Since 1991, BrokerLink, a full-service insurance brokerage in Alberta, has helped Canadians in Chestermere, and all throughout the country. We have assisted numerous residents of Chestermere in finding high-quality options for their home, car, and business insurance needs. To find out more about what our insurance brokers can do for you, continue reading.
Licensed Chestermere insurance brokers are just a phone call away
The city of Chestermere is well known for its beautiful lake. In the summer, residents and tourists alike enjoy waterskiing, wakeboarding, fishing and a variety of other water sports on Chestermere Lake. This cozy commuter town is home to over 22,000 residents, many of whom can be seen driving along 17 Ave SE into Calgary and back every day for work.
And just like the rest of Alberta, residents of Chestermere are more than familiar with its harsh, freezing winters, dangerous storms, and the constant risk of wildfires. For these reasons, it is crucial for Chestermere residents to safeguard their homes, businesses, vehicles, and more against not only the city’s destructive weather but also common dangers like vandalism, theft, collisions, property damage, and liability.
Enter BrokerLink. By pairing Chestermere residents with easily accessible home, vehicle, and commercial insurance plans, we can help them save time and money. Our goal is to offer the best protection to our customers at the most affordable price. Our team of qualified insurance experts is eager to connect you with the ideal insurance plan. So whether you want to safeguard your new Chestermere home, business, or your car on your daily commute along 17 Ave SE, look no further than BrokerLink.
Chestermere BrokerLink insurance offerings
When you contact BrokerLink, a helpful and qualified BrokerLink insurance advisor will be assigned to you to help you navigate the process of buying an insurance policy. We will work with you to create a unique insurance plan and can provide you with a free estimate on property, business, or auto insurance.
Our full-service brokerage in Chestermere can assist customers in locating any type of insurance policy, including house, auto, business, and more. We are experts in the following categories:
Home insurance
The purchase of a home is a big milestone in your life; therefore, it’s critical to protect it against unforeseen events. BrokerLink can help. To safeguard you, your house, and your belongings, we have a number of home insurance policies. One of our licensed insurance specialists will match you with a policy that will protect your house from hazards like third-party lawsuits or property damage caused by fire, water damage, hurricanes, and power outages. We can also find you a great tenant’s insurance policy if you rent your house in Chestermere.
Get a home insurance quote
Business insurance
Use business insurance in Alberta to protect your Chestermere company from financial loss. If you have commercial insurance, you can lessen the likelihood that a covered peril will unexpectedly cause your company to go bankrupt. Depending on the specifics of the policy, commercial insurance might shield your company from claims of negligence, personal harm, property damage, and much more.
In order to locate the coverage that meets your company’s specific needs, our experienced insurance specialists take the time to understand them thoroughly. Include coverages such as commercial property insurance, commercial general liability insurance, professional liability insurance, commercial auto insurance, cyber liability insurance, and others to ensure protection for your Chestermere business.
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Auto insurance
Car insurance is just another field in which BrokerLink shines. Any licensed motorist in Chestermere who wants to drive their car on the road has to have auto insurance, as it is a requirement in Alberta. All drivers in Chestermere can benefit from BrokerLink’s help by finding them the best auto insurance rates. You can depend on us to find you the best vehicle insurance policy, whether you’re searching for auto insurance for a young driver, a senior, or perhaps a classic or vintage car. We’ll make sure your Chestermere car insurance policy meets provincial regulations $200,000 in third-party liability coverage, accident benefits, and uninsured motorist coverage. Also, don’t hesitate to contact BrokerLink if you are looking to renew your car insurance.
Get an auto insurance quote
Other insurance coverages available to Chestermere residents
BrokerLink is skilled in many different kinds of insurance. As a result, we can assist Chestermere residents in locating insurance coverage for anything listed below and more:
- Landlord Insurance
- Employee Benefits
- Group Insurance
- Travel and Trip Cancellation Insurance
- Musical Instrument Insurance
- Equine Insurance
- Umbrella Liability Insurance
- Tenant and Renters Insurance
- Boat Insurance
- Motorcycle Insurance
- Wine Cellar Insurance
- Cyber Insurance
- Vacation Property and Cottage Insurance
- Life Insurance Broker
- Special Event Insurance
- Trailer and RV Insurance
- Identify Theft Insurance
- Wedding Insurance
- Farm Insurance
- Associations
- Tractor Insurance
- All-Terrain Vehicle and Snowmobile Insurance
- Condo Insurance
- Storage Unit Insurance
Are there any benefits of Chestermere insurance?
Chestermere insurance provides financial safety if nothing else. You can minimize any potential financial losses or dangers by having insurance, particularly for expensive items such as home, auto, and business insurance. Most insurance policies protect the policyholder from typical risks, including lawsuits, water damage, bodily injury, fire, property damage, and more, all of which can lead to significant financial loss.
Is insurance mandatory in Chestermere?
Depending on the insurance policy, some may be required while others will not be. For instance, the Canadian government has made auto insurance a requirement for all drivers. Therefore, in order to drive, you must first get an auto insurance plan that fulfills the province’s minimum standards for coverage. In fact, doing otherwise could have negative consequences. Uninsured drivers risk fines, licence suspensions, and possibly jail time if they are caught.
Home insurance is not, however, required. Nevertheless, this does not imply that it won’t be necessary. Some mortgage lenders could require you to purchase home insurance before they accept you for a mortgage loan. Therefore, you must first buy home insurance if you do not have the means to buy a home outright, as many people do not. Also, Chestermere landlords have the right to request tenant insurance as part of their lease.
So although insurance is optional, purchasing an insurance plan in Chestermere is generally a smart move due to the added financial security it offers.
How are Chestermere insurance premiums calculated?
When calculating insurance rates in Alberta, the insurance company will take into account a variety of criteria. As such, the rates will vary as a result for each policyholder. Learning which factors affect their rates may be useful for Chestermere residents. The following is a list of variables in Chestermere, Alberta, that affect your insurance rates:
- Your marital status
- The size of your home (for home insurance)
- Your location
- The make and model of the car you drive (for auto insurance)
- The coverage, limits and deductibles you choose
- Your age
- Your gender
- Your insurance claims history
Other factors impacting Chestermere insurance premiums
The ensuing factors could also potentially affect insurance costs in Chestermere:
- Alberta sits at the third-highest average for auto insurance rates in Canada: As such, your Chestermere auto insurance costs will be directly impacted by this.
- Chestermere experiences harsh winters: That include subzero temperatures, continuous snowfall for months, and treacherous icy conditions. These harsh winter conditions can damage internal plumbing and water lines, especially in older homes. Buildings must be adequately insulated in order to stop pipes from potentially freezing and bursting. Check out our home protection tips to help you winterize your home.
- With an increasing population, crime rates are also likely to increase in Chestermere: Because of this, there may be sudden increases in auto theft or break-ins, which would lead to a rise in insurance costs.
Saving money on insurance in Chestermere just got easier
BrokerLink’s goal is to help you save on Chestermere insurance. That’s why we go out of our way to obtain outstanding coverage for you at competitive prices. As industry professionals, BrokerLink insurance advisors are able to contact the top insurance providers, compare rates, access savings, and even share some of our greatest insurance-related insider tips. In fact, the following is some of the best money-saving advice our insurance specialists have compiled for Chestermere residents:
Increase your deductible
Although insurance is intended to cover you in case of a loss, you, as the policyholder, still have some responsibility. This is where your deductible comes in—the amount you must contribute to an insured loss prior to the insurance company’s involvement. For your deductible, you get to decide how much it will be, with the common amount being $500 or $1,000. That being said, even if an increase may result in a decrease in your insurance premiums, you should only raise your deductible if it is financially within your means to do so.
Make annual payments
Our second tip for decreasing the price of your Chestermere insurance is to pay for your coverage yearly rather than monthly. At BrokerLink, we recognize that you place a high value on your money and are committed to saving you as much money as we can. If you choose to do this, some insurers will give you a one-pay discount. While other companies might add 2-5% in financing fees to your monthly payments, increasing your payments once more. To learn more about payment savings, speak with your broker today.
Bundle multiple insurance policies
Bundling your insurance policies is the third recommendation. Insurance providers frequently provide policy discounts to customers who purchase multiple policies. Therefore, be sure to buy any additional policies, such as home insurance, commercial insurance, auto insurance, or condo insurance, from the same provider. This might result in multiple discounts and up to 15% savings for each policy.
Install winter tires on your vehicle
Want to save money on Chestermere auto insurance? Consider adding snow tires to your car. Although they are not mandatory in Chestermere, winter tires may entitle you to a winter tire discount on your vehicle insurance. If you qualify for a Chestermere winter tire discount, you might be able to lower your auto insurance by up to 5%.
Buy a hybrid or electric vehicle
Our final tip for lowering the price of your Chestermere auto insurance is to consider buying a hybrid or electric (EV) vehicle as your next vehicle. Many auto insurance companies now provide incentives to owners of green vehicles across Canada in an attempt to entice drivers to go green. Furthermore, purchasing an EV can also allow you to save up to as much as 10% on your auto insurance.
Pay off your mortgage
Insurance companies appreciate clients who are financially stable and maintain their homes. As you are less likely to experience losses than someone who does not complete their home upkeep. If you pay off your mortgage they may reward you with a discount off your home insurance policy.
Compare rates with a registered Chestermere insurance broker
Purchasing insurance is made easier with an Alberta insurance broker. Brokers conduct business independently of insurance companies, enabling them to put their customers first. They handle every aspect of the process for you, offer unbiased, qualified advice, and have the resources and know-how to locate great insurance with ease. Ultimately, whether you’re looking for auto, business, or home insurance, you can rely on us at BrokerLink. We will save you both time and money.
We’re in your community
Our community engagement is really fundamental to who we are. We are Chestermere residents who value getting to know our neighbours because we also live here and work here, just like you!
Contact us
In Chestermere, getting the best business, auto, and home insurance has never been smoother. Because the experts at BrokerLink understand the need for specialized types of insurance depending on your circumstances, we will work with you to develop a unique insurance policy. We will even bundle your insurance to guarantee that each of your assets is protected while saving you money.
You can reach us by phone, email, or in person at our Chestermere location or any of our other locations throughout Alberta. You can also start your free quote online by using our free online quote tool.
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