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Ontario Auto Reform

On June 1, 2016, the Ontario government made changes to auto insurance in an effort to make premiums more affordable. Consumers now have the choice between driving with a lower amount of no fault injury coverage (the new standard) or purchasing increased limits.

The Statutory Accident Benefits (SABs), often called no-fault injury coverage, you receive from your insurer will automatically feature these lower coverage limits. 

Based on these changes, we recommend that you carry a minimum of $2.0 million in auto liability coverage. Here's why: 

  • Injured claimants who receive lower SABs payments will potentially have larger claims against liable motorists 
  • By increasing your auto liability limits, you also increase your families’ protection against underinsured drivers who may injure you  
  • This increased protection can be added to your policy at an affordable cost

For more information on how these changes will impact you, click here.

If you have any questions about your automobile insurance coverage or need to change the details of your policy, please contact your BrokerLink broker.

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