For a Mississauga insurance broker you can trust, look no further than BrokerLink. BrokerLink is a full-service insurance brokerage that has been matching Mississauga residents with quality assurance policies for years. Whether you are looking for home insurance, business insurance, or auto insurance, we can help. Contact BrokerLink to learn more about what a Mississauga insurance broker can do for you.
Licenced Mississauga insurance brokers are just a phone call away
Mississauga is part of the Greater Toronto Area, which makes it one of the busiest, most populous parts of the country. With so many cars on the road coupled with high auto insurance rates, it is important for Mississauga drivers to find the most competitive car insurance rates possible. Similarly, if you own or rent a home in the area, you must ensure that your property is protected. Luckily, BrokerLink is here to help.
We can help Mississauga residents save time and money by matching them with affordable home, car, and commercial insurance policies. We always strive to ensure that our customers receive the best coverage at the lowest possible price. Whether you wish to insure your new Mississauga home or want to protect your vehicle on your daily commute to Toronto, our team of licenced advisors will match you with the right insurance policy in no time.
From the moment you contact us, an expert insurance advisor will be by your side, helping you navigate the ins and outs of purchasing an insurance policy. We can even work with you to create a personalized insurance policy and can provide you with a complimentary quote on home, car, or commercial insurance. For a stress-free insurance experience and quality coverage, contact BrokerLink today.
BrokerLink Mississauga insurance offerings
As a full-service insurance broker, we can help Mississauga residents find a wide range of insurance solutions, from home insurance and commercial insurance to car insurance, pet insurance, and much more. Keep reading to discover a few of our specialties.
Home insurance broker
A home is perhaps the largest purchase you will ever make in your life. Therefore, it deserves to be protected with home insurance. The right insurance policy can safeguard your home and its contents against everything from fire, theft, and water damage to hurricanes, tornados, power outages, and more. Ultimately, it’s up to each Mississauga homeowner to decide what coverage they want to include with their policies. It will not only depend on your specific location within Mississauga, as well as the value of your home and belongings but also your budget. Your BrokerLink insurance advisor will take the time to learn about your home and your coverage needs, before finding you a policy that meets them. Whether you live in a condo, townhouse, or detached home in Mississauga, we can find a home insurance policy for you. Please note that BrokerLink also offers tenant’s insurance for renters in Mississauga.
Get a home insurance quote
Commercial insurance broker
If you own and operate a business in Mississauga, commercial insurance might be important. Business insurance can help you safeguard the company you have built from the ground up. Depending on the coverage you choose, your business can be protected against the likes of cyber attacks, negligence, third party property damage, bodily injury, fire, water damage, and more. BrokerLink is dedicated to helping Mississauga businesses of all sizes and industries find great coverage. Commercial general liability, commercial property, cyber liability, professional liability, and product liability are a few of the coverages we can help you find and understand.
Car insurance broker
Finally, the advisors at BrokerLink are car insurance experts, and if you drive a car in Mississauga, then you need auto insurance. A valid policy in Mississauga must comply with Ontario law, which means it must include no less than $200,000 in third party liability coverage, uninsured automobile coverage, accident benefits coverage, and direct compensation - property damage coverage. Whether you are a young driver, occasional driver, or senior driver, we will find a policy that meets your needs - and we will find one at a competitive price.
Get an auto insurance quote
Other insurance coverages for Mississauga residents
Though BrokerLink specializes in home, auto, and commercial insurance solutions, we can also help policyholders in Mississauga find coverage for the following:
- ATV and Snowmobile Insurance
- Farm Insurance
- Cyber Insurance
- Storage Unit Insurance
- Employee Benefits
- Life Insurance Broker
- Landlord Insurance
- Musical Instrument Insurance
- Wine Cellar Insurance
- Equine Insurance
- Group Insurance
- Travel and Trip Cancellation Insurance
- Trailer and RV Insurance
- Motorcycle Insurance
- Identify Theft Insurance
- Boat Insurance
- Condo Insurance
- Vacation Property and Cottage Insurance
- Tenant and Renters Insurance
Why do I need insurance in Mississauga?
Although insurance might not be mandatory for every Mississauga resident, it offers protection and peace of mind. After all, the purpose of any type of insurance is to help mitigate risk. Whether you are looking to protect yourself on the road, protect your home from damage, or protect your business from lawsuits, insurance is here. For example, when you purchase an auto insurance policy, you can protect yourself and your vehicle from the financial fallout of an accident (e.g. car repair bills, medical expenses associated with bodily injury, legal fees, and more). Meanwhile, a great home insurance policy can help you avoid paying for damage to your home out of pocket. If part of your house burns down in a fire or a thief steals expensive jewelry or electronics from your home, your insurance provider may step in to cover the costs if you have home insurance.
Is insurance mandatory in Mississauga?
Many Mississauga residents wonder if insurance is mandatory. The reality is that some types of insurance are mandatory while others are not. First, car insurance is provincially-regulated, and the provincial government of Ontario has made it mandatory for all Ontario drivers. Therefore, if you drive a car in Mississauga, you are legally required to purchase a valid auto insurance policy. Failure to do so can result in hefty fines and a suspension of your driver’s license. So if you are currently driving without insurance, we recommend contacting a BrokerLink insurance advisor as soon as possible. We will explain what the minimum coverage requirements are in Ontario and find you a policy that meets them so that you can legally get behind the wheel.
Although car insurance might be the only type that is government-mandated in Mississauga, that doesn’t mean that it’s the only type that is required. For example, mortgage lenders and landlords can require that homeowners and tenants purchase insurance. In the case of a mortgage lender, the borrower purchasing home insurance might be a stipulation of the mortgage loan. Similarly, in the case of a landlord, they might require all tenants to purchase tenant’s insurance as a stipulation of the lease agreement. Both parties are within their rights to do so. Therefore, in certain circumstances, home insurance or renters insurance may also be mandatory. Contact BrokerLink to learn more about mandatory insurance in your province.
Four factors impacting Mississauga insurance costs
A few factors that might impact the cost of Mississauga insurance are listed below:
- Ontario has some of the highest car insurance rates in Canada. This will have a direct impact on how much you pay for car insurance in Mississauga.
- Mississauga is known for its harsh winters, with temperatures falling into the negatives for months on end. These extreme temperatures can be tough on water pipes and indoor plumbing, especially in old homes. Your walls must be well insulated to avoid frozen pipes bursting. Get in touch with a BrokerLink insurance broker about water damage coverage so that you don’t end up paying for costly repairs if something goes wrong in your Mississauga home.
- The Greater Toronto Area (of which Mississauga is part) is one of the safest areas in the country, with a lower crime rate than many other major cities in Canada (including Vancouver, Montreal, Calgary, Edmonton, Winnipeg, and more). That said, crime rates can change quickly and a rise in car theft or breaking and entering incidents can lead to more expensive insurance rates.
- The coverages, limits, and policy deductibles you choose will also impact how much you pay for Mississauga insurance. The types of coverage included with your policy, as well as the limits to each coverage type and the policy deductibles you select, will all affect the price of your policy.
Ultimately, the best way to find out how much Mississauga insurance will cost you is to contact BrokerLink. Though we don’t set insurance premiums (those are set by insurance companies), we can provide free insurance quotes to give you a better idea of how much an insurance policy will cost. We can also explain your coverage options and go into detail about the other factors that might impact your rates. For example, if you are looking to buy car insurance, you might find it helpful to know that factors like your claims history, age, location, gender, marital status, driving record, and the make, model, and year of the vehicle you drive can all affect how much you will pay.
Tips to save money on Mississauga insurance
Want to learn how to save money on insurance in Mississauga? BrokerLink can help. We are committed to helping Mississauga residents find dynamic insurance solutions at competitive rates. Beyond reaching out to Ontario’s top insurance companies, comparing rates, and unlocking discounts, our insurance brokers are happy to provide their expert tips on how to save money on insurance - no matter what type of insurance you are in the market for. Check out this list of money-saving tips below:
Increase your policy deductible
The first tip for saving money on Mississauga insurance is to raise your policy deductible. All insurance policies have deductibles, and the higher yours is, the lower your premium is likely to be. Insurance companies like to reward policyholders for taking on more financial responsibility, so if you can afford to increase your deductible and want to save money on your policy, this can be a great option. That said, It is important to ensure that your deductible is within your means in the event that an incident should arise. Contact BrokerLink to learn more about how deductibles work and the pros and cons of increasing yours.
Choose annual payments over monthly payments
Another way to save money on Mississauga insurance is by paying for your policy annually rather than monthly. Though insurance providers typically give customers the option of paying for their policy annually or monthly, the latter often ends up being more expensive. This is because many Mississauga insurance companies charge an administrative fee with each payment, so paying for your policy in one annual installment is usually cheaper than paying for it in twelve monthly installments.
Bundle multiple insurance policies
Another tip to save money on Mississauga insurance is to bundle insurance policies together. Insurance companies are likely to reward policyholders for their loyalty if they purchase more than one policy from them. So if you are looking to insure more than one vehicle in your household or buy multiple types of insurance (e.g. home insurance + car insurance or business insurance + car insurance), buying it all from the same provider could save up to 15% per policy.
Install winter tires on your car
One final money-saving tip is to install winter tires on your car (this tip pertains to car insurance, specifically). Equipping your car with snow tires during the cold months could result in a car insurance discount of up to 5%. Insurance providers like to reward policyholders who take extra steps to increase their safety, like installing winter tires on their vehicles. They understand that doing so reduces the odds of an accident, and may give you a discount if you can show proof of this. If you are interested in a winter tire auto insurance discount, speak to a BrokerLink insurance advisor today. One of our friendly brokers can inform you about the specific conditions that must be met to qualify for such a discount (e.g. some insurers might stipulate that all four winter tires must be the same model or that the tires must remain on your vehicle for a set time period).
Mississauga insurance brokers are here for all your insurance needs
Shopping for insurance can be overwhelming and tiresome. Scouring the internet for quotes, comparing policies with complicated industry jargon, and making sense of all the different coverage options can cause a lot of stress. Thankfully, the experts at BrokerLink are here to help. As an insurance brokerage, our job is to make shopping for Mississauga insurance quick, easy, and convenient - and that’s exactly what we offer. Take advantage of our expertise and resources and find a great policy in no time. Whether you are looking for home, auto, or commercial insurance, you can count on BrokerLink. Check out three reasons to work with a Mississauga insurance broker today:
Brokers work independently of insurance companies
First, brokers do not work for insurance companies. They work for you, the customer. This means that a BrokerLink insurance advisor will always put your needs first. It also means that you can count on your dedicated advisor to provide unbiased, objective advice on the best policy for you and your family.
Brokers do the work for you
Another reason to enlist the help of a Mississauga insurance broker from BrokerLink is that we do all the work for you. After taking the time to understand your unique insurance needs, we will shop around on your behalf, contacting Canada’s top insurance companies, obtaining quotes, comparing policies, and unlocking discounts. Meanwhile, you relax and spend your free time how you want to be spending it. We will get in touch to present you with several great options, and all you have to do is decide which one is right for you!
Brokers are insurance experts
One last reason to work with a Mississauga insurance broker is that they are experts in their field. BrokerLink insurance advisors know the ins and outs of the insurance industry and will ensure you get great coverage at an affordable rate. Take advantage of our unparalleled resources and expertise by getting in touch with BrokerLink Mississauga today.
How to purchase insurance from Mississauga insurance brokers
If you are ready to purchase insurance from a Mississauga insurance broker, follow the steps below. We weren’t kidding when we said the process couldn’t be easier!
1. Contact an insurance broker
The first step to finding the best coverage at a competitive rate is to contact an insurance broker near you. BrokerLink is available to take your calls, answer your emails, or chat in person at any one of our locations across Canada. No matter how you choose to get in touch, a BrokerLink insurance expert can answer your questions, provide you with a free quote, and will take the time to understand your insurance needs.
2. We shop around on your behalf
The second step is perhaps the easiest of all. After telling your dedicated insurance advisor what kind of policy and coverage you’re looking for, they will shop around on your behalf. They will start by obtaining quotes from Canada’s top insurance companies. From there, they will compare these quotes and unlock discounts on your behalf to find you the best possible policy. In the meantime, you can sit back, relax, and spend your free time exactly how you want to be spending it. Once your advisor has completed their research, they will present multiple policy options for you to choose from.
3. You get a great rate
The best and final step to working with a BrokerLink insurance broker is that you get a great rate. After reviewing the options your insurance advisor presented to you, all you have to do is choose the one that best suits your needs. Your advisor will walk you through each option, explaining all there is to know and answering any questions you may have so that you can make an informed decision. BrokerLink’s main goal is to find fantastic coverage at low rates for our customers.
We’re in your community
Getting involved in the community is a big part of who we are. We live and work in your community. We love meeting our neighbours!
Local Ontario Insurance Links
If you’re a member of a group or association, you may be eligible for more discounts.
At Mississauga BrokerLink, we’re here to help you with any insurance needs you may have. Whether it’s insuring your home, car, business, recreational items, or pets, let us help you find the best coverage possible.
You can reach us by phone, email, or in person at any one of our locations throughout Ontario. No matter how you choose to get in touch, a BrokerLink insurance advisor will be happy to assist you. We also encourage you to take advantage of our free online quote tool that can provide you with a competitive quote in minutes.