We would like to assure our customers that while BrokerLink is not accepting walk-ins due to ongoing concerns surrounding COVID-19, we remain open for business. We are available to help with any insurance needs you may have. We ask our customers to reach us by phone or email instead of visiting our branches in person. You can find the phone number for your local branch here. For more information, please visit our Alerts page.
Car Insurance

Does my location affect my auto insurance rates?

Yes, where you live is a factor that will affect your insurance rate. Insurance premiums vary by province, city, and even postal code.

Let’s start with the province. Different provinces have different insurance rates. Insurance is something that’s regulated provincially, so the level of regulation affects how flexible insurance companies can be on pricing.

Cities and neighbourhoods can also vary greatly when it comes to insurance rates. If you live in a location where there are a lot of accidents, you might pay a higher rate. If theft and crime are common in your area, that might also result in a higher rate.

Before you pack up and move to save on insurance, talk to a broker! We can explain all the factors that affect your rate. We will help you find an insurance plan that fits your life, whether you live downtown, in the country, or anywhere in between.