Seniors Motorcycle Insurance

Uninsured automobile insurance is also a type of mandatory coverage for all Canadians. Should you be involved in a collision with an at-fault driver who is either uninsured or underinsured, this auto insurance ensures you'll be fairly compensated for your losses. This insurance will also protect you if you are hit by a hit-and-run driver.

Accident benefits coverage is mandatory in all provinces except Newfoundland. This car insurance will protect you if you are involved in a collision that causes injuries to yourself, your passengers, or pedestrians, regardless of who is at fault. Should you need to file a claim, accident benefits will cover the cost of medical expenses, rehabilitation costs, lost wages, and more.

Collision  coverage protects you if your motorcycle is damaged in an at-fault collision. Should you need to file a claim, collision insurance would cover the cost of repairs or replacements, up to your policy limits. Note that when claiming losses under collision coverage, you will need to pay a deductible to your insurance company before they'll cover the remaining costs.

Comprehensive coverage works similarly to collision insurance. However, comprehensive protection covers repairs or replacements needed for your bike if it is damaged in a non-collision incident. Common covered perils included with comprehensive car coverage include theft, vandalism, fire damage, severe weather, and falling objects.

If you get involved in a motorcycle accident and your bike is damaged, direct compensation-property damage comes into play, allowing you to negotiate with your own insurance provider rather than the other drivers. The purpose of this coverage is to ensure that customers get reimbursed promptly for their losses.

Personal effects coverage will cover your personal items left on your bike should they be damaged or lost from your motorcycle.

When you're out exploring motorcycle routes around Alberta or other places in Canada, there's a chance your bike may run into mechanical problems. This is where roadside assistance insurance comes into play. If you're ever stranded on the side of the road, this policy will cover the cost of vehicle towing and other associated expenses, so you can get back out on the road in no time.

One more type of optional car insurance coverage popular among senior drivers is accident forgiveness. Accident forgiveness is additional coverage that can be added to your car insurance policy as an endorsement, to protect your driving record and to help prevent your insurance premium from increasing if you have an at-fault accident claim. Note: coverage varies by province.