I should never admit responsibility when in an accident.
Your insurance company reserves the right to defend you following an insured loss. You should never admit fault until your insurer has the opportunity to review your file and determine how they want to proceed. It’s best to be cordial at the scene of an accident and let the insurance claims professional handle the details.
To learn more or to read about what to do in if you’re in a car accident, view our claims advice page. Be sure to also download our handy accident check list and keep a copy in your glove box to record accident details.