Brokerage compensation is part of your insurance premium. Below you will find the insurers we represent along with the compensation each provides to BrokerLink. The list of insurers offer personal and/or commercial insurance through BrokerLink. These commissions are paid annually for new business and renewals. If there is an increase in the commission schedule or any other material change that affects compensation arrangements, we will notify you.
| Insurance Company |
Auto |
Property |
| Algoma Mutual |
12.5% |
17.5% to 20% |
| Allianz Global Assistance |
10% to 25% |
|
| ARAG Canada |
25% |
|
| Argo Group International |
27.5% |
|
| Atlantic Insurance |
15% |
25% |
| Atrium Underwriters Ltd. |
25% to 27.5% |
|
| Aviva Canada |
10% to 12.5% |
12.5% to 20% |
| Aviva Elite |
9% to 12.5% |
20% |
| Brant Mutual Insurance Company |
12.5% |
20% |
| CAA Insurance Company |
12.5% |
20% |
| Canadian Farm Insurance Corp. |
15% |
|
| Carleton-Fundy Mutual Insurance Company |
|
20% |
| Chubb Insurance Company |
10% to 12.5% |
15% to 20% |
| Coachman Insurance Company |
12.5% |
20% |
| Definity Insurance Company |
10% to 15% |
17.5% to 20% |
| Echelon General Insurance Co. |
12.5% |
|
| Edge Mutual Insurance Company |
8% to 12.5% |
20% |
| Germania Mutual Insurance |
12.5% |
20% |
| Gore Mutual Insurance Company |
10% to 12.5% |
20% to 25% |
| Grenville Insurance Company |
12.5% |
20% |
| Guarantee Co. of North America |
12.5% to 13% |
20% |
| Halwell Mutual Insurance Company |
10% to 12.5% |
10% to 20% |
| Heartland Farm Mutual |
10% to 12.5% |
20% |
| Howick Mutual Insurance |
12.5% |
20% |
| HT&C Mutual Insurance Company |
10% to 12.5% |
20% |
| HTM Insurance Company |
12.5% |
20% |
| Intact Group |
12.5% |
20% |
| Intact Insurance |
3% to 15% |
8% to 20% |
| Jevco Insurance Company |
5% to 12.5% |
|
| Kent & Essex |
10% to 12.5% |
20% |
| L & A Mutual Insurance Co. |
12% |
15% to 20% |
| Lloyd's of London |
20% |
15% to 25% |
| L'Unique General Insurance |
12.5% |
20% |
| Markel International |
12.5% |
|
| Max Insurance |
|
20% |
| Nordic Facility Insurance |
7.5% to 11% |
|
| Northbridge General Insurance Corporation |
10% to 12.5% |
20% |
| Northbridge Personal Insurance |
10% to 12.5% |
20% |
| Novex Insurance Company |
10% to 12.5% |
10% to 20% |
| Optimum Insurance Company |
12.5% |
20% |
| Pafco Insurance Company |
10% to 12.5% |
|
| Peace Hills General Insurance |
10% to 15% |
12.5% to 20% |
| Peel Mutual Insurance Company |
8% to 12.5% |
20% |
| Pembridge Insurance Company |
10% to 12.5% |
20% |
| Perth Insurance |
10% to 12.5% |
15% to 20% |
| Portage la Prairie Mutual |
12.5% |
20% |
| Royal & Sun Alliance |
10% to 12.5% |
20% |
| Royal SunAlliance (Facility) |
7.5% to 11% |
|
| Sandbox Mutual Insurance |
|
20% |
| SE Mutual Company |
20% |
|
| SGI Canada |
10% to 12.5% |
20% |
| The Commonwell Mutual Insurance Group |
12.5% |
20% |
| The Insurance Company of Prince Edward Island |
12.5% |
20% |
| The Kings Mutual Insurance Company |
22.3% |
|
| Traders General Insurance Company |
8% to 11.5% |
11% to 16.5% |
| Travelers Canada |
10% to 12.5% |
20% |
| Travelers Essential |
12.5% |
20% |
| Trillium Mutual Insurance Company |
10% to 12.5% |
20% to 22.5% |
| Unica Insurance Incorporated |
12.5% |
20% |
| Wawanesa Mutual Insurance |
12.5% |
20% |
| Western Assurance |
14% |
20% |
| Western General |
10% to 12.5% |
20% |
| Yarmouth Mutual |
10% to 12.5% |
20% |
| Zurich Insurance Company Ltd |
12.5% |
20% |
When it is in the best interest of the customer, we will arrange coverage through specialist intermediaries not listed above. These suppliers also pay us a commission, usually at a rate that is lower than the insurers listed. In some cases, coverage may be arranged at no commission. In these situations, we may charge a fee in lieu of, or in addition to, the normal commission payable. It is our intention to disclose our total compensation.
Contingent (Profit) Commission is payable to BrokerLink by some insurers only when specific growth, profitability, volume, retention and other measures have been met. Payment is not determined on individual policies. Insurers marked with an asterisk (*) recognize our efforts through a Contingent (Profit) Commission contract. For more detailed information on Contingent (Profit) Commissions, please visit the website of the individual insurance company. From time to time the brokerage may participate in insurer sales incentive programs.
BrokerLink, Intact Insurance Company, Novex Insurance Company and Jevco Insurance Company are owned by Intact Financial Corporation. Intact Financial Corporation, through affiliates, has provided interest-bearing financing at market rates to BrokerLink
Our disclosures are made in the best interest of our customers. For further details about the financial commitments made between insurance companies and insurance brokers, we encourage you to consult their respective websites.
