BrokerLink is the top insurance brokerage in Leduc, Alberta. Why? We put the needs of our customers above all else. Unlike our competitors, we take a customer-driven approach to insurance. To work with a Leduc insurance broker today, get in touch with BrokerLink.
BrokerLink Leduc is a brokerage that will put your needs first
Did you know that BrokerLink specializes in tailor-made insurance coverage? That’s right, we understand that no two Leduc residents are the same, which is why we always strive to find customized policies for each and every one of our customers. No matter what kind of insurance you’re looking for, from high-value home insurance to car insurance, boat insurance, condo insurance, or something else entirely, a BrokerLink insurance advisor will dedicate themselves to finding coverage that suits your unique needs.
Leduc insurance coverage that meets your needs
Insurance coverage made for you is what we offer here at BrokerLink Leduc. We pride ourselves on the quality of our insurance solutions, whether we help you find a standard Alberta car insurance policy or a more complex policy, like high-value home insurance. Below, we outline a few of our main insurance services: commercial insurance, house insurance, and auto insurance:
Commercial insurance
Business insurance is a must for Leduc businesses. You need financial protection for your business, as no matter how big it is or what industry it’s a part of, it still faces risk. Commercial insurance exists to mitigate the many risks that businesses face. By purchasing this type of coverage, you can relax knowing that you’re protected if something goes wrong. In the meantime, you can focus on what you do best - running your Leduc business. When you ask a BrokerLink insurance broker for help, they will work to find coverage that is suited to your unique line of work. For instance, depending on the size and scope of your business, we might recommend coverages like cyber liability, crime insurance, umbrella liability, pollution liability, and more. Meanwhile, some businesses may be better suited to standard policies featuring commercial property and commercial general liability coverage. Ultimately, if you want to protect your business, commercial insurance is the best way to do so, and a BrokerLink insurance advisor will make sure you walk away with a policy that is tailor-made to your needs.
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House insurance
If you own or lease a house in Leduc, then you need home insurance in Leduc, and we can help you do that. BrokerLink has a team of home insurance professionals ready to match you with great coverage. Our property insurance services range from explaining the basics of home insurance coverage, like dwelling insurance, third party liability insurance, and contents insurance, to recommending extra coverage types like overland water insurance, equipment breakdown insurance, sewer backup insurance, etc. We can also help you change house insurance policies, renew an existing policy, file a claim, or keep your home safe while you’re travelling.
Get a home insurance quote
Auto insurance
BrokerLink’s insurance expertise also extends to auto insurance in Leduc. We have helped thousands of drivers in Leduc find a range of insurance solutions. Whether you are a senior driver or if you are a new driver in Alberta, we want to help you. We can match you with the right insurance coverage, give you tips on safe driving, guide you through the process of renewing your car insurance, and even help you understand the new car insurance grace period Alberta, which can be complicated. Even better, we can help you qualify for a reduced rate on your Leduc insurance plan by unlocking discounts for you. At the end of the day, the BrokerLink Leduc team is here for all your car insurance questions and concerns. We can explain how mandatory coverage works in Alberta and ensure your policy meets the province’s minimum coverage requirements.
Get an auto insurance quote
Even more insurance coverage for Leduc customers
BrokerLink’s insurance coverage just keeps on giving. Other types of insurance coverage we can match Leduc customers with include:
- Boat Insurance
- Condo Insurance
- Vacation Property and Cottage Insurance
- Tenant and Renters Insurance
- Wedding Insurance
- Life Insurance Broker
- Landlord Insurance
- Musical Instrument Insurance
- Wine Cellar Insurance
- Umbrella Liability Insurance
- Equine Insurance
- Pet Insurance
- Group Insurance
- Associations
- ATV and Snowmobile Insurance
- Farm Insurance
- Cyber Insurance
- Storage Unit Insurance
- Tractor Insurance
- Employee Benefits
- Travel and Trip Cancellation Insurance
- Trailer and RV Insurance
- Motorcycle Insurance
- Identify Theft Insurance
Don’t see the type of insurance coverage you need on the list above? Get in touch with BrokerLink today. We will do our best to find insurance for whatever or whomever it is that needs protecting.
Is insurance mandatory in Leduc, Alberta?
This depends on the type of insurance we’re talking about. Some types of insurance are mandatory while others are not. Regardless, purchasing insurance for your home, business, car, or even pet is often worthwhile. Find out more about Leduc insurance requirements below:
Is car insurance mandatory in Leduc, Alberta?
Leduc car insurance is mandatory everywhere in Alberta. It is provincially regulated, which means to even register your vehicle, you will need to show a copy of your auto insurance policy. The car insurance policy you purchase must remain at all times. If you let your policy expire without purchasing another, this is what’s known as a lapse in coverage, and it has the same consequences as driving uninsured, which include tens of thousands of dollars in fines, jail time, and the suspension of your driver’s licence. To learn more about exactly what coverage your Leduc car insurance plan needs to have to be valid in Alberta, get in touch with a BrokerLink insurance advisor.
Is home insurance mandatory in Leduc, Alberta?
Home insurance Alberta is another type of insurance that may also be required, however, it is not required in all cases like car insurance is. Rather, if you find yourself in one of the following situations you may need to purchase a property insurance policy:
- You rent a home in Leduc
- You bought a home with a mortgage and are still paying off that mortgage
These are the two most common scenarios in which Leduc residents need home insurance. If you fall into either of the categories above, you will need to consult your lease agreement or mortgage agreement to determine your home insurance needs as there may be specific mandatory coverages for your situation.
Lastly, business insurance in Leduc could be required depending on what sector your business operates within and who your clients are. Given the intricacies of commercial insurance in Alberta, we recommend contacting a licenced insurance professional for more information on compulsory coverage.
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How can I save money on my Leduc insurance plan?
There are many ways that Leduc customers can save money on insurance, and they range from bundling policies together to selecting higher deductibles. For further insight into how you can cut costs on Leduc insurance, keep reading and contact a broker. The BrokerLink Leduc team has put together a few money-saving tips, but we have even more that we’d love to share with you:
Buy multiple insurance policies together
Most people need more than one type of insurance. For example, if you drive a car and own a home, then you will likely need a car insurance policy, as well as a home insurance policy. The good news is that if you buy these policies together from the same insurance company, you could save up to 15% per policy. This is what’s known as insurance bundling and a BrokerLink insurance advisor can explain how it works in greater detail.
Review your insurance plan before letting it renew
All insurance policies have set terms, most of which are one year in length. Most insurance policies renew automatically upon expiry, and whether you want to leave this feature on or not, we suggest setting a reminder to review your plan annually. This will allow you to analyze your coverage and determine whether it’s still working for you. If it is, and you are happy with your updated rate, then letting your policy renew might be your preferred choice. However, if you aren't happy with your coverage, whether you want to remove a certain type of coverage, change a deductible, or raise or lower your coverage limits, you can take this opportunity to do so. Updating your policy will not only ensure you always have the coverage you need but it can also save you money.
Swap your gas-powered car for an electric car
Have you considered going green and buying an eco-friendly vehicle? Electric and hybrid cars aren’t only trendy, but they can save you money on car insurance. Many insurance providers in Alberta now offer discounts of 5% to customers who swap their gas-powered vehicles for greener alternatives. Saving the environment has never felt so good!
Choose higher policy deductibles
Many factors influence the cost of insurance in Leduc, but one of the biggest ones is your deductible. Some policies have multiple deductibles, but even if yours just has one, it can still have a major impact on your rates. Therefore, it’s important to choose your deductible wisely. An insurance broker can offer advice on the best deductible for your policy based on your budget. Keep in mind that if you are on a tight budget, selecting a higher deductible can help, as this usually lowers your premium. That said, if damage occurs and you need to file a claim with your provider, you will have to pay more toward the insured loss. If you need help weighing the pros and cons of different policy deductibles, get in touch with BrokerLink.
Pay for your Leduc insurance policy at the time you buy it
When you buy an insurance policy, you usually always need to pay something upfront. But how much you pay is often up to you. Some insurance providers give customers the choice between paying for their policy annually, meaning paying for all of it upfront or paying for it monthly, meaning you would pay a little bit each month. The catch is that if you choose the monthly option, you may have to pay an administrative fee for each additional payment you make. Thus, if saving money on insurance is your main goal, paying for your entire policy at the time you buy it is usually cheaper.
Ask a broker about other types of insurance discounts you may qualify for
As you can see, there are more ways than one to save money on insurance. But beyond the tips mentioned above, there are also several insurance discounts offered by insurance companies. You might be surprised at all the ways you can qualify. For example, simply by having been involved with a certain volunteer organization, worked for a certain employer, or attended a certain educational institution, you could receive a discounted rate. In addition, if you install winter tires on your car, are a non-smoker, or outfit your home with a security system, you could qualify for a car or auto insurance discount. Contact BrokerLink to learn more about Leduc insurance discounts.
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Seek help from a Leduc insurance broker
Finally, for anyone that wants to save money on Leduc insurance, we recommend contacting a reputable insurance broker as soon as possible. They have all kinds of secrets that they can let you in on to help you save money on insurance. In addition to informing you about discounts you’ve never even heard of, a broker can research relevant insurance products available to you and compare them to make sure you receive the most competitive rate. Not only can this save you money, it can also save you time from calling around to multiple different companies for quotes so you can get back to doing what you love.
Buy coverage from an insurance broker in Leduc
If you are ready to buy insurance from a Leduc insurance broker, it couldn’t be easy. We break down the process into three easy steps:
1. Call BrokerLink Leduc
The first step is the easiest. To start your insurance journey, all you have to do is call BrokerLink Leduc. Don’t feel like calling us? We can also be reached online via our website, by email, or in person at your local BrokerLink branch. By reaching out to us, you can speak directly with a licenced and friendly insurance professional.
2. Sit back and relax while we research policies
The next step involves getting to know you and your insurance needs. A dedicated BrokerLink insurance advisor will ask you some questions so that they can better understand the type of insurance you’re looking for. After that, you get to sit back and relax while your advisor searches and compares policies on your behalf. Working with BrokerLink is the definition of stress-free.
3. Choose your favourite insurance policy
Last but not least, once your broker has completed their search, they will show you some options. You will then review those options and choose the coverage that aligns best with your needs and budget. Of course, your BrokerLink insurance broker will be by your side to answer your questions and explain all there is to know about each type of coverage. They will even help you take the final step of purchasing your policy. In the end, you will walk away with a valid insurance policy.
We’re in your community
Community is our top priority here at BrokerLink Leduc. We think of ourselves as part of the local community, and we work hard to ensure we are providing our customers with the best possible insurance experience. Learn more about BrokerLink’s other core values, including integrity, generosity, and excellence, by giving us a call today.
Contact us
At Leduc BrokerLink, we’re here to help you with any insurance needs you may have. Whether it’s insuring your home, car, business, recreational items, or pets, let us help you find the best coverage possible.
You can reach us by phone, email, or in person at any one of our locations throughout Alberta. No matter how you choose to get in touch, a BrokerLink insurance advisor will be happy to assist you. We also encourage you to take advantage of our free online quote tool that can provide you with a competitive quote in minutes.
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