If you're a fishing fanatic or just enjoy cruising the open waters, you'll want to protect that precious peace of metal or fibreglass (or whatever other material boats are made of) that keeps you afloat. Whether you own a ski boat, pontoon, jet boat, sail boat, bass boat, fishing boat, etc... you'll want to ensure that you have the proper insurance coverage.
Even if you own a small watercraft, talking to a broker about what is and is not covered is highly recommended. It's possible that your home insurance policy does not include coverage for your watercraft.
Things you need to consider when insuring your watercraft include collision coverage, liability coverage for both property damage and bodily injury, and comprehensive coverage which ensures you're compensated in the case that your boat is damaged in non-collision related incidents. Contact your local Brokerlink broker if you're interested in learning more about these or additional coverages you may want to add to your boat insurance policy.
Outside the coverages that you add to your policy, other factors that go into determining your premium include your driving record and the type and make of your boat. If this sounds familiar to the rating factors insurers use when it comes to auto insurance...you may be on to something.
At Brokerlink, we take the time to get to know you and find the best price for the coverage that meets your needs. Give us a call, we'll be happy to help!
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