Are you looking for an Alberta insurance broker you can trust? BrokerLink is the go-to insurance brokerage in the Lacombe area for a reason. We have curated a seamless and personalized insurance experience for our customers. Find out more about our unique insurance solutions below.
BrokerLink Lacombe is a customer-first brokerage
If you want to work with a brokerage that puts your needs above all else, you are in the right place. BrokerLink is different from other Alberta insurance brokerages in that we take a customer-first approach to insurance. Our number one goal is to serve our customers. We always have their best interests at heart, which means taking the time to understand their coverage needs and finding policies that meet them. Plus, we are able to work within all kinds of budgets, so whether you need basic coverage on a tight budget or comprehensive coverage for added peace of mind, BrokerLink can help.
The best Lacombe insurance coverage for you
BrokerLink Lacombe is proud to offer such high-quality insurance services. Beyond matching our customers with the best possible insurance policies, we can also provide them with complimentary insurance quotes, answer their questions, help them renew their policies, offer money-saving tips and advice, and even guide them through the process of submitting a claim with their insurer. In other words, we are a one-stop shop for all things Lacombe insurance. To give you a better idea of the insurance services we offer, we provide a rundown of our main three insurance specialties: commercial insurance, property insurance, and automobile insurance.
Commercial insurance
Business insurance exists to protect businesses from harm. They are suitable for all kinds of businesses and business owners. So whether you run a small Lacombe business of 10 employees or less or a major multi-national corporation, BrokerLink can help you find a great policy. Some of the types of coverage we have helped past Lacombe customers purchase include commercial general liability, commercial property, cyber liability, pollution liability, crime insurance, and more. Simply get in touch, explain your business’s coverage needs, and let a BrokerLink insurance advisor take it from there. With years of experience insuring businesses just like yours, we will assess your risk and make an insurance recommendation based on that. The end result? Personalized coverage made for you and your business.
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Property insurance
You might think that Lacombe home insurance is hard to come by, but it’s not if you know where to look, and where to look is BrokerLink. BrokerLink can help a wide range of Lacombe residents find top-quality home insurance coverage. We have policies for rental properties, vacation homes, condos, high-value homes, and even tenants who rent their homes. To match you with a great policy, all you have to do is tell us a little bit about your home, your lifestyle, and your budget. From there, we will get to work and find coverage that works for you, like dwelling coverage, equipment breakdown coverage, sewer backup coverage, contents coverage, and more.
Get a home insurance quote
Car insurance
BrokerLink knows the ins and outs of Lacombe car insurance. We know what coverage you need to include in your policy for it to be valid, we know where you can find the best coverage, and we know what additional coverage might be worthwhile to add to your policy. Our team of car insurance specialists can also help you renew your auto insurance policy and inform you about discounts you may be eligible for, like winter tire or safe driver discounts. Speaking of safe driver discounts, a BrokerLink insurance advisor will be happy to provide you with a multitude of safe driving tips, as the more responsibly your drive, the less likely you are to get into accidents, and a clean driving record is one of the best ways to qualify for a cheaper rate. At the end of the day, no matter your Lacombe car insurance needs, you can come to us.
Get an auto insurance quote
More insurance coverage in the Lacombe area
BrokerLink offers even more insurance coverage options to our Lacombe customers, such as:
- Boat Insurance
- Condo Insurance
- Vacation Property and Cottage Insurance
- Tenant and Renters Insurance
- Wedding Insurance
- Life Insurance Broker
- Landlord Insurance
- Musical Instrument Insurance
- Wine Cellar Insurance
- Umbrella Liability Insurance
- Equine Insurance
- Pet Insurance
- Group Insurance
- Associations
- ATV and Snowmobile Insurance
- Farm Insurance
- Cyber Insurance
- Storage Unit Insurance
- Tractor Insurance
- Employee Benefits
- Travel and Trip Cancellation Insurance
- Trailer and RV Insurance
- Motorcycle Insurance
- Identify Theft Insurance
If you need a type of insurance coverage that is not listed above, don’t hesitate to reach out. The above list isn’t exhaustive, and a BrokerLink insurance advisor will do everything they can to help.
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What you need to know about mandatory insurance in Lacombe, Alberta
As a Lacombe resident, it’s important to ask yourself, “what kind of insurance do I need?” The topic of mandatory insurance in Canada can be a tricky one to understand, but as insurance professionals, the BrokerLink Lacombe team is happy to provide some insight into it. Three of the most common types of insurance in Lacombe are auto, home, and business insurance, so we are delving into the insurance requirements for these types below.
Is car insurance required in Lacombe? Yes. Auto insurance is mandatory for all drivers in Alberta. To register your vehicle with the province, you must have a valid driver’s licence and show proof of insurance. The car insurance policy you choose must meet the province’s minimum coverage requirements, which include third party liability coverage, uninsured automobile coverage, and more. Contact BrokerLink to learn more about what coverage you need as a Lacombe driver.
Second, home insurance Alberta may also be required, but it depends on a few factors. Namely, whether you rent or own your home, and if you own it, whether you took a mortgage out or not. If you rent your home, your landlord may require a form of property insurance known as tenant insurance. Though not all landlords require it, if yours does, it will be outlined in the lease agreement. If you own a home and are currently paying down a mortgage on that home, then chances are your mortgage lender required you to purchase homeowner’s insurance.
Finally, your Lacombe business may also need insurance coverage, but like home insurance, it depends on the circumstances. For instance, for some professionals, like lawyers and doctors, certain insurance coverage is mandatory. You can find out more about business insurance requirements in Lacombe by contacting BrokerLink.
Save money on a Lacombe insurance policy today
We understand that money is a concern for many Lacombe customers. We never want to add to that stress by recommending coverage you don’t need or showing you policy options out of your budget. Lacombe customers can always count on BrokerLink for the insurance coverage they deserve at a price they can afford. Quality coverage at reasonable rates is our specialty. Learn how you can start saving money on Lacombe insurance today by reading the tips below:
Ask a Lacombe insurance broker for help
We all need help from time to time, and when it comes to insurance, there is no one better to ask for help than an insurance broker. A Lacombe insurance broker will not only answer your questions and provide you with a free quote but they will also do everything they can to help you find insurance at a reasonable rate. Simply tell us your budget, and we will strive to find you coverage within it.
Purchase several insurance products from one insurer
Purchasing two or more insurance products at the same time from the same insurer is a process known as bundling insurance policies. Bundling is one of the oldest tricks in the book if you’re looking to save money on insurance. Many types of insurance can be bundled, including home insurance, automobile insurance, and commercial insurance (note that pet insurance does not usually qualify for insurance bundling). Discounts vary but you can usually expect to receive a minimum of 15% off per policy. This means that in the event that something should happen or changes need to be made to your policy, you only need to contact one brokerage.
Do not let your Lacombe insurance policy renew automatically
Many insurance policies automatically renew on the date they are set to expire. We recommend setting a reminder for yourself each year to review your policy before it’s set to expire. Your policy documents will arrive either via email or snail mail approximately 30 days in advance of your renewal date. Taking the time to assess your coverage needs year after year is important. If you become complacent and allow your plan to renew automatically without taking a second look, you could end up paying for coverage you no longer need. To help you determine whether your current policy is still working for you, consult with a licenced insurance broker like those at BrokerLink Lacombe. They can offer advice on ways to update your policy to save money and even compare policies from other insurance companies to ensure your current insurance provider is still the best option for you.
Drive a hybrid or electric car
There are many ways to go green, and one of them is driving a hybrid or electric car. In addition to the many ways that driving an eco-friendly vehicle helps the environment, doing so can also help your wallet as some insurance companies in Lacombe offer car insurance discounts of 5% to drivers of these types of cars.
Select higher deductibles for your policy
Deductibles are a key component of any insurance policy in Lacombe. They also happen to be one of the biggest factors that determine the cost of your coverage. Typically, policyholders have the option of choosing whatever deductible amount they wish from the options available to them. Depending on the type of coverage you’re buying, deductibles can be as low as $250 and as high as $2,000. The general rule of thumb is that the higher your deductible, the less expensive your policy will be. Thus, if you want to decrease your insurance premium, selecting a higher deductible, or raising yours when your policy is up for renewal, could do the trick.
Choose to pay for your Lacombe insurance coverage annually
Many policyholders have a choice between paying for their insurance policies annually and paying for them monthly. Before making a decision one way or the other, ask your insurance agent for more information on the fees that may apply if you choose the monthly option. You may not realize it, but some insurers charge transaction fees alongside each payment, which means the more payments you make to pay off your policy, the more expensive it ends up being. If you are on a tight budget, paying for your policy in one annual payment might be the most cost-effective option.
Inquire about possible insurance discounts
There are a ton of insurance discounts available to Lacombe customers, and a BrokerLink insurance advisor can help you discover them. For example, as a driver, you might be eligible for a winter tire discount on car insurance. Meanwhile, if you’re a homeowner who is mortgage-free, who lives near a fire hydrant or fire station, or is a non-smoker you may also qualify for a discount. Examples of other insurance discounts that you may be able to take advantage of include employment or education-based discounts, as well as discounts for policyholders who take extra steps to ensure the safety of their homes, vehicles, or workplaces by installing security systems in them.
Follow these three steps to buy Lacombe insurance in no time
Are you ready to protect your Lacombe property, business, or car? Follow the steps below and quality coverage will be yours in no time:
1. Get started by contacting BrokerLink Lacombe
Step number one is to contact BrokerLink Lacombe. Thankfully, we make getting in touch as easy as possible, giving our Lacombe customers three ways of doing so. You can give us a call, visit us in person at one of our offices in Alberta, or contact us online, either by email or using our online quote tool. After getting in touch, you can expect to be contacted by a licenced insurance broker who will help guide you through the entire process.
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2. We search for coverage based on your needs and budget
Step number two is when your dedicated BrokerLink insurance advisor starts reaching out to Alberta insurance companies and searching for insurance policies on your behalf. They do this only after having an in-depth conversation with you to better understand your insurance needs and your ideal price range.
3. Finalize your coverage and walk away with peace of mind
Step number three involves your BrokerLink insurance advisor presenting you with their top policy picks. They will go over each of them with you, answer your questions, and make a recommendation as to the best one for you. Next, you just need to choose your favourite, purchase it, and voila - you are covered! You get to walk away with the peace of mind that comes with financial protection.
We’re in your community
BrokerLink takes a customer-first, personalized approach to insurance. What does that mean? We put the needs of the Lacombe community first. When you contact us, we make it our mission to find insurance coverage that is tailored to your unique needs. Learn more about what BrokerLink does for the Lacombe area by getting in touch.
Contact us
At Lacombe BrokerLink, we’re here to help you with any insurance needs you may have. Whether it’s insuring your home, car, business, recreational items, or pets, let us help you find the best coverage possible.
You can reach us by phone, email, or in person at any one of our locations throughout Alberta. No matter how you choose to get in touch, a BrokerLink insurance advisor will be happy to assist you. We also encourage you to take advantage of our free online quote tool that can provide you with a competitive quote in minutes.
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