybrid or electric vehicle (for car insurance discounts)
  • Install winter tires on your car (for car insurance discounts)

We’re in your community

Getting involved in the community is a big part of who we are. We live and work in your community. We love meeting our neighbours!

Local Ontario Insurance Links

If you’re a member of a group or association, you may be eligible for more discounts.

Why work with a BrokerLink broker

Since 1991, the BrokerLink team has been dedicated to finding insurance policies that meet the needs and budgets of our customers. We are experts in all things Oshawa insurance and can ensure you receive the most competitive rate on your policy.

Contact us

At Oshawa BrokerLink, we’re here to help you with any insurance needs you may have. Whether it’s insuring your home, car, business, recreational items, or pets, let us help you find the best coverage possible.

You can reach us by phone, email, or in person at any one of our locations throughout Ontario. No matter how you choose to get in touch, a BrokerLink insurance advisor will be happy to assist you. We also encourage you to take advantage of our free online quote tool that can provide you with a competitive quote in minutes.

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