Insurance Broker in Airdrie

A trusted insurance broker is just a click away thanks to BrokerLink. We are a full-service insurance brokerage with licenced advisors located all across Alberta, including in Airdrie. Whether you’re looking for home insurance, car insurance, or business insurance, BrokerLink Airdrie can help.

BrokerLink insurance offerings in Airdrie, Alberta

Our team of expert insurance brokers can help Airdrie residents find a broad variety of flexible, customized insurance solutions. We specialize in home insurance, business insurance, and auto insurance, and can help you find great coverage at an affordable rate.

Home insurance

Quality home insurance solutions are just a click away thanks to BrokerLink Airdrie. We know how much your home matters to you, and we want to help you protect it with a variety of house insurance policies and coverages. From dwelling insurance and contents coverage to personal liability coverage, overland water coverage, sewer backup coverage, equipment breakdown coverage, and more, we can help you get more than you could ever want out of your home insurance policy. We will ensure your home is protected against the most important and relative perils, personalized to your location and will do all of this while ensuring we match you with a policy that suits your budget. Of course, it is not only Airdrie homeowners we can help. We can also help renters in the area find top-notch tenant insurance solutions to protect their leased homes.

Get a home insurance quote

Business insurance

Do you have your own business in Airdrie? Protect it with business insurance. This type of coverage can safeguard your business against all kinds of risks. For example, BrokerLink can help you find a policy that features everything from commercial general liability, commercial property, and cyber liability to professional liability and product liability. Whether you want to protect your business against different types of third party claims (such as bodily injury or property damage claims), or losses surrounding property damage, BrokerLink is here. To avoid financial fallout from a major loss, consider Airdrie business insurance.

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Car insurance

Lastly, BrokerLink specializes in car insurance, which means we are here to help Airdrie drivers find quality auto insurance solutions. Car insurance is mandatory for all drivers in Airdrie. We will make sure you obtain a policy that not only complies with provincial law but that meets your coverage needs. No matter your age or what type of vehicle you drive, you can count on BrokerLink for all your Airdrie auto insurance needs. We have policies for occasional drivers, young drivers, senior drivers, and everyone in between.

Get an auto insurance quote

Here are a few additional insurance types we specialize in

Our expertise does not stop at home, auto, and commercial insurance. No, we can match Airdrie locals with all kinds of customized insurance policies, including ATV insurance, landlord insurance, wine cellar insurance, and more. A continued list of BrokerLink Airdrie insurance options is as follows:

• Associations
• Farm Insurance
• Cyber Insurance
• Storage Unit Insurance
• Employee Benefits
• Life Insurance Broker
• Musical Instrument Insurance
• Equine Insurance
• Group Insurance
• Travel and Trip Cancellation Insurance
• Trailer and RV Insurance
• Motorcycle Insurance
• Wedding Insurance
• Identify Theft Insurance
• Umbrella Liability
• Boat Insurance
• Condo Insurance
• Vacation Property and Cottage Insurance
• Tenant and Renters Insurance

Mandatory insurance in Airdrie

Understanding Airdrie insurance requirements is vital. However, unfortunately, mandatory insurance is not straightforward in Alberta. While certain types of insurance, such as car insurance, are mandatory, others are not. Car insurance is the most common type of government-mandated insurance. It is a legal requirement of the Government of Alberta. Thus, if you plan on driving in Airdrie, you will need to obtain a valid car insurance policy. Please note that for a policy to be valid in Alberta, it must comply with the minimum coverage requirements. The minimum requirements in Alberta consist of third party liability coverage (at least $200,000 worth), uninsured automobile coverage, accident benefits coverage, and direct compensation coverage. Choosing to drive without insurance is illegal and can result in expensive fines, a suspension of your driver’s licence, and possibly even jail time. Contact BrokerLink to learn more about mandatory auto insurance coverage in Airdrie.

Unlike car insurance, home insurance is not a requirement of the Government of Alberta. But that doesn’t mean it isn't necessary in certain scenarios. Landlords of properties, mortgage lenders, and banks are all able to require that tenants and borrowers alike purchase specific insurance coverage. For example, a landlord may request that all prospective tenants buy renter’s insurance to protect the contents of their unit. Similarly, a bank or lender may require borrowers to purchase home insurance if they want their mortgage loan to be approved.

Which factors can influence the price of insurance in Airdrie?

Many factors are considered when an insurance company calculates an insurance premium for an Airdrie resident. Some of the most common factors that impact the price of insurance in Airdrie are as follows:

• Car insurance in Alberta doesn’t come cheap - In fact, the province is up there when it comes to the most expensive auto insurance in Canada. Therefore, the circumstance of living in Alberta can impact the price you pay for Airdrie car insurance.
• Alberta’s winters are known around the world for their cold temperatures - These temperatures, coupled with an increase in snow and ice, make driving more dangerous and can even impact your home, homeowners must be careful that their pipes and plumbing do not freeze. Make sure you have appropriate car and home insurance coverage given the risks that come with this type of extreme weather.
• Finally, the price of your insurance policy will always partially come down to the types of coverage, coverage limits, and policy deductibles you choose - The more coverage, the greater your limits, and the lower your deductible, the more expensive your policy is likely to be. On the other hand, if you choose to purchase basic coverage with a high deductible and low limits, you may pay less for insurance.

At the end of the day, if you are wondering how much money Airdrie insurance will cost, we recommend contacting a local insurance broker at BrokerLink. Though brokerages like us don’t have a say in your final insurance premium (these are determined directly by the insurance companies), we offer complimentary and competitive insurance quotes that will quickly show you how much you can expect to pay for your policy.

How to save money on Airdrie insurance

Insurance should never break the bank, which is why BrokerLink compares quotes on behalf of our customers to ensure they always receive the most competitive rate. We also take the time to research possible insurance discounts and provide tips on some of the industry’s best-kept secrets for saving money on insurance. In fact, the BrokerLink team has put together a list of general tips for saving money on insurance below:

Raise the deductible on your Airdrie home, car, or business insurance policy

One way to save money on insurance in Airdrie is to increase your policy deductible. Many insurance providers will lower premiums for customers who agree to raise their deductibles even by as little as $500. For those that don’t know, the higher your deductible, the more the policyholder is required to pay toward an insured loss before the insurance company steps in. Therefore, by increasing yours, you are agreeing to take on more financial responsibility and an insurer will reward you accordingly. That said, you should be careful not to raise your deductible to an amount that you will be unable to pay. Get in touch with BrokerLink to learn more about the impact of changing the deductible on your Airdrie insurance plan.

Pay your policy premiums annually

Pay for your insurance policy upfront and you could end up paying less money for insurance. How? Insurance companies sometimes charge payment fees, which means the more payments you make, the more money your policy will ultimately cost you. To save money on Airdrie insurance, pay for your policy premium annually in one installment.

Buy more than one insurance policy from the same provider

Many insurance experts will tell you that if you want to pay less for insurance, buy more than one policy from the same insurance company. Insurance companies like loyal customers, and if you can demonstrate your loyalty by purchasing multiple policies from them, they may give you a discount (sometimes this discount is as much as 15% per policy). Please note that bundling insurance policies does not work for all kinds of insurance, such as pet insurance. However, it may be possible with home, auto, and business insurance policies. You may also have the option of bundling multiple kinds of the same insurance together (e.g. buying two car insurance policies from the same provider for the two cars in your household).

Equip your vehicle with snow tires

Did you know that installing snow tires on your car can make a big difference when it comes to your auto insurance premium? It’s true. Many insurance companies across Canada now offer winter tire discounts to policyholders. These discounts vary but typically stand around 5%, which can certainly add up as time goes by. Plus, equipping your vehicle with snow tires is a win-win, since it can not only save you money on insurance but will also make it safer to drive your vehicle during the winter snow tires are known for their superior grip and traction in snowy and icy conditions. If you want to learn more about Alberta snow tire discounts, contact a local broker at BrokerLink Airdrie. They provide you with relevant information, such as the conditions that must be met to qualify for an winter tire discount.

Let Airdrie insurance brokers take care of everything

Let’s face it - buying insurance is a stressful experience for many customers. Looking for estimates, comparing policies, and understanding various policy options can be both overwhelming and time-consuming. Thankfully, the licenced advisors at BrokerLink can help. As a full-service insurance brokerage, our mission is to make shopping for Airdrie insurance the height of convenience - and that’s what we do. Leverage our unparalleled expertise and resources and get a top-notch policy. No matter if you need home, auto, or business insurance, BrokerLink Airdrie is here. Keep reading to discover a few of the top reasons to work alongside an insurance broker at BrokerLink Airdrie:

1. Brokers offer objective, unbiased advice

The first reason to work with an Airdrie insurance broker is that they work independently of insurance companies. This allows our team to provide unbiased, objective advice to our customers. In other words, you can rest easy knowing we are prioritizing your needs every step of the way.

2. Brokers handle everything

A second reason to consult with an Airdrie insurance broker is that they take care of everything. Insurance brokerages like BrokerLink are the height of convenience. After learning about your insurance needs, your dedicated BrokerLink insurance advisor will handle everything. They will contact insurance companies, obtain quotes, compare policies, and unlock discounts on your behalf - all in an effort to find you a great policy. So while you’re relaxing at home or spending time with your family, we will be working behind the scenes to find a policy that suits your lifestyle and budget.

3. Brokers have insurance expertise and resources

One final advantage of working with an Airdrie insurance broker is that they have insurance expertise like no other. All BrokerLink brokers are fully licenced, which means they know the ins and outs of Airdrie home insurance, business insurance, car insurance, and more. We are eager to share our resources and expertise to help you find the right coverage.

Three steps to purchase insurance from Airdrie insurance brokers

Do you want to purchase Airdrie insurance? You can do so in three easy steps, which we outline below:

1. Contact an insurance broker

Step number one to finding Airdrie insurance is to reach out to an insurance broker at BrokerLink. The BrokerLink team is available to chat over the phone, email, or in person at our locations across Alberta. Whichever method you prefer, a licenced expert will be pleased to assist you. They can answer any insurance queries you have, walk you through your coverage options, and also offer you a complimentary quote.

2. Let us shop around for you

The next step is when your BrokerLink Airdrie insurance advisor gets to work. After learning about the type of coverage you are looking for, they will reach out to their contacts (which include many of Canada’s top insurance companies) to get quotes. Next, they do what they do best: compare plans and research insurance discounts to find you the best possible coverage at a low rate. Meanwhile, you can sit back and relax.

3. You find a fantastic policy

The last step to working with an insurance broker in Airdrie is being presented with some policy options. After researching your options for you, your BrokerLink Airdrie insurance advisor will provide you with several insurance plans to choose from. Next, you can review them and select the one you like the most. At this stage, an advisor can walk you through each policy, cover-to-cover, and explain the features of each. The end result? You get great coverage at a great rate. Working with an Airdrie insurance advisor is simple and easy!

BrokerLink is in the community

Many of our brokers live and work in the community, having a broker that understands your specific needs and location details can be important to get the best coverage. We love helping our neighbours!

Contact us

At Airdrie BrokerLink, we’re here to help you with any insurance needs you may have. Whether it’s insuring your home, car, business, recreational items, or pets, let us help you find the best coverage possible.

You can reach us by phone, email, or in person at any one of our locations throughout Alberta. No matter how you choose to get in touch, a BrokerLink insurance advisor will be happy to assist you. Not a lot of time? No problem! We also encourage you to take advantage of our free online quote tool that can provide you with a competitive quote in minutes.

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