Everything you need to know before buying a motorcycle

4 minute read Published on May 17, 2021 by BrokerLink Communications

Everything you need to know before buying a motorcycle

Have you always dreamed of owning a motorcycle? We won’t lie, motorcycles look pretty cool. The allure of hitting the open road and feeling the wind on your skin is an undeniable benefit. However, before you buy a motorcycle and the outfit to go with it, there are a few things to consider. We’ve put together a list of a few things you need to know before buying a motorcycle so you can have confidence you’re making the right decision for you. Keep reading to learn more!

Make safety your first priority

Like we said, there’s no denying motorcycles look cool. But it’s more important to be safe than to look cool. Here are a few safety considerations to take into account when deciding what motorcycle is right for you:

  • For new riders, there’s no need to buy a bike with a lot of power. You can reduce your risk of an accident by buying a bike under 500cc – which stands for cubic capacity, and refers to the engine strength.
  • Driving a motorcycle is completely different from driving a car. You must get a special license to legally operate a motorcycle. You should also consider taking riding lessons before your actual purchase to ensure it’s right for you.
  • Riding gear is an important part of motorcycle safety. Some of the things that make motorcyclists look fashionable are also important for safety! Before you hit the road, you’ll need to invest in a helmet, leather jacket, gloves and boots.

Different types of motorcycles

To figure out which bike is right for you, consider how you plan to use your motorcycle; your experience level, and where you plan to use it. The style of motorcycle you decide upon is as personal and individual as you are. Do some research, ask your motorcycle-riding friends and try to determine which type of ride makes sense for you from the following options:


The relaxed riding position, either solo or with a passenger, gives cruisers a look of a traditional motorcycle with a more stylish, custom appearance. They are generally lower in height meaning your feet can touch the ground. This type of motorcycle is best for city riding, day trips, and commuting.

Dual purpose

You can drive dual-purpose motorcycles on or off-road, with a wide range of engine sizes. The dual-purpose models are also good choices for urbanites and commuters who appreciate their increased ground clearance, all-purpose tires, and extra suspension travel as much as trail riders. Dual-purpose motorcycles are best for city riding, off road riding, gravel roads, adventure riding, and commuting.

Sport bike

Sport bikes are inspired by motorcycle racing, which makes them fast, fun, and available from 125cc and up. Sport bikes are performance motorcycles with plenty of horsepower. These bikes are built well for expert riders and feature lightweight, wind-slicing bodywork. The engines are super powerful and paired with lightweight frames. Sport bikes are best fit for city, highway, solo rider, and short touring.


Touring motorcycles are designed for long distance riding, tours or day trips and come with higher engine sizes. They are strong and comfortable enough for two people to ride all day. Touring bikes are best fit for long distance travel, passenger, cargo, and commuting.

Sport touring

Sport touring motorcycles have most of the features associated with a basic touring bike, but with some high-performance features thrown in. This motorcycle is meant for a rider who wants both performance and long-reach features. This type of bike is best fit for long-distance travel, passenger, cargo, commuting, and adventure terrain.


More and more electric motorcycles are being produced by a multitude of manufacturers. This is a popular choice for urban riders who appreciate their inexpensive maintenance costs; low operating costs, and who don’t mind their limited range and top speed.

Factors to consider when buying a motorcycle

Whether you’re a new or experienced motorcycle rider, there are a few factors to consider before purchasing a new motorcycle. As you do your research, here are a few of the most important things to think about:

  • Price – what fits in your budget?
  • Bike condition
  • Bike technology and safety – newer bikes may have additional safety features
  • Your riding skills – don’t forget: not all bikes are appropriate for beginners
  • Driving license – motorcycles require an additional license
  • Brand new or second hand
  • Private or dealership
  • Can you get insurance?

The cost of motorcycle ownership

There are many costs to consider before buying a motorcycle. You need to make sure this is something that fits in your budget. In addition to the cost of the motorcycle itself, you’ll need to take the following costs into account:

  • Maintenance
  • Insurance
  • Gas
  • Oil
  • Helmet
  • Safety gear and accessories

The importance of motorcycle insurance

In Canada, motorcycle insurance is required by law. Insurance will protect you, your motorcycle and others on the road. It won’t just protect you in the event of an accident. The right insurance coverage can cover theft and vandalism as well. The exact coverage required by law will vary depending on what province you live in.

Talk to a licensed insurance broker to determine your eligibility and what coverage you need to get on the road. Here are a few of the types of coverages your broker will ask you to consider:

  • Collision
  • Comprehensive
  • Uninsured motorist coverage
  • Accident forgiveness

Contact BrokerLink insurance for the right motorcycle insurance coverage

Insurance is essential if you’re purchasing a motorcycle. Here’s the good news: a BrokerLink insurance advisor can take care of everything when it comes to motorcycle insurance! You’ve done all the hard work of finding the perfect motorcycle, let us help you find the right insurance to protect it.


Everything You Need to Know Before Buying a Motorcycle FAQs

I already have a driver’s license - do I need to get a separate license when I buy a motorcycle?

Yes! You’ll need a different class of driver’s license to legally drive a motorcycle. Check the regulations in your province to learn exactly how to get the license you need.

What type of motorcycle has the lowest maintenance costs?

Maintenance can vary depending on your unique circumstances. We suggest you do your research and find the best motorcycle for your level of experience.

What type of license is required for driving a motorcycle in Ontario?

In Ontario, you’ll need an M class license to drive a motorcycle. Check out the Government of Ontario’s website to learn more.