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Debunking common insurance myths – claims and premiums

Nov 29, 2016 1 minute read

I can settle a “fender bender” out of pocket and it won’t affect my insurance premiums.

FALSE.

Even if you choose to settle damage with a third party without involving your insurance company, the third party has up to a year (from the date of loss) to file an insurance claim for damages to their vehicle, and up to two years for any injuries that may have occurred. If they file their claim before the deadline, their insurance company will notify your insurance company and your premiums could still be impacted.

To learn more about the claims process, click here.

For further questions regarding your insurance policy and coverage, contact your BrokerLink broker.