Canadian Forest Owners Group Commercial Insurance Program

Gain the advantage of specialized industry expertise with comprehensive coverage for commercial insurance — all backed by BrokerLink’s proven track record as one of Canada’s top brokerages.

Our expertise spans the wood products sector, including private forest owners, lumber manufacturers, forestry contractors, lumber yards, wholesale distributors, forestry consultants, transportation providers and lumber brokers.

As a member of the Canadian Forest Owners, you have access to insurance products tailored specifically for you by BrokerLink:

Woodlot Liability Insurance
(Vacant Land Liability Insurance)

As a member of your provincial woodlot association you are eligible to obtain a quote for Woodlot Liability Insurance (also known as vacant land liability insurance). This coverage is designed to protect you if someone is injured on land you own or rent. Even without legal or lender requirements, landowners are responsible for keeping their property reasonably safe for visitors and, in some cases, trespassers.

Personal liability policies often exclude land used for commercial purposes – a common scenario for woodlot owners.

A Vacant Land Liability policy can also include coverage for hobby farms and forest fire liability, protecting you if you’re found responsible for a fire.

This affordable insurance solution includes protection for:

• Liability imposed on you for injuries to trespassers

• Injuries to third parties on your property

• Legal responsibility if you are deemed to have started a forest fire

• Incidents related to trails on your property used by third parties

Included Non Commercial Property Types:

• Wood stores and timber drying shed

• Machinery barns, equipment sheds, and associated storage structures

• Forestry workshops for non commercial maintenance

• Staff or worker accommodation cabins (non letting)

• Personal-use cabins (not rented or made available to the public)

• Wildlife hides, lookout huts, and ecological monitoring structures

• Utility sheds, and waste/compost buildings

• General storage buildings, including chemical and fuel stores used solely for land management

• Non commercial agricultural buildings including greenhouses, polytunnels, and feed stores

Excluded - Any structure used for revenue generation including (but not limited to):

• Airbnb/holiday letting, cafés, shops, glamping pods, event barns, rentable workshops

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Forest Damage Insurance

Protect your forest from damage and losses caused by natural disasters such as fire, windstorms and ice — with an affordable, flexible insurance package. Whether you own a family woodlot or manage a large commercial forest, we tailor coverage to meet your unique needs - from replanting costs to remediation and cleanup, to the full commercial value of your trees.

Designed by foresters and forest owners who understand your challenges, this practical solution offers peace of mind and financial security.

You can choose the coverage and insured value that best suit your needs, with the following options available to protect your investment:

Primary coverage options:

• Damage caused by fire, wind or ice

Additional coverages options:

• Firefighting costs

• Vandalism (malicious damage)

• Debris removal costs

• Re-establishment costs

• Claims preparation costs

Get Forest Owners Insurance

Contact Mark Campbell to discuss any of your commercial insurance needs.

[email protected] 249-377-7822

Or buy Woodlot Liability Insurance (Vacant Land Liability) online:

Buy online

CFO members qualify for exclusive group discounts on personal home and auto insurance through BrokerLink's Group Insurance Program - offering comprehensive protection and added value for your insurance needs.

Personal Insurance Program

AD&D Insurance provides financial protection in the event of an accidental death or certain serious injuries. Unlike life insurance, AD&D specifically covers accidents rather than natural causes. In addition to death benefits, it covers loss of limbs or essential functions such as sight or hearing, offering peace of mind and financial support when the unexpected happens.

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