For an insurance brokerage you can trust, look on further than BrokerLink Guelph. We have been helping Guelph residents find personalized insurance solutions for years. No matter what type of insurance you're looking for, we will work to find you comprehensive coverage at a great rate.
Finding the best car, home and business insurance in Guelph has never been more convenient. At BrokerLink we understand the need for specific types of insurance coverage for an individual’s situation and will work with you to create a custom policy. We can help make sure all your valuables are protected and even bundle your policies together to get you the best rate. Call us for a free insurance quote for your home, auto, boat, art collection and even your business.
Experienced insurance brokers in Guelph
Shopping for insurance can be stressful, but not with the help of a broker. When you work with BrokerLink, you will have an insurance expert at your fingertips every step of the way. From the moment you contact us, we will work tirelessly to help you find a policy that meets your needs, lifestyle, and budget.
There are many benefits to buying insurance through a broker. First, we operate independently of insurance companies, which means you can always count on us to provide an objective, unbiased opinion on the best insurance policy for you. Second, we do the heavy lifting. While you sit back and relax, we will contact insurance providers and obtain and compare quotes on your behalf, all in an effort to find you the best policy. Lastly, we are insurance experts. BrokerLink has been in business since 1991, so we know the ins and outs of the insurance industry and are eager to share our resources and expertise.
Ultimately, if you want to save time and money on insurance, work with a Guelph insurance broker from BrokerLink. We can help you find car insurance, home insurance, and everything in between. Contact us to get started today or continue reading to learn more about our unique insurance offerings.
Customized insurance solutions for Guelph residents
BrokerLink is a full-service insurance brokerage, which means we can help our customers find everything from home insurance and business insurance to farm insurance, auto insurance, and much more. A few of our insurance specialties include:
A home is one of the biggest purchases you will make in your lifetime. For this reason, it’s important to protect it from risks. One way to do that is through homeowners insurance. BrokerLink can help you find a home insurance policy that protects your property and its contents in the event of unforeseen circumstances. More specifically, your home insurance policy can safeguard you against third party lawsuits, property damage caused by insured perils like fires, water damage, hurricanes, tornados, power outages, etc., and more. Alternatively, if you currently rent your home in Guelph rather than own it, we can help find you tenant insurance.
Get a home insurance quote
Do you run a business in Guelph? You can protect it from financial ruin should something go wrong with business insurance. Policies vary but your business can be protected against lawsuits alleging negligence or bodily injury to property damage, and much more. The experts at BrokerLink will take the time to understand your business’s unique needs and find coverage that meets them. Examples of commercial insurance coverage we can help you find include commercial general liability coverage, commercial property coverage, professional liability coverage, cyber liability coverage, commercial auto insurance, and more.
Car insurance is another area of BrokerLink’s specialties. We can help Guelph drivers of all ages and circumstances find quality auto insurance policies. Whether you’re looking for young driver’s car insurance, senior car insurance, or a standard Ontario car insurance policy, we can help you find it. We will also ensure your policy complies with provincial law in Ontario. Get in touch to obtain a free quote or to learn more about auto insurance in Guelph.
Get an auto insurance quote
Other insurance coverages
BrokerLink can also help Guelph residents find the following types of insurance:
- ATV and Snowmobile Insurance
- Farm Insurance
- Cyber Insurance
- Storage Unit Insurance
- Employee Benefits
- Life Insurance Broker
- Landlord Insurance
- Musical Instrument Insurance
- Wine Cellar Insurance
- Equine Insurance
- Group Insurance
- Travel and Trip Cancellation Insurance
- Trailer and RV Insurance
- Motorcycle Insurance
- Identify Theft Insurance
- Boat Insurance
- Condo Insurance
- Vacation Property and Cottage Insurance
- Tenant and Renters Insurance
Required insurance in Guelph, Ontario
Certain types of insurance, like auto insurance, are mandatory in Guelph. However, others such as home or business insurance may not be. Car insurance is provincially regulated and the Government of Ontario has mandated it throughout the province. So before you get behind the wheel in Guelph, you will need to purchase a valid, up-to-date car insurance policy that complies with provincial law (i.e. a minimum of $200,000 in third party liability coverage, in addition to accident benefits coverage, uninsured automobile coverage, and direct compensation - property damage coverage). Failure to purchase car insurance or to let a past policy lapse can result in fines of up to $25,000 for a first offense and up to $50,000 for a second offense and the suspension of your driver’s licence. Therefore, driving without insurance is simply not worth it.
Next, while home insurance is not legally required like car insurance, some renters and homeowners in Guelph may still be required to purchase insurance. This is because landlords can make tenant’s insurance a condition of a lease agreement and mortgage lenders can make homeowners insurance a condition of a mortgage loan. So if you rent a home in Guelph or purchased a home with a mortgage, you may need to purchase homeowners insurance. Even in cases where insurance is not required, it is often worthwhile for Guelph residents due to the financial protection it offers.
How Guelph insurance premiums are calculated
Insurance companies in Ontario consider a wide range of factors when calculating insurance premiums. For this reason, the cost of insurance varies widely between policyholders. Guelph residents might find it helpful to understand what details influence their rates, so the experts at BrokerLink have put together the following list:
- Your location
- The size of your home
- The make and model of the car you drive
- Your age
- Your insurance claims history
- Your gender
- Your marital status
- The coverages, limits, and deductibles you choose
Tips to save money on Guelph insurance
BrokerLink is dedicated to ensuring that our customers never pay more for insurance than they have to by doing our due diligence - contacting several insurance providers, obtaining quotes, and comparing these quotes to find you the best rate. We also unlock discounts on your behalf and let you in on some of the industry’s secrets for saving money on insurance. The insurance experts at BrokerLink put together a list of money-saving tips below:
- Bundle multiple insurance policies together (savings of up to 15%)
- Pay for policies annually rather than monthly
- Drive a hybrid or electric vehicle (for car insurance discounts)
- Increase your policy deductible
- Install winter tires on your car (for car insurance discounts)
- Work with a BrokerLink insurance advisor
Local Ontario Insurance Links
If you’re a member of a group or association, you may be eligible for more discounts.
We’re in your community
Getting involved in the community is a big part of who we are. We live and work in your community. We love meeting our neighbours!
Why work with a BrokerLink broker
Since 1991, the BrokerLink team has been dedicated to finding insurance policies that meet the needs and budgets of our customers. We are experts in all things Guelph insurance and can ensure you receive the most competitive rate on your policy.
At Guelph BrokerLink, we’re here to help you with any insurance needs you may have. Whether it’s insuring your home, car, business, recreational items, or pets, let us help you find the best coverage possible.
You can reach us by phone, email, or in person at any one of our locations throughout Ontario. No matter how you choose to get in touch, a BrokerLink insurance advisor will be happy to assist you. We also encourage you to take advantage of our free online quote tool that can provide you with a competitive quote in minutes.