We do not currently quote this product online, but to get a quote in under 15 minutes please give us a call.
What are you looking for?
Manage your policy and information directly with our self-serve options.
Haven't set up your account?
Quickly pay your invoice online using our secure payment system.
Manage on the go, download the BrokerLink Insurance App
Get reliable siding insurance coverage tailored for you by BrokerLink.
Every siding project starts with precision, patience, and a lot of heavy lifting. But even the most experienced crews know that one strong gust of wind, a dropped panel, or a slip on the ladder can lead to costly setbacks. That’s where siding insurance comes in, helping you stay protected when accidents, damage, or liability claims threaten to slow you down.
This coverage can be an essential lifeline whether you’re installing vinyl, aluminum, wood, or fibre‑cement siding on homes or commercial spaces. In Canada alone, there are over 3,900 siding contractor establishments (including both employer‑run and solo operations), and nearly 70% of those are micro teams with fewer than five employees, so a single expensive insurance claim could potentially hit you hard.
Get a quote
BrokerLink compares rates from a wide range of providers, ensuring you get the best deals available.
Siding insurance is a specialized type of contractor insurance that covers the unique risks of working high up on ladders, hauling heavy panels, and braving everything from summer heat waves to icy winter winds.
The right policy can help protect you from those “never thought it would happen” moments, like a gust of wind knocking over stacked siding, a ladder slipping and cracking a customer’s window, or a fire damaging your stored materials. It can also step in if your tools are stolen from the job site or if a third party is injured while you’re working.
BrokerLink helps siding professionals across Canada get coverage designed for the way they work.
Siding subcontractors
Custom exterior finishers
Vinyl siding contractors
Wood siding contractors
Self-employed contractors
Soffit and fascia installers
Fibre cement siding experts
Independent siding contractors
Eavestrough and gutter contractors
Stone and aluminum siding contractors
Insulated siding and cladding installers
Commercial siding installation companies
View More
For siding professionals, insurance is more than a box to check. It’s actually essential protection for your livelihood.
Across Canada, contractors in the construction industry are often required or at least strongly encouraged to carry at least general liability insurance (and in some provinces, like Ontario and Alberta, workers’ compensation) to meet licensing rules or qualify for contract bids. On top of that, many clients won't agree to hire you without proof of insurance coverage.
A ladder tips over, injuring a visitor, leading to a liability claim for medical expenses.
A strong windstorm blows stacked siding material onto a client’s car, causing expensive repairs.
Tools or power equipment are stolen from your truck overnight, delaying a project.
Improperly stored materials catch fire, damaging a client’s garage
Accidents, weather events, and thefts happen more often than you might think, and the financial fallout can be steep. Protect your siding business today with comprehensive coverage from BrokerLink.
Siding contractors face a variety of risks, from working at heights to transporting heavy materials across different job sites in all kinds of weather. Whether you are an independent installer or manage a large crew, the right insurance coverage can help protect your business from costly setbacks and keep projects moving forward. Here are the types of coverage you may want to consider for your comprehensive siding insurance policy:
Commercial general liability insurance
Commercial auto insurance
Tools and equipment insurance
Installation floater insurance
Cyber insurance
Professional liability insurance
Business interruption insurance
Commercial property insurance
Commercial general liability insurance helps cover legal fees and medical expenses if your work accidentally causes injury to someone or damages their property. This protection is often required in some parts of Canada for licensing, bidding on contracts, or working on certain sites.
If you use a vehicle, such as a truck or van, to haul siding, scaffolding, or tools to job sites, you will need commercial auto insurance. Even if you use your own pickup truck, you'll likely still need it, as personal auto policies typically do not cover vehicles used for business purposes.
From nail guns and compressors to power saws and scaffolding, siding contractors rely on specialized tools that can be costly to replace. Tools and equipment insurance can help pay for replacements or repairs if they are stolen, lost, or damaged, whether they are on-site, in your vehicle, or in storage.
An installation floater helps protect materials such as siding, soffit, fascia, and eavestroughs from theft, loss, or damage before they are installed. This coverage applies while the materials are in transit, on-site, or stored temporarily before use.
Siding businesses often store customer quotes, contracts, and invoices digitally, which makes them vulnerable to cyberattacks. Cyber insurance helps protect you if your business is targeted by hackers, phishing scams, or data breaches.
Professional liability insurance, also known as errors and omissions (E&O), can help protect you if a client claims that your advice or workmanship caused them financial loss. This coverage can be especially useful for siding contractors who recommend specific products or installation methods.
Business interruption insurance can help cover your lost income and ongoing expenses if your operations are temporarily shut down due to an insured event, such as a fire, break-in or theft. It can also help you pay for rent, wages, and utility bills while you recover.
If you own or lease a workshop, storage space, or office, commercial property insurance helps protect the building and its contents from risks such as fire, theft, or vandalism. It covers the cost to repair or replace both the structure and your equipment or inventory.
Let us be your resource for all things business insurance
Discover what sets BrokerLink apart. Our commitment to personalized service, expert advice, and comprehensive coverage options ensures you get the best protection tailored to your needs.
22971+ Reviews
Average rating of 4.6
Excellent service, rates and customer service. Highly recommended.
Very easy to do business with this company. They handle all of my past, current and will be doing my future vehicles also. They listen and get you the insurance that you want and need.
I've always had a great experience with their agents/brokers when I've had questions about my policy. Agents are always polite, professional and able to answer my questions.
Honestly, they have the best advisors. Ones who take their time to understand your insurance needs.
I have been with BrokerLink for over 5 years and have never been disappointed; my issues have been always solved promptly and efficiently, they even found me a cheaper motor insurance with same qualit...
I find Brokerlink to be better priced than most of their competitors. I have received good, prompt advise and always deal with a live agent.
Excellent, hands-on, personable service. I feel like I haven't had a broker like this, in a long time
The best client experience!!! Honest, genuine, professional. They explain AND LISTEN! Trust no one else ❤️
What a wonderful place of friendly workers always with smiles and happy to help. She sure did wonders on savings me and my hubby on our house and garage insurances next is our vehicles in a couple o...
"I had a wonderful experience with Broker's intact at the Calgary branch of BrokerLink. They were incredibly patient and took the time to explain the differences between my old policy and the new one...
Very nice people here, a welcoming feel, some nice plants, and very helpful and pleasant brokers
BrokerLink was fantastic to work with! Excellent communication, they answered all my questions and concerns, and were always very prompt with their responses. I highly recommend their service!
Always a pleasure to communicate with. Awesome service as always. I would definitely recommend them! Thanks for being there to help when needed!
The people I have dealt with are always very helpful and quick with answers to my questions and/or changes to my policy.
I have been dealing with Doreen at Brokerlink for many years.Always great service and you can tell she really cares to get you the best policy for your needs.Thank you Doreen.
I had a great experience, staff was friendly and informative. Which made it easy to understand. Thank you for all you help!
Been using Brokerlink for several years now - exceptional service. It’s nice to actually see and know the broker you are dealing with as opposed to a phone conversation with someone you can barely und...
Omg... 10 out of 10.. in customer service, helpful and friendly. I would highly recommend this company for anybody's insurance purposes.
Best customer service of the year for me.well explained and very helpful . Really appreciate it thanks
Excellent Insurance broker especially for new and newly immigrant Canadians. Give them a look if you are looking for excellent service and the right coverage for you.
Fast, efficient, knowledgeable service. Helpful staff.
Always very pleased with call-back time, details of the service and follow-up if required. Friendly, well-trained staff that make us feel that our needs are being met perfectly!
Great people! Always friendly and knowledgeable and ready to help!
The women that work in this office are so wonderful. We have had some obstacles come up and they made sure they were solved quickly and as easily as they possibly could be. We are very happy with our...
Fast and professional responses, what more Can you ask for. 5🪄
Very fast and effective service. Was insured within 24 hours of initial call. Fantastic service.
First rate service all of the time ( last 10 years) no problems, service always given in a friendly, knowledgable way to ensure we receive the very best deals from the best companies
While insurance can be a pain to deal with, the staff are wonderful, friendly, knowledgeable and always willing to help you understand what is on your documents.
Lovely service, great communication and very helpful!!
Friendly, hassle free service. I'm impressed. Would highly recommend.
The staff were to a person courteous, professional, and helpful. They answered every question quickly. I came from out of province and my needs were more than usual, yet I had insurance in 3 days. Ver...
100 percent recommend, good quotes, good coverage and amazing brokers and customer care.
Everything went perfectly including prompt follow up.
My experience with broker link has been very positive one of the best experiences I've actually ever had with the insurance company my representative was very knowledgeable very understanding and I wo...
Your price for my insurance is the best overall and the service for handling my problem was great.. I am a very satisfied customer and I recommend Broker Link with anyone.
If you need a broker, this is the best place to deal with! Amazing staff!!
Friendly staff very quick turnaround with assistance anytime I’ve ever needed it. I feel very well taken care of by my insurance company.
insurance companies
We shop among Canada’s leading insurance companies to offer you a range of options.
customers
Trusted by Canadians to protect what matters to you for more than 30 years.
employees
Ready-to-serve insurance specialists for your needs.
The truth is that your insurance premium will be as unique as the projects you take on. This is because insurance companies look at a mix of factors to calculate your rate, and each company weighs them differently, so it’s normal for quotes to vary. It's also why we recommend requesting multiple quotes from several insurance companies to compare before choosing a policy.
Here are just some of the factors that insurance providers consider when calculating premiums for siding contractors:
Contractors in urban areas often pay more than those in rural regions because of higher property values, denser populations, and increased risk of theft or vandalism.
A one-person operation handling a handful of residential jobs will usually pay less than a large crew working on multiple commercial builds. According to Innovation, Science and Economic Development Canada, there were 1,672 employer siding-contractor businesses and 2,248 non-employers in 2023, showing how the industry is split between small independents and larger crews. Bigger operations typically mean more risk exposure, which can push rates higher.
Not all siding work carries the same risk. Installing vinyl siding on a single-storey home has different risks than cladding a high-rise or working with heavy fibre-cement panels. Contractors who take on jobs involving greater heights, larger structures, or hazardous materials typically have higher insurance rates.
The higher your coverage limit, the more you’ll pay, but the more protection you will have. You can choose a higher insurance deductible to help lower your premium, but you’ll need to be comfortable paying more out of pocket if you make a claim.
A clean claims record signals to insurers that you run a safe, well-managed operation, which can help keep premiums down. Multiple or large past claims can have the opposite effect, making safety protocols and preventive measures a smart investment for your bottom line.
As a homeowner, if you need your siding replaced, you may want to call a local contractor instead of trying to do it yourself. But before you sign a siding contract, it’s important to take a few minutes to make sure your contractor is properly insured. Here's how:
Start by asking for a certificate of insurance (COI) that shows their policy number, coverage limits, and expiry date.
Make sure the coverage includes at least commercial general liability and, if they have employees, workers’ compensation (if applicable).
Ask if subcontractors are covered under the same policy. If they aren’t, confirm that each one carries their own insurance.
Don’t be shy about calling the insurance provider listed on the certificate to confirm it’s valid and up to date. Contractors with nothing to hide should even expect you to.
Verifying coverage can help protect you from being on the hook if something goes wrong during the job. A good contractor should respect that you’re doing your homework and will likely be happy to provide you with proof.
Big or small, every siding job deserves the right backup. As insurance experts, we can help you find affordable siding insurance coverage. We'll gather and compare quotes from top insurance companies throughout Canada to find you the best policy tailored to your business needs.
Looking to purchase a siding insurance policy in Canada? Contact BrokerLink today. You can call, email, or visit us in person at any one of our locations throughout Canada. We also encourage you to take advantage of our free online quote tool, which can provide you with a free siding insurance quote in minutes.
Visit a branch
Check out our wide range of resources, offering valuable information and tools, all in one convenient place.
Check out blog
Service and claims
About us
Have questions? Our FAQ section has the answers you're looking for. Find helpful information to guide you through your options.
In many provinces, yes. Most commercial and larger residential projects require proof of liability insurance before you can bid or start work.
Absolutely. Even small projects can lead to costly claims if something goes wrong on-site. At a minimum, you should have some form of liability insurance (e.g., public liability, general liability, etc.).
Not automatically. You usually need to add them to your policy as additional insured or make sure they carry their own coverage.
It varies, but many contracts and municipalities require at least $2 million in liability coverage, though some larger projects may ask for more.
Explore our other insurance products to find additional coverage options that fit your needs. Discover more ways to protect what matters most.
Commercial Auto Insurance
Commercial Property Insurance
Commercial General Liability Insurance
Event Liability Insurance
Professional Liability Insurance
Cyber Insurance
Farm Insurance
Home Business Insurance
Equipment Breakdown Insurance
Directors & Officers Liability Insurance
Business Interruption Insurance
Course of Construction Insurance
