BrokerLink Commission Disclosure

As your broker, BrokerLink acts as your advocate, reviewing your insurance needs to provide you with the best possible insurance protection, advice, and above all, consistently high levels of customer service. Brokerage compensation is part of your insurance premium. For your information, we have listed all personal and commercial insurers we represent in Canada, with the compensation each provides as a percentage of your overall premium.

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Insurer

Personal Property

Personal Automobile

Commercial Property

Commercial Automobile

Commercial Casualty

Fidelity / Surety Excess Lines

A.M. Breau Assurance Ltée

10%

10%

 

 

 

 

Abex Affiliated Brokers Exchange

 

 

15%-20%

7.5%-15%

15%-20%

10%-35%

Absolute Insurance Brokers

10%

10%

 

 

 

 

ACE INA Insurance

15% to 20%

10% to 12.5%

 

 

 

 

Affiliated FM Insurance Company

15% to 20%

10% to 12.5%

15%-20%

7.5%-15%

15%-20%

10%-35%

AFN Insurance Brokers

 

 

7.5%-15%

7.5%-10%

7.5%-15%

30%

Agile Underwriting Solutions

15% - 20%

 

 

7.5%-10%

7.5%-15%

30%

Algoma Mutual

17.5% to 20%

12.5%

10%-30%

12.50%

10%-25%

10%-35%

Algoma Insurance Brokers Limited

10% - 20%

10%

 

 

 

 

Aligned Insurance Inc.

15%

15%

 

 

 

 

Allianz Global Assistance

10% - 40%

 

10%-20%

12.50%

20%

10%-15%

Allianz Global Risks US Insurance Company

15% to 20%

10% to 12.5%

15%-20%

7.5%-15%

15%-20%

10%-35%

Allied World Specialty Insurance Company

15% to 20%

10% to 12.5%

15%-20%

7.5%-15%

15%-20%

10%-35%

AMI Autoglas Maintenance Inc

 

15%

7.5%-15%

 

7.5%-15%

30%

Anderson Brown Company

10%

10%

 

 

 

 

Anderson McTague and Associates

12.5% - 20%

 

7.5%-15%

 

7.5%-15%

30%

Angus - Miller Ltd.

 

 

 

7.5%-10%

7.5%-15%

10%-20%

Approved Surety and Casualty Inc.

 

 

7.5%-15%

 

7.5%-15%

10%-20%

April Canada

 

 

 

 

7.5%-15%

30%

ARAG Canada

25%

25%

10%-30%

12.50%

10%-25%

10%-35%

Aurora Underwriting Services

 

 

7.5%-15%

 

7.5%-15%

30%

Autoglass Maintenance (PD Only)

 

 

7.5%-15%

 

7.5%-15%

30%

Arch Insurance Canada

8% to 25%

8% to 27.5%

 

 

 

 

Archway Insurance Barnes

10% - 15%

10% - 15%

 

 

 

 

Argo Group International

28%

28%

 

 

 

 

Arthur J. Gallagher Insurance

10% - 16%

10%

 

 

 

 

Aspen Managing Agency Ltd.

15% to 20%

10% to 12.5%

 

 

 

 

Atlantic Insurance

25%

15%

 

 

 

 

Atlantic Specialty Insurance Company

15% to 20%

10% to 12.5%

 

 

 

 

Atrium Underwriters Ltd.

25%

25%

 

 

 

 

Aviva Canada

20%

10% - 20%

10%-30%

5%-12.5%

10%-25%

10% -35%

Avro Insurance Managers

 

 

7.5%-15%

 

7.5%-15%

30%

AXA Insurance Company

15% to 20%

10% to 12.5%

15%-20%

7.5%-15%

15%-20%

10%-35%

Axiom Mutual Insurance Company

20%

10% to 12.5%

15%-20%

7.5%-15%

15%-20%

10%-35%

Axis Insurance Managers

10%

10%

 

 

 

 

AXIS Reinsurance

15% to 20%

10% to 12.5%

15%-20%

7.5%-15%

15%-20%

10%-35%

Ayr Farmers Mutual

15% to 20%

10% to 12.5%

 

 

 

 

Baoviet Insurance Corporation

15% to 20%

10% to 12.5%

 

 

 

 

Beneva Inc.

15% to 20%

10% to 12.5%

15%-20%

7.5%-15%

15%-20%

10%-35%

Beacon Underwriting Ltd.

 

15% - 20%

 

 

 

 

Beck Glass (2012) Ltd.

31%

31%

 

 

 

 

Berkley Canada Inc.

 

 

15%-25%

12.5%

10%-15%

10%-30%

Bickerton Brokers Ontario Ltd.

10%

10%

 

 

 

 

Boiler Inspection & Insurance

15% to 20%

10% to 12.5%

15%-20%

7.5%-15%

15%-20%

10%-35%

Brownstone Insurance Managers

15%

15%

7.5%-15%

 

7.5%-15%

30%

Boiler Inspection & Insurance Company (U.S.)

15% to 20%

10% to 12.5%

 

 

 

 

Brant Mutual Insurance Company

20%

13%

 

 

 

 

British Marine Luxembourg SA

15% to 20%

10% to 12.5%

 

 

 

 

Burns Wilcox Canada

15%

 

7.5%-15%

7.5%-10%

7.5%-15%

10%-20%

CAA Insurance Company

20%

13%

 

 

 

 

Cal Legrow/Baine Johnson Insurance

10%

10%

 

 

 

 

Canadian Farm Insurance Corp.

 

15%

10%-30%

12.50%

10%-25%

10%-35%

Canadian Resources Insurance Solutions

 

 

7.5%-15%

 

7.5%-15%

30%

CannGen Insurance Canada

 

 

7.5%-15%

 

7.5%-15%

30%

Can Sure Underwriting

15%

 

7.5%-15%

 

7.5%-15%

30%

CFC Underwriting Limited

 

 

7.5%-15%

 

7.5%-15%

30%

Ches Insurance Inc.

 

 

7.5%-15%

 

7.5%-15%

30%

Canadian Northern Shield Ins.

15% to 20%

10% to 12.5%

 

 

 

 

Caradoc Townsend Mutual Insurance Company

15% to 20%

10% to 12.5%

 

 

 

 

Carleton-Fundy Mutual Insurance Company

20%

 

 

 

 

 

Chubb Insurance Company

15% to 20%

10% to 20%

15%-20%

7.5%-15%

15%-20%

10%-35%

Choice Insurance Brokers Inc.

8%

8%

 

 

 

 

Chueter Underwriting Services

 

 

7.5%-15%

 

7.5%-15%

30%

Cluett Insurance Brokers

10%

10%

 

 

 

 

CJB Insurance Services

 

 

7.5%-15%

 

7.5%-15%

30%

Coalition Inc.

 

 

7.5%-15%

 

7.5%-15%

30%

Coast Underwriting Limited

 

20%

7.5%-15%

 

7.5%-15%

30%

Coachman Insurance Company

20%

13%

 

 

 

 

Cooke Insurance Group

10%

10%

 

 

 

 

Coface Canada

15% to 20%

10% to 12.5%

 

 

 

 

Continental Casualty Co. (US)

15% to 20%

10% to 12.5%

 

 

 

 

Continental Casualty Company

15% to 20%

10% to 12.5%

 

 

 

 

Cornerstone Insurance Services Incorporated

10%

10%

 

 

 

 

Cowan Insurance Brokers

 

15%

 

 

 

 

Craig McDonald Reddon

10%

10%

 

 

 

 

Crewson Insurance Brokers

10%

10%

 

 

 

 

Crosbie Job Insurance

10%

10%

 

 

 

 

CNA

 

 

15%-20%

7.5%-15%

15%-20%

10%-30%

Darling Insurance Realty Limited

10%

10%

 

 

 

 

Definity Insurance Company

10% to 20%

10% to 17.5%

10%-20%

7.5%-15%

20%

25%

Dumfries Mutual Insurance

15% to 20%

10% to 12.5%

15%-20%

7.5%-15%

15%-20%

10%-35%

Dynamic Insurance Brokers

10%

10%

 

 

 

 

Ecclesiastical Insurance

 

 

10-22.5%

12.50%

15%-20%

10%-35%

Echelon General Insurance Co.

 

12.5% - 15%

20

7.5%-12.5%

10%-25%

27.5-32.5

Economical - FORESTRY SEGMENT

15% to 20%

10% to 12.5%

 

 

 

 

Edge Mutual Insurance Company

20%

8% to 12.5%

10%-30%

12.50%

10%-25%

10%-35%

eUnderwriters

 

 

7.5%-15%

 

7.5%-15%

30%

Excess Underwriting Corp.

 

 

7.5%-15%

 

7.5%-15%

30%

Export Development Canada

15% to 20%

10% to 12.5%

15%-20%

7.5%-15%

15%-20%

10%-35%

Family Insurance Solutions Inc.

20%

 

 

 

 

 

Factory Mutual Insurance Company

15% to 20%

10% to 12.5%

 

 

 

 

Freeman Insurance Agencies Ltd.

10%

10%

 

 

 

 

Finnegan Insurance Ltd.

10%

10%

 

 

 

 

Frost Insurance Brokers Limited

10%

10%

 

 

 

 

Forward Insurance Managers Limited

15%

15%

7.5%-15%

 

7.5%-15%

30%

Four Points Insurance

15% to 20%

10% to 12.5%

15%-20%

7.5%-15%

15%-20%

10%-35%

Full Circle Insurance Brokers Limited

10%

10%

 

 

 

 

Gameday Insurance Brokers

 

 

7.5%-15%

 

7.5%-15%

30%

Galon Insurance

16%

16%

 

 

 

 

Germania Mutual Insurance

20%

13%

10%-30%

12.50%

10%-25%

10%-35%

Gilman Sons Insurance Brokers Inc.

8%

8%

 

 

 

 

GFH Underwriting Agency Ltd.

 

 

7.5%-15%

 

7.5%-15%

30%

Goguen Champlain Insurance

10%

10%

 

 

 

 

Global Aerospace Underwriting

10%

 

7.5%-15%

 

7.5%-15%

30%

Gore Mutual Insurance Company

25%

10%

15%-22.5%

7.5%-12.5%

15%-20%

15%-20%

Great American Insurance

15% to 20%

10% to 12.5%

15%-20%

7.5%-15%

15%-20%

10%-35%

Grenville Insurance Company

20%

13%

 

 

 

 

GroupOne Insurance

15%

 

7.5%-15%

 

6%-25%

 

Guarantee Co. of North America

20%

12.5% to 13%

 

 

 

 

Guardian Risk Managers Ltd.

20%

 

 

 

 

 

Hallmark Specialty Insurance Company

15% to 20%

10% to 12.5%

 

 

 

 

Halwell Mutual Insurance Company

 

10%

 

 

 

 

Hagerty Canada LLC

 

13%

15%-20%

7.5%-15%

15%-20%

10%-35%

HDI Global Specialty SE

15% to 20%

10% to 12.5%

15%-20%

7.5%-15%

15%-20%

10%-35%

Heartland Farm Mutual

20%

10% to 12.5%

10%-30%

12.50%

10%-25%

10%-35%

Howick Mutual Insurance

20%

13%

 

 

 

 

HT&C Mutual Insurance Company

20%

10% to 12.5%

 

 

 

 

HTM Insurance Company

20%

13%

10%-30%

12.50%

10%-25%

10%-35%

Hub Intl Atlantic

10%

10%

 

 

 

 

i3 Underwriting Managers

 

 

7.5%-15%

 

7.5%-15%

30%

Industrial Alliance Insurance and Financial Services

15% to 20%

10% to 12.5%

15%-20%

7.5%-15%

15%-20%

10%-35%

Instant Risk Coverage Inc.

 

 

7.5%-15%

 

7.5%-15%

30%

ING & McKee Insurance Limited

10%

10%

 

 

 

 

Intact Insurance

20%

10%-20%

10%-25%

5%-12.5%

20%

15%-30%

Intact Public Entities Inc.

 

 

7.5%-15%

 

7.5%-15%

30%

JUSTe Underwriting

 

 

7.5%-15%

 

7.5%-15%

30%

Jevco Insurance Company

 

5% - 12.5%

 

 

 

 

Jewelers Mutual Insurance Company

15% to 20%

10% to 12.5%

 

 

 

 

John Stark & Co. Ltd.k

10%

10%

 

 

 

 

Jones Brown Inc

10%

10%

 

 

 

 

Jones Deslauriers Insurance Management Inc.

 

5%

 

 

 

 

Jones Deslauriers Insurance Management Inc.

 

5%

 

 

 

 

K&K Insurance Group

 

 

7.5%-15%

7.5%-10%

7.5%-15%

30%

Kent & Essex

20%

10% to 12.5%

15%-20%

10%-20%

20%

10%-35%

Kent & White Insurance

10%

10%

 

 

 

 

La Turquoise

13%

 

 

 

 

 

L & A Mutual Insurance Co.

15% to 20%

13%

10%-30%

12.50%

10%-25%

10%-35%

Liberty Mutual Insurance Canada

15% to 20%

10% to 12.5%

15%-20%

7.5%-15%

15%-20%

10%-35%

Lions Gate Underwriting Agency

 

 

7.5%-15%

 

7.5%-15%

30%

LYNX Insurance Underwriters Inc.

 

 

7.5%-15%

 

7.5%-15%

30%

Liberty Syndicates

15% to 20%

10% to 12.5%

 

 

 

 

Lloyd's of London

3% - 10%

3% - 10%

12.5%-20%

12.50%

15%-25%

15%

L'Unique General Insurance

20%

13%

10%-30%

12.50%

10%-25%

10%-35%

MacCoy Insurance Brokers Limited

10%

10%

 

 

 

 

MacDowell Insurance Brokers Limited

10%

10%

 

 

 

 

Marine Override

5%

5%

 

 

 

 

Markel International

 

13%

10%-30%

12.50%

10%-25%

10%-35%

Max Insurance

20%

 

 

 

 

 

McDougall Insurance & Financial

10%

10%

 

 

 

 

MedThree Insurance Group

 

 

7.5%-15%

 

7.5%-15%

30%

Mink Insurance Services Ltd.

10%

10%

 

 

 

 

Millennium Insurance Corporation

15% to 20%

10% to 12.5%

15%-20%

7.5%-15%

15%-20%

10%-35%

Milnco Insurance

 

 

7.5%-15%

7.5%-10%

7.5%-15%

30%

MIS Insurance Services

 

 

7.5%-15%

7.5%-10%

7.5%-15%

30%

Mitsui Sumitomo Insurance Company, Limited

15% to 20%

10% to 12.5%

15%-20%

7.5%-15%

15%-20%

10%-35%

Modern Specialty Insurance

15%

15%

 

 

 

 

Nacora International Insurance

10%

10%

 

 

 

 

NauticLife Limited

 

18% - 20%

 

 

 

 

NAL Insurance Inc.

 

 

7.5%-15%

7.5%-10%

7.5%-15%%

30%

National Liability & Fire Insurance Company

15% to 20%

10% to 12.5%

 

 

 

 

Nordic Facility Insurance

 

7.5% - 11%

10%-30%

12.50%

10%-25%

10%-35%

NFP, An AON Company

 

5%

 

 

 

 

North Blenheim Mutual Insurance Company

20%

 

7.5% - 20%

7.5% - 15%

7.5% - 15%

 

Northbridge General Insurance Corporation

20%

10% - 12.5%

 

 

 

 

Novex Insurance Company

10% - 20%

10% - 12.5%

 

 

 

 

OASIS Outdoor Adventure and Insurance Solutions

15%

15%

7.5%-15%

 

7.5%-15%

30%

ODIS Underwriting Inc.

15%

15%

7.5%-15%

 

7.5%-15%

30%

Old Republic Insurance

15% to 20%

10% to 12.5%

 

 

 

 

Oceanic Underwriters

 

15%

 

 

 

 

Omega General Insurance Company

15% to 20%

10% to 12.5%

 

 

 

 

Optimum Insurance Company

20%

13%

10%-30%

12.50%

10%-25%

10%-35%

Orr & Associates Insurance

10%

10%

 

 

 

 

Ostic Insurance Brokers Ltd.

10%

10%

 

 

 

 

Pacific Marine

15%

 

 

 

 

 

Pafco Insurance Company

 

10% to 12.5%

 

 

 

 

PAL Insurance Brokers

 

 

7.5%-15%

7.5%-10%

7.5%-15%

30%

PBL Insurance Limited

10%

10%

 

 

 

 

Peace Hills General Insurance

20%

10% to 15%

10%-30%

12.50%

10%-25%

10%-35%

Peake & McInnis Ltd.

10%

10%

 

 

 

 

Peel Mutual Insurance Company

20%

13%

10%-30%

12.50%

10%-25%

10%-35%

Pembridge Insurance Company

20%

10% to 20%

10%-30%

12.50%

10%-25%

10%-35%

Perth Insurance

15%-20%

10% to 12.5%

 

 

 

 

Phoenix Underwriters

 

 

7.5%-15%

 

7.5%-15%

30%

Pitcher & Doyle

 

 

7.5%-15%

7.5%-10%

7.5%-15%

30%

Pirght Professions

 

 

7.5%-15%

 

7.5%-15%

30%

Portage la Prairie Mutual

20%

13%

10%-30%

12.50%

10%-25%

10%-35%

Portside Marine

 

20%

 

 

 

 

Premier Marine Insurance

15% - 20%

15% - 20%

 

 

 

 

Premier Canada

 

 

7.5%-15%

7.5%-10%

7.5%-15%

30%

Professional Risk Underwriters Inc.

 

 

7.5%-15%

 

7.5%-15%

30%

Red River Valley Mutual Insurance Company

15% to 20%

10% to 12.5%

 

 

 

 

Raise Underwriting

 

 

7.5%-15%

 

7.5%-15%

10-20%

Resilience Cyber Insurance Solutions Agency Canada Limited

 

 

7.5%-15%

 

7.5%-15%

30%

REVAU Advanced Underwriting Inc.

 

 

7.5%-15%

 

7.5%-15%

10-20%

RSA Insurance Group

20%

7.5% - 11%

 

 

 

 

Rozon Insurance

10%

10%

 

 

 

 

Sandbox Mutual Insurance

20%

 

10%-30%

12.50%

10%-25%

10%-35%

Salter Ratchford Insurance Brokers

10%

10%

 

 

 

 

Scottish & York Insurance Company Ltd.

15% to 20%

10% to 12.5%

 

 

 

 

SE Mutual Company

20%

 

10%-30%

12.50%

10%-25%

10%-35%

SGI Canada

20%

10% to 12.5%

10%-30%

12.50%

10%-25%

10%-35%

Shore Underwriters

 

 

7.5%-15%

 

7.5%-15%

10-20%

Signal Underwriting Inc.

 

 

7.5%-15%

 

7.5%-15%

10-20%

South Coast Insurance

10%

10%

 

 

 

 

South Western Insurance Group

10% - 15%

7% - 15%

7.5%-15%

7.5%-10%

7.5%-15%

10-20%

Sovereign General Insurance Company

 

 

7.5%-20%

7.5%-20%

7.5%-25%

 

Sompo International Canada

15%

15%

 

 

 

 

Smith Insurance Service

10%

10%

 

 

 

 

Sentinel Risk

10%

6%

 

 

 

 

Specialty Advantage Insurance

 

 

7.5%-15%

 

7.5%-15%

30%

Specialty Insurance Services

 

 

7.5%-15%

 

7.5%-15%

30%

Special Risk Insurance

 

 

7.5%-15%

7.5%-10%

7.5%-15%

30%

Sports and Fitness Insurance

 

 

7.5%-15%

 

7.5%-15%

30%

STAR Insurance Solutions

 

 

7.5%-15%

 

7.5%-15%

30%

Shipowners' North America Protection Ltd.

15% to 20%

10% to 12.5%

 

 

 

 

St. Paul Fire-Renwls&EndtsOnly

15% to 20%

10% to 12.5%

 

 

 

 

Starr Insurance Companies

15%

15%

 

 

 

 

Starr Underwriting Agents

15% to 20%

10% to 12.5%

15%-20%

7.5%-15%

15%-20%

10%-35%

Steers Insurance Ltd.

10%

10%

 

 

 

 

Stewart Morrison Insurance

10%

10%

 

 

 

 

Stevenson and Hunt Insurance Brokers Limited

10%

10%

 

 

 

 

Sun Life Assurance Company of Canada

15% to 20%

10% to 12.5%

 

 

 

 

SUM

 

 

7.5%-15%

 

7.5%-15%

30%

Sutton Special Risk Inc.

 

 

7.5%-15%

 

7.5%-15%

30%

Surety Source Inc.

25%

25%

 

 

 

 

Swift Underwriting Solutions Ltd.

 

 

7.5%-15%

 

7.5%-15%

30%

Sutherland Insurance

10%

10%

 

 

 

 

TCB Underwriters Ltd

15% - 17.5%

15% - 17.5%

 

 

 

 

Tench-MacDiarmid Ins Brokers

10%

10%

 

 

 

 

Temple Insurance

15% to 20%

10% to 12.5%

 

 

 

 

Totten Group Insurance

12.5% - 20%

 

7.5%-15%

7.5%-10%

7.5%-15%

10-20%

The Commonwell Mutual Insurance Group

20%

13%

10%-30%

12.50%

10%-25%

10%-35%

The Hartford Livestock Dept

15% to 20%

10% to 12.5%

15%-20%

7.5%-15%

15%-20%

10%-35%

The Insurance Center Ltd.

10%

10%

 

 

 

 

The Insurance Company of Prince Edward Island

20%

13%

10%-30%

12.50%

10%-25%

10%-35%

The Kings Mutual Insurance Company

 

22.3%

 

 

 

 

The Mutual Fire Insurance Company of British Columbia

15% to 20%

10% to 12.5%

15%-20%

7.5%-15%

15%-20%

10%-35%

Trans Canada Insurance Market Inc.

 

 

7.5%-15%

 

7.5%-15%

30%

Tokio Marine Kiln Group

 

 

 

 

 

 

Tokio Marine & Nichido Fire Insurance Co., Ltd

20%

20%

 

 

 

 

Traders General Insurance Company

16% - 16.5%

8% - 11.5%

 

 

 

 

Trafalgar Insurance Company

15% to 20%

10% to 12.5%

 

 

 

 

Travelers Canada

20%

10% to 20%

10%-27.5%

5%-12.5%

20%-25%

10%-35%

Trillium Mutual Insurance Company

20% to 22.5%

13%

10%-30%

12.50%

10%-25%

10%-35%

Treasurer of the Niagara Falls Insurance Brokers Association

35%

35%

 

 

 

 

Treasures Insurance & Risk Management Inc

14%

 

 

 

 

 

Trinity Underwriting

 

 

7.5%-15%

 

7.5%-15%

30%

TuGo Travel Insurance

20% - 40%

 

 

 

 

 

TSW Management Services

 

 

7.5%-15%

 

7.5%-15%

30%

Trisura Guarantee Insurance Company

 

 

10%-30%

12.50%

10%-20%

10%-30%

Underwriting Solutions LP

 

 

7.5%-15%

 

7.5%-15%

30%

Unique Risks Limited

 

 

7.5%-15%

 

7.5%-15%

30%

Unica Insurance Inc.

18% - 20%

13%

 

 

 

 

United Surety Inc.

15% to 20%

10% to 12.5%

 

 

 

 

USLI (United States Liability Insurance) Company

 

 

 

 

 

 

Utter Morris Insurance

10%

10%

 

 

 

 

Vailo Insurace Services Ltd.

 

 

7.5%-15%

 

7.5%-15%

30%

Vaughne Assurance Ltd.

 

 

 

 

 

 

Wawanesa Mutual Insurance

7.5% - 20%

7.5% - 20%

10%-30%

12.50%

10%-25%

10%-35%

Westland Insurance Group Ltd

10%

10%

 

 

 

 

Western Assurance

20%

14%

 

 

 

 

Western General

20%

10% to 12.5%

10%-30%

12.50%

10%-25%

10%-35%

Western Surety

15% to 20%

10% to 12.5%

15%-20%

7.5%-15%

15%-20%

10%-35%

Withey Insurance Brokers Ltd

10%

10%

 

 

 

 

Wynward Insurance Group

 

 

10%-20%

12.50%

15%-20%

10%-35%

XL Specialty Insurance Company Limited

20%

 

15%-20%

7.5%-15%

15%-20%

10%-35%

Yarmouth Mutual

20%

10% to 12.5%

10%-30%

12.50%

10%-25%

10%-35%

Youngs Insurance

10%

10%

 

 

 

 

Zurich Insurance Company Ltd

 

10%-12.5%

10%-20%

5%-15%

20%

11%-30%

When it is in the best interests of the client, we will arrange coverage through specialist intermediaries not listed above. These suppliers also pay us a commission, usually at a rate that is lower than the insurers listed. In some cases, coverage may be arranged at no commission. In these situations, we may charge a fee in lieu of, or in addition to, the normal commission payable. It is our intention to disclose our total compensation.

These commissions are paid annually for new business and renewals. If there is an increase in the commission schedule or any other material change that affects compensation arrangements, we will notify you.

BrokerLink, Intact Insurance Company, Novex Insurance Company, and Jevco Insurance Company are owned by Intact Financial Corporation. Intact Financial Corporation, through affiliates, has provided interest-bearing financing at market rates to BrokerLink.

Our disclosure commitments are made in the best interest of consumers. For further details about the financial commitments made between insurance companies and insurance brokers, we encourage you to consult their respective websites.